St Francis Health System & St John Health System
Plan ID: H3755-4-0
Plan Summary Page2025 Senior Health Plan Platinum Plus (HMO) H3755 — 004 — 0 is a Medicare Advantage plan with drug coverage. It has received a 4-out-of-5 star rating from CMS for 2025.
Learn more about Senior Health Plan Platinum Plus (HMO) H3755 - 004 - 0, including the health and drug services it covers, by reading our easy-to-use guide. Or contact a licensed insurance agent for help now.
4 / 5 stars for 2025
$83.00 /mo
Monthly premium
$0
Drug deductible
$4700.00
Out-of-pocket maximum (Out-of-Network)
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2025 Senior Health Plan Platinum Plus (HMO) H3755 — 004 — 0 is a HMO offered in Select counties in N.E. and Central Oklahoma by St Francis Health System & St John Health System. It has a monthly premium of $83.00.
Standard Part B Premium
$185.00
Part B premium reduction
- $0
Monthly Plan Premium
$83.00
Total Premium:
$268.00
Note:
The standard Medicare Part B premium for 2025 is $185.00. Your premium may differ based on factors like late enrollment, income (IRMAA), or disability status. Most people enrolled in Medicare Part B are required to pay this premium.
Special needs plan type
No
Out-of-pocket maximum (In-Network)
N/A
Out-of-pocket maximum (Out-of-Network)
$4700.00
Out-of-pocket maximum (Combined)
N/A
Plan Organization:
St Francis Health System & St John Health System
Plan Type:
HMO
Location:
Select counties in N.E. and Central Oklahoma
Drugs Covered:
Yes
Drug Formulary:
Pharmacies:
Doctors Link:
The amount you must pay each year before your plan starts to pay for covered services or drugs.
Drug deductible
$0
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Senior Health Plan Platinum Plus (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.
Drug Benefit Type
Enhanced Alternative
Prescription drug deductible
$0
This plan's premium may be reduced for you if you qualify for the low-income subsidy (also known as LIS or "Extra help"). The following is what you'll pay for with LIS.
Part D | LIS Full |
---|---|
$7.00 | $7.00 |
After you pay your $0.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2000.00. Once you reach that amount, you will enter the next coverage phase.
Tier | Preferred Pharmacy | Standard Pharmacy | Preferred Mail | Standard Mail |
---|---|---|---|---|
1. Preferred Generic | - | $5.00 copay | - | $0.00 copay |
2. Standard Generic | - | $47.00 copay | - | $47.00 copay |
3. Preferred Brand | - | 40% coinsurance | - | 40% coinsurance |
4. Non-Preferred Drug | - | 33% coinsurance | - | 33% coinsurance |
5. Specialty Tier | - | - | - | - |
After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit.
Senior Health Plan Platinum Plus (HMO) also provides the following benefits.
Inpatient Hospital benefits are covered.
Inpatient Hospital-Acute benefits are covered – including services not usually covered by Medicare plans. Prior Authorization and a doctor referral are required.
Cost Sharing:
Days 1-7: | Days 8-90: | |
---|---|---|
Copayment | 220.00 | 0.00 |
More Details:
Enhanced benefits
Non-Medicare-covered Stay
Do you charge the Medicare-defined cost share for tier 1?
No
Copayment for Medicare-covered stay
0.00
Periodicity
Per Admission or Per Stay
Do you charge cost sharing on the day of discharge?
No
Additional Days for Inpatient Hospital-Acute benefits are covered.
More Details:
Is this benefit unlimited?
Yes
Number of day intervals for Additional Days
Zero (No Copayment per Day)
Not covered.
Not covered.
Inpatient Hospital Psychiatric benefits are covered – including services not usually covered by Medicare plans. Prior Authorization and a doctor referral are required.
Cost Sharing:
Days 1-7: | Days 8-90: | |
---|---|---|
Copayment | 220.00 | 0.00 |
More Details:
Enhanced benefits (1b)
Non-Medicare-covered Stay
Do you charge the Medicare-defined cost share for tier 1?
No
Copayment for Medicare-covered stay
0.00
Periodicity
Per Admission or Per Stay
Do you charge cost sharing on the day of discharge?
No
Additional Days for Inpatient Hospital Psychiatric benefits are covered.
More Details:
Is this benefit unlimited?
Yes
Number of day intervals for Additional Days
Zero (No Copayment per Day)
Not covered.
Outpatient Services benefits are covered.
All Outpatient Hospital Services benefits are covered.
