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inurance organization provider

Independence Health Group, Inc.

Plan ID: H3952-50-0

Plan Summary Page

Keystone 65 Select Medical Only (HMO)

2025 Keystone 65 Select Medical Only (HMO) H3952050 0 is a Medicare Advantage plan . It has received a 4.5-out-of-5 star rating from CMS for 2025.

Learn more about Keystone 65 Select Medical Only (HMO) H3952 - 050 - 0, including the health and drug services it covers, by reading our easy-to-use guide. Or contact a licensed insurance agent for help now.

4.5 / 5 stars for 2025

$0.00 /mo

Monthly premium

$6000.00

Out-of-pocket maximum (Out-of-Network)

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Overview Icon

Plan Overview

2025 Keystone 65 Select Medical Only (HMO) H3952050 0 is a HMO offered in Chester, Delaware, Montgomery Counties by Independence Health Group, Inc.. It has a monthly premium of $3.50.

Premium Breakdown

Standard Part B Premium

$185.00

Part B premium reduction

- $0

Monthly Plan Premium

$3.50

Total Premium:

$188.50

Note:

The standard Medicare Part B premium for 2025 is $185.00. Your premium may differ based on factors like late enrollment, income (IRMAA), or disability status. Most people enrolled in Medicare Part B are required to pay this premium.

Special needs plan type

No

Out-of-pocket maximum (In-Network)

N/A

Out-of-pocket maximum (Out-of-Network)

$6000.00

Out-of-pocket maximum (Combined)

N/A

Plan Organization:

Independence Health Group, Inc.

Plan Type:

HMO

Location:

Chester, Delaware, Montgomery Counties

Drugs Covered:

No

Drug Formulary:

Pharmacies:

Doctors Link:

Deductibles

The amount you must pay each year before your plan starts to pay for covered services or drugs.

Sign up for Keystone 65 Select Medical Only (HMO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage Icon

Drug Coverage

Keystone 65 Select Medical Only (HMO) does not provide drug coverage. If drug coverage is something you need, you should consider shopping for other plans that do provide cost sharing on drugs.

Nursing Icon

Additional Benefits

Keystone 65 Select Medical Only (HMO) also provides the following benefits.

Additional Coverage Icon

Inpatient Hospital

Inpatient Hospital benefits are covered.

Inpatient Hospital-Acute

Inpatient Hospital-Acute benefits are covered – including services not usually covered by Medicare plans. Prior Authorization is required.

Cost Sharing:

- Copay: See below for more copay info. - Service-specific out-of-pocket maximum: $1650.00.
Days 1-6: Days 7-90:
Copayment275.000.00

More Details:

Enhanced benefits

Non-Medicare-covered Stay

Do you charge the Medicare-defined cost share for tier 1?

No

Copayment for Medicare-covered stay

0.00

Periodicity

Every Stay

Periodicity

Per Admission or Per Stay

Do you charge cost sharing on the day of discharge?

No

Additional Days for Inpatient Hospital-Acute

Additional Days for Inpatient Hospital-Acute benefits are covered.

Days 91-999:
Copayment0.00

More Details:

Is this benefit unlimited?

Yes

Number of day intervals for Additional Days

One

Non-Medicare-covered Stay for Inpatient Hospital-Acute

Not covered.

Upgrades for Inpatient Hospital-Acute

Not covered.

Inpatient Hospital Psychiatric

Inpatient Hospital Psychiatric benefits are covered. Prior Authorization is required.

Cost Sharing:

- Copay: See below for more copay info. - Service-specific out-of-pocket maximum: $1650.00.
Days 1-6: Days 7-90:
Copayment275.000.00

More Details:

Do you charge the Medicare-defined cost share for tier 1?

No

Copayment for Medicare-covered stay

0.00

Maximum enrollee out-of-pocket cost type

Plan-specified amount per period

Periodicity

Every Stay

Periodicity

Per Admission or Per Stay

Do you charge cost sharing on the day of discharge?

No

Additional Days for Inpatient Hospital Psychiatric

Not covered.

Non-Medicare-covered Stay for Inpatient Hospital Psychiatric

Not covered.

Additional Coverage Icon

Outpatient Services

Outpatient Services benefits are covered.

All Outpatient Hospital Services

All Outpatient Hospital Services benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Services have a Copayment

Medicare-covered Outpatient Hospital Services, Medicare-covered Observation Services

Outpatient Hospital Services

Outpatient Hospital Services benefits are covered. Prior Authorization is required.

