Humana Full Access R0110-020 (Regional PPO)

Humana Full Access R0110-020 (Regional PPO) is a Regional PPO plan offered by Humana Insurance Company available for the 2026 plan year to people living in States of Georgia and South Carolina. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Humana Full Access R0110-020 (Regional PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Humana Full Access R0110-020 (Regional PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Humana Full Access R0110-020 (Regional PPO) Medicare plan features an annual prescription drug deductible of $615. For Tier 1 preferred generic drugs, you will pay no copay for a 1-month or 3-month supply at standard pharmacies and through preferred mail order. Tier 2 generic drugs are also highly affordable, costing as little as a $5 copay for a 1-month supply, or no copay for a 3-month supply when using preferred mail order. Tier 3 preferred brand drugs require a $47 copay for a 1-month supply across standard pharmacies and mail-order options. Higher-tier medications are subject to coinsurance, with Tier 4 non-preferred drugs requiring a 33% coinsurance and Tier 5 specialty drugs requiring a 25% coinsurance. Choosing preferred mail-order services can help reduce your out-of-pocket costs for select prescription tiers under this plan.

Additional Benefits

The Humana Full Access R0110-020 (Regional PPO) plan offers comprehensive medical coverage with no copay for primary care visits, annual physicals, and home health services. For specialized care, members pay a $45 copay for specialist visits and a $25 copay for physical, occupational, and speech therapy. Inpatient hospital stays require a $375 daily copay for the first few days with no copay for subsequent days, while emergency room visits carry a $115 copay that is waived if admitted. This plan also includes key supplemental benefits, such as dental coverage up to a $1,000 annual limit with no copay for preventive care and a $25 copay for restorative services. Routine vision and hearing exams are available with no copay, and prescription hearing aids are partially covered with copays ranging from $699 to $999. For medical needs, durable medical equipment and dialysis services generally require a 20% coinsurance, while lab services and outpatient X-rays are covered with no copay.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.