Cost Sharing:
More Details:
Which Services have a Copayment
Medicare-covered Outpatient Hospital Services, Medicare-covered Observation Services
Outpatient Hospital Services benefits are covered. Prior Authorization and a doctor referral are required.
Cost Sharing:
Observation Services benefits are covered. Prior Authorization and a doctor referral are required.
Cost Sharing:
More Details:
Periodicity
Per stay
Ambulatory Surgical Center (ASC) Services benefits are covered. Prior Authorization and a doctor referral are required.
Cost Sharing:
Outpatient Substance Abuse Services benefits are covered.
Cost Sharing:
More Details:
Which Outpatient Substance Abuse services have a Copayment
Medicare-covered Individual Sessions, Medicare-covered Group Sessions
Individual Sessions for Outpatient Substance Abuse benefits are covered.
More Details:
Minimum copayment
20.00
Maximum copayment
20.00
Group Sessions for Outpatient Substance Abuse benefits are covered.
More Details:
Minimum copayment
20.00
Maximum copayment
20.00
Outpatient Blood Services benefits are covered – including services not usually covered by Medicare plans. Prior Authorization and a doctor referral are required.
More Details:
Enhanced benefit
Three (3) Pint Deductible Waived
Partial Hospitalization benefits are covered. Prior Authorization and a doctor referral are required.
Ambulance and Transportation Services benefits are covered.
All Ambulance Services benefits are covered. Prior Authorization is required.
More Details:
Is there a coinsurance?
No
Is there a copayment ?
Yes
Which Services have a Copayment
Medicare-covered Ground Ambulance Services, Medicare-covered Air Ambulance Services
Is this Copayment waived if admitted to hospital?
Yes
Ground Ambulance Services benefits are covered.
Cost Sharing:
Air Ambulance Services benefits are covered.
Cost Sharing:
Transportation Services benefits are covered – including services not usually covered by Medicare plans.
More Details:
Enhanced benefit (10b)
Plan Approved Health-related Location
Is there a service specific maximum plan benefit coverage amount?
No
Transportation Services - Plan Approved Health-related Location benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of trips
12
Periodicity
Every year
Type of transportation
One-way
Mode of Transportation
Taxi, Medical Transport
Description
Non-emergency transportation is provided by the plan's contracted transportation service provider using wheelchair vans and passenger automobiles.
Not covered.
Emergency Services benefits are covered.
Emergency Services benefits are covered.
Cost Sharing:
More Details:
Is there a coinsurance?
No
Is there a copayment?
Yes
Is the copayment for Medicare-covered benefits waived if admitted to hospital?
Yes
Select either days or hours within which admission must occur for waiver
Hours
Enter number of days or hours
48
Does the cost sharing count towards any plan-level deductible?
No
Urgently Needed Services benefits are covered.
Cost Sharing:
More Details:
Is there a coinsurance?
No
Is there a copayment?
Yes
Is the copayment for Medicare-covered benefits waived if admitted to hospital?
No
Does the cost sharing count towards any plan-level deductible?
No
Worldwide Emergency Services benefits are covered – including services not usually covered by Medicare plans.
Cost Sharing:
More Details:
Which Worldwide Services have a Copayment
Worldwide Emergency Coverage, Worldwide Urgent Coverage, Worldwide Emergency Transportation
Is there a maximum plan benefit coverage?
No
Worldwide Emergency Coverage benefits are covered.
Cost Sharing:
Worldwide Urgent Coverage benefits are covered.
Cost Sharing:
Worldwide Emergency Transportation benefits are covered.
Cost Sharing:
Primary Care benefits are covered.
Primary Care Physician Services benefits are covered.
Chiropractic Services benefits are covered.
Cost Sharing:
More Details:
Which Chiropractic Services have a Copayment
Routine Care
Not covered.
Occupational Therapy Services benefits are covered.
More Details:
Is there a coinsurance?
No
Is there a copayment ?
Yes
Minimum copayment
20.00
Maximum copayment
20.00
Authorization required for this benefit?
Yes
Referral required for this benefit?
Yes
Physician Specialist Services benefits are covered. A doctor referral is required.
Cost Sharing:
Mental Health Specialty Services benefits are covered.
Cost Sharing:
More Details:
Which Mental Health Specialty Services have a Copayment
Medicare-covered Individual Sessions, Medicare-covered Group Sessions
Individual Sessions for Mental Health Specialty Services benefits are covered.
