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Centene Corporation

Plan ID: H1032-201-0

Wellcare Simple (HMO)

2025 Wellcare Simple (HMO) H1032201 0 is a Medicare Advantage plan with drug coverage. It has received a 3.5-out-of-5 star rating from CMS for 2025.

Learn more about Wellcare Simple (HMO) H1032 - 201 - 0, including the health and drug services it covers, by reading our easy-to-use guide. Or contact a licensed insurance agent for help now.

3.5 / 5 stars for 2025

$0.00 /mo

Monthly premium

$420.00

Drug deductible

$1200.00

Out-of-pocket maximum

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1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week!

Overview Icon

Plan Overview

2025 Wellcare Simple (HMO) H1032201 0 is a HMO offered in Select counties in FL by Centene Corporation. It has a monthly premium of $0.00.

Premium Breakdown

Standard Part B Premium

$185.00

Part B premium reduction

- $0

Monthly Plan Premium

$0.00

Total Premium:

$185.00

Note:

The standard Medicare Part B premium for 2025 is $185.00. Your premium may differ based on factors like late enrollment, income (IRMAA), or disability status. Most people enrolled in Medicare Part B are required to pay this premium.

Special needs plan type

No

Out-of-pocket maximum

$1200.00

Plan Organization:

Centene Corporation

Plan Type:

HMO

Location:

Select counties in FL

Drugs Covered:

Yes

Drug Formulary:

Pharmacies:

Doctor Choice:

Doctors Link:

Deductibles

The amount you must pay each year before your plan starts to pay for covered services or drugs.

Drug deductible

$420

Note:

This plan does not charge an annual deductible for all drugs. The $420.00 annual deductible only applies to drugs in certain tiers.

Sign up for Wellcare Simple (HMO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage Icon

Drug Coverage

Wellcare Simple (HMO) provides the following cost-sharing on drugs. Please check the plan’s formulary for specific drugs covered.

Drug Benefit Type

Enhanced Alternative

Prescription drug deductible

$420.00

Part D Premium Reduction

This plan's premium may be reduced for you if you qualify for the low-income subsidy (also known as LIS or "Extra help"). The following is what you'll pay for with LIS.

Part D

LIS Full

$0.00

$0.00

Initial Coverage Phase

After you pay your $420.00 drug deductible, you will pay the following costs for drugs in each tier until your total drug costs (including what this plan has paid and what you have paid) reach $2000.00. Once you reach that amount, you will enter the next coverage phase.

30 Days
60 Days
90 Days

Tier

Preferred Pharmacy

Standard Pharmacy

Preferred Mail

Standard Mail

1. Preferred Generic

-

$5.00 Copay

-

$5.00 Copay

2. Standard Generic

-

-

-

-

3. Preferred Brand

-

-

-

-

4. Non-Preferred Drug

-

-

-

-

5. Specialty Tier

-

-

-

-

Catastrophic Coverage Phase

After your yearly out-of-pocket drug costs (including drugs purchased through your retail pharmacy and through mail order) reach $2000.00, you pay nothing for Medicare Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit.

Dental Icon

Additional Benefits

Wellcare Simple (HMO) also provides the following benefits.

Note:

Limits, Authorizations, and Referrals may apply for the benefits below. Contact the plan for details.

Additional Coverage Icon

Comprehensive dental

Adjunctive General Services
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Endodontics
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Implant Services
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Oral and Maxillofacial Surgery
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Periodontics
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Prosthodontics, fixed
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Prosthodontics, removable
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Restorative Services
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
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Preventive dental

Dental X-Rays
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Fluoride Treatment
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Oral Exams
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Other Diagnostic Dental Services
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Other Preventive Dental Services
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Prophylaxis (cleaning)
In-Network: No Coins - 0.00 Copay
Limit IconExclamation Icon
Additional Coverage Icon