Cost Sharing:

- Copay: $350.00.

Observation Services

Observation Services benefits are covered.

Cost Sharing:

- Copay: $350.00.

More Details:

Periodicity

Per stay

Ambulatory Surgical Center (ASC) Services

Ambulatory Surgical Center (ASC) Services benefits are covered. Prior Authorization is required.

Cost Sharing:

- Copay: $200.00.

Outpatient Substance Abuse Services

Outpatient Substance Abuse Services benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Outpatient Substance Abuse services have a Copayment

Medicare-covered Individual Sessions, Medicare-covered Group Sessions

Individual Sessions for Outpatient Substance Abuse

Individual Sessions for Outpatient Substance Abuse benefits are covered.

More Details:

Minimum copayment

30.00

Maximum copayment

30.00

Group Sessions for Outpatient Substance Abuse

Group Sessions for Outpatient Substance Abuse benefits are covered.

More Details:

Minimum copayment

20.00

Maximum copayment

20.00

Outpatient Blood Services

Outpatient Blood Services benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: $0.00.

More Details:

Enhanced benefit

Three (3) Pint Deductible Waived

Partial Hospitalization

Partial Hospitalization benefits are covered. Prior Authorization is required.

Cost Sharing:

- Copay: $30.00.
Additional Coverage Icon

Ambulance and Transportation Services

Ambulance and Transportation Services benefits are covered.

All Ambulance Services

All Ambulance Services benefits are covered. Prior Authorization is required.

More Details:

Is there a coinsurance?

No

Is there a copayment ?

Yes

Which Services have a Copayment

Medicare-covered Ground Ambulance Services, Medicare-covered Air Ambulance Services

Is this Copayment waived if admitted to hospital?

No

Ground Ambulance Services

Ground Ambulance Services benefits are covered.

Cost Sharing:

- Copay: $225.00.

Air Ambulance Services

Air Ambulance Services benefits are covered.

Cost Sharing:

- Copay: $225.00.

Transportation Services

Transportation Services benefits are covered.

Transportation Services - Plan Approved Health-related Location

Not covered.

Transportation Services - Any Health-related Location

Not covered.

Emergency Services

Emergency Services benefits are covered.

Emergency Services

Emergency Services benefits are covered.

Cost Sharing:

- Copay: $125.00.

More Details:

Is there a coinsurance?

No

Is there a copayment?

Yes

Is the copayment for Medicare-covered benefits waived if admitted to hospital?

No

Does the cost sharing count towards any plan-level deductible?

No

Urgently Needed Services

Urgently Needed Services benefits are covered.

Cost Sharing:

- Copay: $15.00 - $55.00.

More Details:

Is there a coinsurance?

No

Is there a copayment?

Yes

Is the copayment for Medicare-covered benefits waived if admitted to hospital?

No

Does the cost sharing count towards any plan-level deductible?

No

Worldwide Emergency Services

Worldwide Emergency Services benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Worldwide Services have a Copayment

Worldwide Urgent Coverage, Worldwide Emergency Transportation

Is there a maximum plan benefit coverage?

No

Worldwide Emergency Coverage

Worldwide Emergency Coverage benefits are covered.

Cost Sharing:

- Copay: $125.00.

Worldwide Urgent Coverage

Worldwide Urgent Coverage benefits are covered.

Cost Sharing:

- Copay: $125.00.

Worldwide Emergency Transportation

Not covered.

Additional Coverage Icon

Primary Care

Primary Care benefits are covered.

Primary Care Physician Services

Primary Care Physician Services benefits are covered.

Cost Sharing:

- Copay: $0.00.

Chiropractic Services

Chiropractic Services benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: $20.00.

More Details:

Which Chiropractic Services have a Copayment

Routine Care, Other

Is there a maximum plan benefit coverage amount?

No

Routine Chiropractic Care

Routine Chiropractic Care benefits are covered.

Cost Sharing:

- Copay: $20.00.

More Details:

Is this benefit unlimited?

No, indicate number

Visits

6

Periodicity

Every year

Occupational Therapy Services

Occupational Therapy Services benefits are covered.

More Details:

Is there a coinsurance?

No

Is there a copayment ?

Yes

Minimum copayment

20.00

Maximum copayment

20.00

Authorization required for this benefit?

