AARP Medicare Rx Saver from UHC (PDP)

AARP Medicare Rx Saver from UHC (PDP) is a PDP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in New York. This plan received an overall rating of 2 out of 5 stars in 2025.

It's important to know that AARP Medicare Rx Saver from UHC (PDP) is a Prescription Drug (PDP) Plan. That means that this plan does cover prescription drugs, but doesn't cover medical services. If you are looking for a plan with medical service coverage, please search for Medicare Advantage Plans offered in your area.

Key Plan Facts

Below are a few key facts and commonly-asked questions about AARP Medicare Rx Saver from UHC (PDP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Drug Coverage

The AARP Medicare Rx Saver from UHC (PDP) plan has a deductible of $590.00. During the initial coverage phase, you'll pay a copay or coinsurance depending on the drug tier and pharmacy. For example, preferred generic drugs have an $8.00 copay at a preferred pharmacy, and preferred brand drugs have 40% coinsurance. Once your total drug costs reach $2000.00, you enter the catastrophic coverage phase, where you pay nothing for covered Part D drugs. If you qualify for the low-income subsidy, your monthly premium will be reduced.

Additional Benefits

As a Prescription Drug (PDP) plan, health services are not covered by AARP Medicare Rx Saver from UHC (PDP).

This includes doctor visits, hospital stays, and other medical services generally covered by other Medicare Advantage (MA) plans.