More Details:
Minimum copayment
20.00
Maximum copayment
20.00
Group Sessions for Mental Health Specialty Services benefits are covered.
More Details:
Minimum copayment
20.00
Maximum copayment
20.00
Not covered.
Other Health Care Professional benefits are covered. A doctor referral is required.
Cost Sharing:
More Details:
Minimum copayment
0.00
Maximum copayment
25.00
Psychiatric Services benefits are covered.
Cost Sharing:
More Details:
Which Psychiatric Services have a Copayment
Medicare-covered Individual Sessions, Medicare-covered Group Sessions
Individual Sessions for Psychiatric Services benefits are covered.
More Details:
Minimum copayment
20.00
Maximum copayment
20.00
Group Sessions for Psychiatric Services benefits are covered.
More Details:
Minimum copayment
20.00
Maximum copayment
20.00
Physical Therapy and Speech-Language Pathology Services benefits are covered.
Cost Sharing:
More Details:
Is there a coinsurance?
No
Is there a copayment ?
Yes
Authorization required for this benefit?
Yes
Referral required for this benefit?
Yes
Additional Telehealth Benefits benefits are covered – including services not usually covered by Medicare plans. A doctor referral is required.
Cost Sharing:
More Details:
Medicare-covered benefits that may have Additional Telehealth Benefits available
7g: Other Health Care Professional
Opioid Treatment Program Services benefits are covered.
Cost Sharing:
More Details:
Minimum copayment
20.00
Maximum copayment
20.00
Preventive Services benefits are covered.
Medicare-covered Zero Dollar Preventive Services benefits are covered. A doctor referral is required.
Annual Physical Exam benefits are covered – including services not usually covered by Medicare plans.
More Details:
Is there a maximum plan benefit coverage amount?
No
Additional Preventive Services benefits are covered – including services not usually covered by Medicare plans.
More Details:
Is there a service-specific Maximum Plan Benefit Coverage amount for Other Defined Supplemental Benefits?
No
Not covered.
Not covered.
Personal Emergency Response System (PERS) benefits are covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Fitness Benefit benefits are covered.
More Details:
Type of Fitness Benefit offered
Physical Fitness, Memory Fitness
Not covered.
Not covered.
Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline) benefits are covered.
Not covered.
Not covered.
Kidney Disease Education Services benefits are covered. A doctor referral is required.
Other Preventive Services benefits are covered.
More Details:
Is a referral required for any Services?
Yes
Which Services require a Referral
Medicare-covered Barium Enemas
Glaucoma Screening benefits are covered.
Diabetes Self-Management Training benefits are covered.
Barium Enemas benefits are covered.
Digital Rectal Exams benefits are covered.
EKG following Welcome Visit benefits are covered.
Hearing Services benefits are covered.
Hearing Exams benefits are covered – including services not usually covered by Medicare plans.
More Details:
Is there a deductible?
No
Is there a deductible?
No
Is there a maximum plan benefit coverage?
No
Routine Hearing Exams benefits are covered.
More Details:
Is this benefit unlimited?
No, indicate number
Number of visits
1
Periodicity
Every year
Fitting/Evaluation for Hearing Aid benefits are covered.
More Details:
Is this benefit unlimited?
No, indicate number
Number of visits
1
Periodicity
Every two years
Prescription Hearing Aids benefits are covered – including services not usually covered by Medicare plans.
More Details:
Service maximum plan benefit coverage
Yes
Select Coverage
Both ears combined
Maximum plan benefit coverage type
Plan-specified amount per period
Maximum amount
500.00
Periodicity
Every two years
Prescription Hearing Aids (all types) benefits are covered.
More Details:
Is this benefit unlimited?
Yes
Not covered.
Not covered.
Not covered.
OTC Hearing Aids benefits are covered.
More Details:
Is this benefit unlimited?
Yes
Is there a maximum plan benefit coverage?
Yes
Does the Maximum Plan Benefit Coverage Amount apply per ear or for both ears combined?
Both ears combined
Maximum amount
500.00
Periodicity
Every two years
Vision Services benefits are covered.
Eye Exams benefits are covered – including services not usually covered by Medicare plans.
More Details:
Is there a deductible?
No
Is there a deductible?
No
Is there a maximum plan benefit coverage?
No
Routine Eye Exams benefits are covered.
More Details:
Is this benefit unlimited?
No, indicate number
Number of visits
1
Periodicity
Every year
Eyewear benefits are covered – including services not usually covered by Medicare plans.
More Details:
Is there a deductible?
No
Is there a deductible?