No

Referral required for this benefit?

No

Physician Specialist Services

Physician Specialist Services benefits are covered.

Cost Sharing:

- Copay: $40.00.

Mental Health Specialty Services

Mental Health Specialty Services benefits are covered. Prior Authorization is required.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Mental Health Specialty Services have a Copayment

Medicare-covered Individual Sessions, Medicare-covered Group Sessions

Individual Sessions for Mental Health Specialty Services

Individual Sessions for Mental Health Specialty Services benefits are covered.

More Details:

Minimum copayment

30.00

Maximum copayment

30.00

Group Sessions for Mental Health Specialty Services

Group Sessions for Mental Health Specialty Services benefits are covered.

More Details:

Minimum copayment

20.00

Maximum copayment

20.00

Podiatry Services

Podiatry Services benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Enhanced benefits (7f)

Routine Foot Care

Is this benefit unlimited?

No

Visits

6

Periodicity

Every year

Which Podiatry Services have a Copayment

Medicare-covered Podiatry Services, Routine Foot Care

Minimum copayment

20.00

Maximum copayment

20.00

Minimum copayment

20.00

Maximum copayment

20.00

Is there a maximum plan benefit coverage amount?

No

Other Health Care Professional

Other Health Care Professional benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Minimum copayment

0.00

Maximum copayment

40.00

Psychiatric Services

Psychiatric Services benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Psychiatric Services have a Copayment

Medicare-covered Individual Sessions, Medicare-covered Group Sessions

Individual Sessions for Psychiatric Services

Individual Sessions for Psychiatric Services benefits are covered.

More Details:

Minimum copayment

30.00

Maximum copayment

30.00

Group Sessions for Psychiatric Services

Group Sessions for Psychiatric Services benefits are covered.

More Details:

Minimum copayment

20.00

Maximum copayment

20.00

Physical Therapy and Speech-Language Pathology Services

Physical Therapy and Speech-Language Pathology Services benefits are covered.

Cost Sharing:

- Copay: $20.00.

More Details:

Is there a coinsurance?

No

Is there a copayment ?

Yes

Authorization required for this benefit?

No

Referral required for this benefit?

No

Additional Telehealth Benefits

Additional Telehealth Benefits benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: $0.00 - $40.00.

More Details:

Medicare-covered benefits that may have Additional Telehealth Benefits available

7a: Primary Care Physician Services, 7c: Occupational Therapy Services, 7d: Physician Specialist Services, 7g: Other Health Care Professional, 7i: Physical Therapy and Speech-Language Pathology Services

Opioid Treatment Program Services

Opioid Treatment Program Services benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Minimum copayment

5.00

Maximum copayment

5.00

Additional Coverage Icon

Preventive Services

Preventive Services benefits are covered.

Medicare-covered Zero Dollar Preventive Services

Medicare-covered Zero Dollar Preventive Services benefits are covered. Prior Authorization is required.

Annual Physical Exam

Annual Physical Exam benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: $0.00.

More Details:

Is there a maximum plan benefit coverage amount?

No

Additional Preventive Services

Additional Preventive Services benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Other Defined Supplemental Benefits have a Copayment

14c1: Health Education, 14c4: Fitness Benefit*, 14c5: Enhanced Disease Management, 14c7: Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline)*, 14c12: Medical Nutrition Therapy (MNT), 14c20: Home-Based Palliative Care, 14c22: Support for Caregivers of Enrollees

Is there a service-specific Maximum Plan Benefit Coverage amount for Other Defined Supplemental Benefits?

No

Health Education

Health Education benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

In-Home Safety Assessment

Not covered.

Personal Emergency Response System (PERS)

Not covered.

Medical Nutrition Therapy (MNT)

Medical Nutrition Therapy (MNT) benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Do you offer Additional Sessions for Medicare-covered diseases?

Yes

Limit for additional sessions

Sessions

Numerical limit

4

Do you offer Coverage for Non-Medicare-covered diseases?

Yes

Numerical limit

Sessions

Limit for additional sessions

4

Post discharge In-Home Medication Reconciliation

Not covered.

Re-admission Prevention

Not covered.

Wigs for Hair Loss Related to Chemotherapy

Not covered.

Weight Management Programs

Not covered.

Alternative Therapies

Not covered.

Therapeutic Massage

Not covered.

Adult Day Health Services

Not covered.

Nutritional/Dietary Benefit

Not covered.

