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inurance organization provider

Independence Blue Cross

Plan ID: H3952-48-0

Keystone 65 Select Medical Only (HMO)

2024 Keystone 65 Select Medical Only (HMO) H3952048 0 is a Medicare Advantage plan . It has received a 4-out-of-5 star rating from CMS for 2024.

Learn more about Keystone 65 Select Medical Only (HMO) H3952 - 048 - 0, including the health and drug services it covers, by reading our easy-to-use guide. Or contact a licensed insurance agent for help now.

4 / 5 stars for 2024

$27.50 /mo

Monthly premium

$0

Health deductible

$5650.00

Out-of-pocket maximum

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1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week!

Overview Icon

Plan Overview

2024 Keystone 65 Select Medical Only (HMO) H3952048 0 is a Local HMO offered in Bucks, Philadelphia Counties by Independence Blue Cross. It has a monthly premium of $27.50.

Premium Breakdown

Standard Part B Premium

$174.70

Part B premium reduction

- $0

Monthly Plan Premium

$27.50

Total Premium:

$202.20

Note:

The standard Part B premium for 2024 is $174.70. Your Part B premium may differ based on factors including late enrollment, income, and disability status. Higher-income beneficiaries may pay an income-related monthly adjustment amount (IRMAA). The Part B premium is required to be paid by everyone enrolled in Medicare Part B.

Special needs plan type

No

Out-of-pocket maximum

$5650.00

Plan Organization:

Independence Blue Cross

Plan Type:

Local HMO

Location:

Bucks, Philadelphia Counties

Drugs Covered:

No

Drug Formulary:

Pharmacies:

Doctor Choice:

Plan Doctors for Most Services

Doctors Link:

Deductibles

The amount you must pay each year before your plan starts to pay for covered services or drugs.

Health deductible

$0

Sign up for Keystone 65 Select Medical Only (HMO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

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Drug Coverage

Keystone 65 Select Medical Only (HMO) does not provide drug coverage. If drug coverage is something you need, you should consider shopping for other plans that do provide cost sharing on drugs.

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Additional Benefits

Keystone 65 Select Medical Only (HMO) also provides the following benefits.

Note:

Limits, Authorizations, and Referrals may apply for the benefits below. Contact the plan for details.

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Comprehensive dental

Non-routine services
Not covered
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Diagnostic services
Not covered
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Restorative services
20% coinsurance
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Endodontics
20% coinsurance
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Periodontics
20% coinsurance
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Extractions
20% coinsurance
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Prosthodontics, other oral/maxillofacial surgery, other services
40% coinsurance
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Preventive dental

Oral exam
$0 copay
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Cleaning
$0 copay
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Fluoride treatment
Not covered
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Dental x-ray(s)
$0 copay
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Diagnostic procedures/lab services/imaging

Diagnostic tests and procedures
$0 copay
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Lab services
$0 copay
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Diagnostic radiology services (eg, MRI)
$0-200 copay
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Outpatient x-rays
$40 copay
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Doctor visits

Primary
$0 copay
Specialist
$40 copay per visit
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Emergency care/Urgent care

Emergency
$120 copay per visit (always covered)
Urgent care
$15-60 copay per visit (always covered)
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Foot care (podiatry services)

Foot exams and treatment
$20 copay
Routine foot care
$20 copay
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Ground ambulance

Service
$225 copay
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Hearing

Hearing exam
$40 copay
Fitting/evaluation
$0 copay
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Hearing aids
$499-799 copay
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Inpatient hospital coverage

Service
$275 per day for days 1 through 6 $0 per day for days 7 through 90 $0 per day for days 90 and beyond
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Outpatient hospital coverage

Service
$350 copay per visit
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Optional benefits

Service
No
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Medical equipment/supplies

Durable medical equipment (eg, wheelchairs, oxygen)
20% coinsurance per item
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Prosthetics (eg, braces, artificial limbs)
20% coinsurance per item
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Diabetes supplies
0-20% coinsurance per item
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Medicare Part B drugs

Chemotherapy
0-20% coinsurance
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Other Part B drugs
0-20% coinsurance
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Part B Insulin drugs
$35 copay
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Mental health services

Inpatient hospital - psychiatric
$275 per day for days 1 through 6 $0 per day for days 7 through 90
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Outpatient group therapy visit with a psychiatrist
$20 copay
Outpatient individual therapy visit with a psychiatrist
$30 copay
Outpatient group therapy visit
$20 copay
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Outpatient individual therapy visit
$30 copay
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Preventive care

Service
$0 copay
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Rehabilitation services

Occupational therapy visit
$20 copay
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Physical therapy and speech and language therapy visit
$20 copay
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Skilled Nursing Facility

Service
$0 per day for days 1 through 20 $203 per day for days 21 through 100
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Transportation

Service
Not covered
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Vision

Routine eye exam
$0 copay
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Other
Not covered
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Contact lenses
$0 copay
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Eyeglasses (frames and lenses)
$0 copay
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Eyeglass frames
Not covered
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Eyeglass lenses
Not covered
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Upgrades
Not covered
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Wellness programs (eg, fitness, nursing hotline)

Service
Covered
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Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Anthem Blue Cross, Aspire Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, GlobalHealth, Health Care Service Corporation, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Baylor Scott & White Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Every year, Medicare evaluates plans based on a 5-star rating system.

Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

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