No
Is there a maximum plan benefit coverage?
Yes
Maximum plan benefit coverage type
Plan-specified amount per period
Do you offer a Combined Max Plan Benefit Coverage Amount for all Eyewear?
Yes
Combined maximum amount
200.00
Periodicity
Every year
Contact Lenses benefits are covered.
More Details:
Is this benefit unlimited?
Yes
Eyeglasses (lenses and frames) benefits are covered.
More Details:
Is this benefit unlimited?
Yes
Not covered.
Not covered.
Not covered.
Dental Services benefits are covered.
Medicare Dental Services benefits are covered. Prior Authorization is required.
Cost Sharing:
Other Dental Services benefits are covered.
More Details:
Is there a maximum plan benefit coverage?
No
Oral Exams benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of visits
2
Periodicity
Other, Describe
Description
Periodic, detailed and extensive problem focused, re-evaluation exams are limited to 2 per 12 months. Limited oral evaluation problem focused is limited to 3 per 12 months.
Dental X-Rays benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of X-Rays
1
Periodicity
Other, Describe
Description
Bitewings (1-4 films) limited to 1 per 12 months. Panoramic images, vertical bitewings (7-8 images) and intraoral complete series limited to 1 per 36 months.
Prophylaxis (Cleaning) benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of visits
2
Periodicity
Other, Describe
Description
Limited to 2 (two) treatments per 12 month period.
Fluoride Treatment benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of visits
2
Periodicity
Other, Describe
Description
Limited to 2 (two) treatments per 12 month period.
Orthodontic Services benefits are covered.
More Details:
Is there a maximum plan benefit coverage?
Yes
Maximum plan benefit coverage type
Plan-specified amount per period
Maximum amount
1500.00
Periodicity
Every year
Restorative Services benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of visits
1
Periodicity
Other, Describe
Description
Amalgam and resin fillings are limited to once per 24 months, per tooth. Protective restoration is limited to 1 per lifetime.
Adjunctive General Services benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of visits
1
Periodicity
Other, Describe
Description
Palliative treatment is only allowed with a limited oral evaluation and x-rays. Teledentistry, synchronus or asynchronus limited to 1 per date of service.
Endodontics benefits are covered.
Cost Sharing:
More Details:
Is this benefit unlimited?
No
Number of visits
1
Periodicity
Other, Describe
Description
Root canals are limited to 1 per lifetime per tooth.
Coinsurance percentage
50
Periodontics benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of visits
1
Periodicity
Other, Describe
Description
Scaling and root planing are limited to once per quadrant per 36 months. Full mouth debridement is limited to 1 per 36 months.
Prosthodontics, removable benefits are covered. Prior Authorization is required.
Cost Sharing:
More Details:
Is this benefit unlimited?
No
Number of visits
1
Periodicity
Other, Describe
Description
Removable partial and complete dentures are limited to 1 per 60 months. Adjustments are limited to 2 per 12 months. Repairs and replacement of broken teeth are limited to 1 per 12 months.
Coinsurance percentage
50
Not covered.
Not covered.
Not covered.
Oral and Maxillofacial Surgery benefits are covered.
More Details:
Is this benefit unlimited?
No
Number of visits
1
Periodicity
Other, Describe
Description
Extractions are limited to 1 per tooth per lifetime. Coronectomy is limited to 1 per tooth per lifetime.
Not covered.
Home Infusion bundled Services benefits are covered. Prior Authorization is required.
Cost Sharing:
More Details:
Which Medicare Part B Rx Drugs have a Coinsurance
Medicare Part B Chemotherapy/Radiation Drugs, Other Medicare Part B Drugs
Does this plan have a service specific maximum enrollee out-of-pocket cost (MOOP)?
No
Does the plan offer step therapy?
No
Does the plan provide Part D home infusion drugs as part of a bundled service as a mandatory supplemental benefit?
No
Insulin benefits are covered.
Medicare Part B Insulin Drugs benefits are covered.
Cost Sharing:
More Details:
Does the Part B drugs - Insulin cost sharing count towards any plan-level deductible?
No
Medicare Part B Chemotherapy/Radiation Drugs benefits are covered.
More Details:
Minimum coinsurance
0
Maximum coinsurance
20
Other Medicare Part B Drugs benefits are covered.
More Details:
Minimum coinsurance
0
Maximum coinsurance
20
Dialysis Services benefits are covered. Prior Authorization and a doctor referral are required.