Home-Based Palliative Care

Home-Based Palliative Care benefits are covered.

More Details:

Type of benefit for Home-Based Palliative Care

Mandatory

Minimum copayment

0.00

Maximum copayment

0.00

In-Home Support Services

Not covered.

Support for Caregivers of Enrollees

Support for Caregivers of Enrollees benefits are covered.

More Details:

Type of benefit for Support for Caregivers of Enrollees

Mandatory

Minimum copayment

0.00

Maximum copayment

0.00

Type of benefit offered for Support for Caregivers of Enrollees

Respite Care, Other

Description

#14c22 Support for Caregivers includes support services (counseling, navigation and support), digital coaching, and education for enrollees and their caregivers.

Additional Sessions of Smoking and Tobacco Cessation Counseling

Not covered.

Fitness Benefit

Fitness Benefit benefits are covered.

More Details:

Type of Fitness Benefit offered

Memory Fitness, Activity Tracker

Minimum copayment

0.00

Maximum copayment

0.00

Enhanced Disease Management

Enhanced Disease Management benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Telemonitoring Services

Not covered.

Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline)

Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline) benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Minimum copayment

0.00

Maximum copayment

0.00

Home and Bathroom Safety Devices and Modifications

Not covered.

Counseling Services

Not covered.

Kidney Disease Education Services

Kidney Disease Education Services benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Other Preventive Services

Other Preventive Services benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Services have a Copayment

Medicare-covered Glaucoma Screening, Medicare-covered Diabetes Self-Management Training, Medicare-covered Barium Enemas, Medicare-covered Digital Rectal Exams, Medicare-covered EKG following Welcome Visit

Is a referral required for any Services?

No

Glaucoma Screening

Glaucoma Screening benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Diabetes Self-Management Training

Diabetes Self-Management Training benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Barium Enemas

Barium Enemas benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Digital Rectal Exams

Digital Rectal Exams benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

EKG following Welcome Visit

EKG following Welcome Visit benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Additional Coverage Icon

Hearing Services

Hearing Services benefits are covered.

Hearing Exams

Hearing Exams benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: $40.00.

More Details:

Which Hearing Exam Benefits have a Copayment

Medicare-covered Benefits, Routine Hearing Exams, Fitting/Evaluation for Hearing Aid

Is there a deductible?

No

Is there a deductible?

No

Is there a maximum plan benefit coverage?

No

Routine Hearing Exams

Routine Hearing Exams benefits are covered.

More Details:

Is this benefit unlimited?

No, indicate number

Number of visits

1

Periodicity

Every year

Minimum copayment

0.00

Maximum copayment

0.00

Fitting/Evaluation for Hearing Aid

Fitting/Evaluation for Hearing Aid benefits are covered.

More Details:

Is this benefit unlimited?

Yes

Minimum copayment

0.00

Maximum copayment

0.00

Prescription Hearing Aids

Prescription Hearing Aids benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Service maximum plan benefit coverage

No

Prescription Hearing Aids (all types)

Prescription Hearing Aids (all types) benefits are covered.

More Details:

Is this benefit unlimited?

No, indicate number

Number of visits

2

Periodicity

Every year

Minimum copayment

499.00

Maximum copayment

799.00

Prescription Hearing Aids - Inner Ear

Not covered.

Prescription Hearing Aids - Outer Ear

Not covered.

Prescription Hearing Aids - Over the Ear

Not covered.

OTC Hearing Aids

Not covered.

Additional Coverage Icon

Vision Services

Vision Services benefits are covered.

Eye Exams

Eye Exams benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: $0.00 - $40.00.

More Details:

Which Eye Exams have a Copayment

Routine Eye Exams, Other

Is there a deductible?

No

Is there a deductible?

No

Is there a maximum plan benefit coverage?

No

Routine Eye Exams

Routine Eye Exams benefits are covered.

Cost Sharing:

- Copay: $0.00.

More Details:

Is this benefit unlimited?

No, indicate number

Number of visits

1

Periodicity

Every year

Eyewear

Eyewear benefits are covered – including services not usually covered by Medicare plans.

More Details:

Is there a deductible?

No

Is there a deductible?

No

Is there a maximum plan benefit coverage?

Yes

Maximum plan benefit coverage type

Plan-specified amount per period

Do you offer a Combined Max Plan Benefit Coverage Amount for all Eyewear?