Diagnostic procedures/lab services/imaging

Diagnostic radiology services
Diagnostic tests and procedures
$0-20 copay
Limit IconExclamation IconReferral Icon
Lab services
$0-50 copay
Limit IconExclamation IconReferral Icon
Outpatient x-rays
$40 copay
Limit IconExclamation IconReferral Icon
Additional Coverage Icon

Doctor visits

Primary
$0 copay
Limit Icon
Specialist
$0 copay
Limit IconExclamation IconReferral Icon
Additional Coverage Icon

Emergency care/Urgent care

Emergency
$140 copay per visit (always covered)
Limit Icon
Urgent care
$10 copay per visit (always covered)
Limit Icon
Additional Coverage Icon

Foot care (podiatry services)

Foot exams and treatment
$0 copay
Limit IconExclamation IconReferral Icon
Routine foot care
Not covered
Limit Icon
Additional Coverage Icon

Ground ambulance

All service types
$200 copay
Limit Icon
Additional Coverage Icon

Hearing

Medicare-Covered Hearing Exam
$0 copay
Limit IconExclamation Icon
Hearing aids
$0 copay
Limit IconExclamation Icon
Hearing aids OTC
Not covered
Limit Icon
Fitting/evaluation
$0 copay
Limit IconExclamation Icon
Additional Coverage Icon

Inpatient hospital coverage

All service types
$100 per day for days 1 through 3 $0 per day for days 4 through 90 $0 per day for days 91 through 150
Limit IconExclamation IconReferral Icon
Additional Coverage Icon

Outpatient hospital coverage

All service types
$0-200 copay per visit
Limit IconExclamation IconReferral Icon
Additional Coverage Icon

Optional benefits

All service types
No
Limit Icon
Additional Coverage Icon

Medical equipment/supplies

Diabetes supplies
$0 copay per item
Limit IconExclamation Icon
Durable medical equipment
Prosthetics
Additional Coverage Icon

Medicare Part B drugs

Chemotherapy
0-20% coinsurance
Limit IconExclamation Icon
Other Part B drugs
0-20% coinsurance
Limit IconExclamation Icon
Additional Coverage Icon

Mental health services

Outpatient individual therapy visit
$30 copay
Limit IconExclamation IconReferral Icon
Outpatient group therapy visit
$30 copay
Limit IconExclamation IconReferral Icon
Outpatient group therapy visit with a psychiatrist
$30 copay
Limit IconExclamation IconReferral Icon
Inpatient hospital - psychiatric
$75 per day for days 1 through 10 $0 per day for days 11 through 90
Limit IconExclamation IconReferral Icon
Outpatient individual therapy visit with a psychiatrist
$30 copay
Limit IconExclamation IconReferral Icon
Additional Coverage Icon

Preventive care

All service types
$0 copay
Limit Icon
Additional Coverage Icon

Rehabilitation services

Physical therapy and speech and language therapy visit
$0 copay
Limit IconExclamation IconReferral Icon
Occupational therapy visit
$0 copay
Limit IconExclamation IconReferral Icon
Additional Coverage Icon

Skilled Nursing Facility

All service types
$0 per day for days 1 through 20 $214 per day for days 21 through 30 $0 per day for days 31 through 100
Limit IconExclamation IconReferral Icon
Additional Coverage Icon

Transportation

All service types
$0 copay
Limit IconExclamation Icon
Additional Coverage Icon

Vision

Contact lenses
$0 copay
Limit IconExclamation Icon
Eyeglass frames
$0 copay
Limit IconExclamation Icon
Eyeglass lenses
$0 copay
Limit IconExclamation Icon
Other
Not covered
Limit Icon
Routine eye exam
$0 copay
Limit IconExclamation Icon
Upgrades
$0 copay
Limit IconExclamation Icon
Eyeglasses (frames and lenses)
$0 copay
Limit IconExclamation Icon
Additional Coverage Icon

Wellness programs (eg, fitness, nursing hotline)

All service types
Covered
Limit Icon
Overview Icon

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Get Personalized Help from a licensed insurance agent

1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

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Every year, Medicare evaluates plans based on a 5-star rating system.

Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period

We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.

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