Cost Sharing:
More Details:
Minimum coinsurance
20
Maximum coinsurance
20
Medical Equipment benefits are covered.
Durable Medical Equipment (DME) benefits are covered.
More Details:
Is there a coinsurance?
Yes
Minimum coinsurance
0
Maximum coinsurance
15
Is there a copayment ?
No
Are there preferred vendors/manufacturers for Durable Medical Equipment (DME)?
No
Authorization required for this benefit?
Yes
Not covered.
Prosthetics/Medical Supplies - Non-Medicare benefit benefits are covered.
More Details:
Is there a coinsurance?
Yes
Which Prosthetics/Medical Supplies have a Coinsurance
Medicare-covered Prosthetic Devices, Medicare-covered Medical Supplies
Is there a copayment ?
No
Authorization required for this benefit?
Yes
Prosthetic Devices benefits are covered.
More Details:
Minimum coinsurance
20
Maximum coinsurance
20
Medical Supplies benefits are covered.
Cost Sharing:
Diabetic Equipment benefits are covered.
More Details:
Do you limit Diabetic supplies and services to those from specified manufacturers
No
Not covered.
Not covered.
Diagnostic and Radiological Services benefits are covered.
All Diagnostic services benefits are covered. Prior Authorization and a doctor referral are required.
More Details:
Is there a copayment?
Yes
Which Outpatient Diagnostic Procedures/Tests/Lab Services have a Copayment
Medicare-covered Lab Services
If a member receives multiple services at the same location on the same day, does only the maximum copay apply?
Yes
Diagnostic Procedures/Tests benefits are covered.
More Details:
Minimum copayment
0.00
Maximum copayment
155.00
Not covered.
All Radiological Services benefits are covered. Prior Authorization and a doctor referral are required.
More Details:
Is there a copayment?
Yes
Which Outpatient Diagnostic/Therapeutic Radiological Services have a Copayment
Medicare-covered Therapeutic Radiological Services
If a member receives multiple services at the same location on the same day, does only the maximum copay apply?
Yes
Diagnostic Radiological Services benefits are covered.
Cost Sharing:
More Details:
Minimum copayment
0.00
Not covered.
Not covered.
Home Health Services benefits are covered.
More Details:
Is there a coinsurance?
No
Is there a copayment ?
No
Authorization required for this benefit?
Yes
Referral required for this benefit?
Yes
Not covered.
Not covered.
Cardiac Rehabilitation Services benefits are covered. Prior Authorization is required.
Cost Sharing:
More Details:
Which Cardiac and Pulmonary Rehabilitation Services have a Copayment
Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services
Not covered.
Not covered.
Not covered.
Not covered.
Skilled Nursing Facility (SNF) benefits are covered. Prior Authorization and a doctor referral are required.
Cost Sharing:
Days 1-20: | Days 21-100: | |
---|---|---|
Copayment | 0.00 | 160.00 |
More Details:
Does the plan provide Skilled Nursing Facility Services as a supplemental benefit under Part C?
No
Do you allow less than 3 day inpatient hospital stay prior to SNF admission?
Yes
Days
Zero
Do you charge the Medicare-defined cost share for tier 1?
No
Periodicity
Original Medicare
Not covered.
Not covered.
Other Services benefits are covered.
Not covered.
Over-the-Counter (OTC) Items benefits are covered.
More Details:
Does the plan provide Over-The-Counter (OTC) Items as a supplemental benefit under Part C?
Yes
Is there a maximum plan benefit coverage amount?
Yes
Maximum plan benefit coverage amount
40.00
Periodicity
Every three months
Does your Maximum Plan Benefit Coverage amount carry forward to the next period if it is unused?
No
Plan offers Nicotine Replacement Therapy (NRT) as a Part C OTC benefit?
Yes
The Nicotine Replacement Therapy (NRT) being offered does not duplicate any Part D OTC or formulary drugs.
The Nicotine Replacement Therapy (NRT) being offered does not duplicate any Part D OTC or formulary drugs.
Plan offers Naloxone coverage as a Part C OTC benefit?
Yes
Does this cover all of the drugs on the CMS OTC list which may be found in Chapter 4 of the Medicare Managed Care Manual
Yes
Not covered.
Other 1 benefits are covered.
More Details:
Service Name
Non Medicare Covered DME
Is there a maximum plan benefit coverage?
No
Not covered.
Other Services benefits are covered.
More Details:
Is Authorization required for one or more Additional Services?
No
Is a referral required for one or more Additional Services?
No
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Not covered.
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
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