Yes

Combined maximum amount

250.00

Periodicity

Every year

Contact Lenses

Contact Lenses benefits are covered.

More Details:

Is this benefit unlimited?

No, indicate number

Number of pairs

1

Periodicity

Every year

Eyeglasses (lenses and frames)

Eyeglasses (lenses and frames) benefits are covered.

More Details:

Is this benefit unlimited?

No, indicate number

Number of pairs

1

Periodicity

Every year

Eyeglass lenses

Not covered.

Eyeglass frames

Not covered.

Upgrades

Not covered.

Additional Coverage Icon

Dental Services

Dental Services benefits are covered.

Medicare Dental Services

Medicare Dental Services benefits are covered.

Cost Sharing:

- Copay: $40.00.

Other Dental Services

Other Dental Services benefits are covered.

More Details:

Is there a maximum plan benefit coverage?

No

Oral Exams

Oral Exams benefits are covered.

Cost Sharing:

- Copay: $0.00.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Other, Describe

Description

Subject to limitations described in note.

Dental X-Rays

Dental X-Rays benefits are covered.

Cost Sharing:

- Copay: $0.00.

More Details:

Is this benefit unlimited?

No

Number of X-Rays

1

Periodicity

Other, Describe

Description

#16b2, Dental X-rays: Includes 1 set Bitewing X-rays per year. Periapical, Panoramic, & Full Mouth X-rays 1 per 3 years.

Prophylaxis (Cleaning)

Prophylaxis (Cleaning) benefits are covered.

Cost Sharing:

- Copay: $0.00.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Every six months

Fluoride Treatment

Fluoride Treatment benefits are covered.

Cost Sharing:

- Copay: $0.00.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Every year

Orthodontic Services

Orthodontic Services benefits are covered.

More Details:

Is there a maximum plan benefit coverage?

Yes

Maximum plan benefit coverage type

Plan-specified amount per period

Maximum amount

2000.00

Periodicity

Every year

Restorative Services

Restorative Services benefits are covered.

Cost Sharing:

- Coinsurance: 20%.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Other, Describe

Description

#16c1, Restorative: 1 filling per tooth every 2 years. 1 crown per tooth every 5 years.

Coinsurance percentage

20

Adjunctive General Services

Adjunctive General Services benefits are covered.

Cost Sharing:

- Copay: $0.00.

More Details:

Is this benefit unlimited?

Yes

Endodontics

Endodontics benefits are covered.

Cost Sharing:

- Coinsurance: 20%.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Other, Describe

Description

#16c2, Endodontics: 1 root canal per tooth per lifetime. 1 root canal retreatment per tooth per lifetime. 1 root canal repair per tooth per lifetime.

Coinsurance percentage

20

Periodontics

Periodontics benefits are covered.

Cost Sharing:

- Coinsurance: 20%.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Other, Describe

Description

#16c3, Periodontics: 4 maintenance procedures every year. 1 scaling and root planing procedure every 2 years per mouth quadrant. 1 full mouth debridement per lifetime.

Coinsurance percentage

20

Prosthodontics, removable

Prosthodontics, removable benefits are covered.

Cost Sharing:

- Coinsurance: 40%.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Other, Describe

Description

#16c4, Prosthodontics removable: 1 complete and partial set dentures every 5 years. 1 denture adjustment, reline, rebase, and repair every 2 years. 1 tissue conditioning per tooth per denture per life

Coinsurance percentage

40

Maxillofacial Prosthetics

Not covered.

Implant Services

Implant Services benefits are covered.

Cost Sharing:

- Coinsurance: 40%.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Other, Describe

Description

#16c6, Implant Services: 1 implant per tooth every 5 years.

Coinsurance percentage

40

Prosthodontics, fixed

Prosthodontics, fixed benefits are covered.

Cost Sharing:

- Coinsurance: 40%.

More Details:

Is this benefit unlimited?

No

Number of visits

1

Periodicity

Other, Describe

Description

#16c7, Prosthodontics, fixed: 1 set bridges every 5 years.

Coinsurance percentage

40

Oral and Maxillofacial Surgery

Oral and Maxillofacial Surgery benefits are covered.

Cost Sharing:

- Coinsurance: 20% - 40%.

More Details:

Is this benefit unlimited?

Yes

Orthodontics

Not covered.

Additional Coverage Icon

Home Infusion bundled Services

Home Infusion bundled Services benefits are covered. Prior Authorization is required.

Cost Sharing:

- Coinsurance: See below for more coinsurance info.

More Details:

Which Medicare Part B Rx Drugs have a Coinsurance

Medicare Part B Chemotherapy/Radiation Drugs, Other Medicare Part B Drugs

Does this plan have a service specific maximum enrollee out-of-pocket cost (MOOP)?

No

Does the plan offer step therapy?

Yes

Does the benefit step from?

Part B to Part D

Does the plan provide Part D home infusion drugs as part of a bundled service as a mandatory supplemental benefit?

No

Insulin

Insulin benefits are covered.

Medicare Part B Insulin Drugs

Medicare Part B Insulin Drugs benefits are covered.

Cost Sharing:

- Copay: $35.00.

More Details:

Does the Part B drugs - Insulin cost sharing count towards any plan-level deductible?

No

Medicare Part B Chemotherapy/Radiation Drugs

Medicare Part B Chemotherapy/Radiation Drugs benefits are covered.

More Details:

Minimum coinsurance

0

Maximum coinsurance

20

Other Medicare Part B Drugs

Other Medicare Part B Drugs benefits are covered.

More Details:

Minimum coinsurance

0

Maximum coinsurance

20

Dialysis Services

Dialysis Services benefits are covered.

Cost Sharing:

- Coinsurance: See below for more coinsurance info.

More Details:

Minimum coinsurance

20

Maximum coinsurance

20

Additional Coverage Icon

Medical Equipment

Medical Equipment benefits are covered.

Durable Medical Equipment (DME)

Durable Medical Equipment (DME) benefits are covered.

More Details:

Is there a coinsurance?

Yes

Minimum coinsurance

20

Maximum coinsurance

20

Is there a copayment ?

No

Are there preferred vendors/manufacturers for Durable Medical Equipment (DME)?

No

Authorization required for this benefit?

Yes

Durable Medical Equipment for use outside the home

Not covered.

Prosthetics/Medical Supplies - Non-Medicare benefit

Prosthetics/Medical Supplies - Non-Medicare benefit benefits are covered.

More Details:

Is there a coinsurance?

Yes

Which Prosthetics/Medical Supplies have a Coinsurance

Medicare-covered Prosthetic Devices, Medicare-covered Medical Supplies

Is there a copayment ?

No

Authorization required for this benefit?

Yes

Prosthetic Devices

Prosthetic Devices benefits are covered.

More Details:

Minimum coinsurance

20

Maximum coinsurance

20

Medical Supplies

Medical Supplies benefits are covered.

Cost Sharing:

- Coinsurance: 20%.

Diabetic Equipment

Diabetic Equipment benefits are covered. Prior Authorization is required.

Cost Sharing:

- Coinsurance: See below for more coinsurance info. - Copay: See below for more copay info.

More Details:

Which Diabetic Supplies and Services have a Coinsurance

Medicare-covered Diabetic Therapeutic Shoes or Inserts

Which Diabetic Supplies and Services have a Copayment

Medicare-covered Diabetes Supplies

Do you limit Diabetic supplies and services to those from specified manufacturers

Yes

Diabetic Supplies

Diabetic Supplies benefits are covered.

More Details:

Minimum coinsurance

0

Maximum coinsurance

20

Diabetic Therapeutic Shoes/Inserts

Diabetic Therapeutic Shoes/Inserts benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Additional Coverage Icon

Diagnostic and Radiological Services

Diagnostic and Radiological Services benefits are covered.

All Diagnostic services

All Diagnostic services benefits are covered. Prior Authorization is required.

More Details:

Is there a copayment?

Yes

Which Outpatient Diagnostic Procedures/Tests/Lab Services have a Copayment

Medicare-covered Diagnostic Procedures/Tests, Medicare-covered Lab Services

If a member receives multiple services at the same location on the same day, does only the maximum copay apply?

Yes

Diagnostic Procedures/Tests

Diagnostic Procedures/Tests benefits are covered.

More Details:

Minimum copayment

0.00

Maximum copayment

0.00

Lab Services

Lab Services benefits are covered.

Cost Sharing:

- Copay: $0.00.

All Radiological Services

All Radiological Services benefits are covered. Prior Authorization is required.

More Details:

Is there a copayment?

Yes

Which Outpatient Diagnostic/Therapeutic Radiological Services have a Copayment

Medicare-covered Diagnostic Radiological Services, Medicare-covered Therapeutic Radiological Services, Medicare-covered X-Ray Services

If a member receives multiple services at the same location on the same day, does only the maximum copay apply?

Yes

Diagnostic Radiological Services

Diagnostic Radiological Services benefits are covered.

Cost Sharing:

- Copay: At most $200.00. See below for more copay info.

More Details:

Minimum copayment

0.00

Therapeutic Radiological Services

Therapeutic Radiological Services benefits are covered.

Cost Sharing:

- Copay: At most $80.00. See below for more copay info.

More Details:

Minimum copayment

80.00

Outpatient X-Ray Services

Outpatient X-Ray Services benefits are covered.

Cost Sharing:

- Copay: $40.00.

Home Health Services

Home Health Services benefits are covered.

Cost Sharing:

- Copay: $0.00.

More Details:

Is there a coinsurance?

No

Is there a copayment ?

Yes

Authorization required for this benefit?

Yes

Referral required for this benefit?

No

Additional Hours of Care

Not covered.

Personal Care Services

Not covered.

Additional Coverage Icon

Cardiac Rehabilitation Services

Cardiac Rehabilitation Services benefits are covered.

Cost Sharing:

- Copay: See below for more copay info.

More Details:

Which Cardiac and Pulmonary Rehabilitation Services have a Copayment

Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, Additional Cardiac Rehabilitation Services

Cardiac Rehabilitation Services

Not covered.

Intensive Cardiac Rehabilitation Services

Not covered.

Pulmonary Rehabilitation Services

Not covered.

SET for PAD Services

Not covered.

Additional Coverage Icon

Skilled Nursing Facility (SNF)

Skilled Nursing Facility (SNF) benefits are covered. Prior Authorization is required.

Cost Sharing:

- Copay: See below for more copay info.
Days 1-20: Days 21-100:
Copayment0.00214.00

More Details:

Does the plan provide Skilled Nursing Facility Services as a supplemental benefit under Part C?

No

Do you allow less than 3 day inpatient hospital stay prior to SNF admission?

Yes

Days

Zero

Do you charge the Medicare-defined cost share for tier 1?

No

Periodicity

Original Medicare

Additional Days beyond Medicare-covered for Skilled Nursing Facility (SNF)

Not covered.

Non-Medicare-covered Stay for Skilled Nursing Facility (SNF)

Not covered.

Other Services

Other Services benefits are covered.

Acupuncture

Acupuncture benefits are covered – including services not usually covered by Medicare plans.

Cost Sharing:

- Copay: $20.00.

More Details:

Is this benefit unlimited for Number of Treatments?

No

Limit for Number of Treatments

6

Periodicity

Every year

Is there a maximum plan benefit coverage amount?

No

Over-the-Counter (OTC) Items

Over-the-Counter (OTC) Items benefits are covered.

More Details:

Does the plan provide Over-The-Counter (OTC) Items as a supplemental benefit under Part C?

Yes

Is there a maximum plan benefit coverage amount?

Yes

Maximum plan benefit coverage amount

30.00

Periodicity

Every three months

Does your Maximum Plan Benefit Coverage amount carry forward to the next period if it is unused?

No

Plan offers Nicotine Replacement Therapy (NRT) as a Part C OTC benefit?

No

Plan offers Naloxone coverage as a Part C OTC benefit?

Yes

Does this cover all of the drugs on the CMS OTC list which may be found in Chapter 4 of the Medicare Managed Care Manual

No

Meal Benefit

Not covered.

Dual Eligible SNPs with Highly Integrated Services

Not covered.

Other Services

Other Services benefits are covered.

More Details:

Is Authorization required for one or more Additional Services?

No

Is a referral required for one or more Additional Services?

No

Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services

Not covered.

Private Duty Nursing Services

Not covered.

Case Management (Long Term Care)

Not covered.

Institution for Mental Disease Services for Individuals 65 or Older

Not covered.

Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities

Not covered.

Case Management

Not covered.

Tobacco Cessation Counseling for Pregnant Women

Not covered.

Freestanding Birth Center Services

Not covered.

Respiratory Care Services

Not covered.

Family Planning Services

Not covered.

Nursing Home Services

Not covered.

Home and Community Based Services

Not covered.

Personal Care Services

Not covered.

Self-Directed Personal Assistance Services

Not covered.

Overview Icon

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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