Get help from a licensed insurance agent 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week.

HumanaChoice R0110-017 (Regional PPO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for HumanaChoice R0110-017 (Regional PPO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on HumanaChoice R0110-017 (Regional PPO) in 2025, please refer to our full plan details page.

HumanaChoice R0110-017 (Regional PPO) is a Regional PPO plan offered by Humana Inc. available for enrollment in 2025 to people living in States of Alabama and Tennessee. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that HumanaChoice R0110-017 (Regional PPO) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about HumanaChoice R0110-017 (Regional PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For HumanaChoice R0110-017 (Regional PPO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

Drugs are not covered by this plan, so a prescription drug deductible is not applicable.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $9550.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $9550.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $10.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $30.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $55.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for HumanaChoice R0110-017 (Regional PPO)

Phone Icon

Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

Prescription drugs are not covered by HumanaChoice R0110-017 (Regional PPO).

Additional Benefits IconAdditional Benefits

The HumanaChoice R0110-017 (Regional PPO) plan offers comprehensive coverage with a range of copays and coinsurance. Inpatient hospital stays have a copay, with outpatient services and emergency services also having copays. The plan also covers primary care and specialist visits, along with mental health services, and offers preventive, hearing, vision, and dental benefits with varying costs. Additional benefits include ambulance services, partial hospitalization, and home infusion services. Diagnostic and radiological services, as well as home health services, are covered with copays and coinsurance. The plan also covers medical equipment and skilled nursing facility services with copays, and offers acupuncture, and meal benefits.

Inpatient Hospital See details

Inpatient Hospital benefits, including acute and psychiatric care, are covered. For acute care, you'll pay a $280 copay for days 1-5, and no copay for days 6-90; additional days have no copay. Psychiatric care has the same cost-sharing as acute care, but additional days and non-Medicare stays for psychiatric care are not covered.

Outpatient Services See details

Outpatient Services, including all outpatient hospital services, are covered by HumanaChoice R0110-017, with copays ranging from $0 to $95. Observation Services have a $280 copay per stay, while Ambulatory Surgical Center (ASC) Services have no copay. Outpatient Substance Abuse Services are covered with a $30 copay for both individual and group sessions, and Outpatient Blood Services are covered with no copay.

Partial Hospitalization See details

Partial Hospitalization is covered under the HumanaChoice R0110-017 (Regional PPO) plan, with a $30 copay. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, with prior authorization required for all ambulance services. Ground ambulance services have a $315 copay, while air ambulance services have 20% coinsurance, and transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency Services and Worldwide Emergency Coverage have a $125 copay, while Urgently Needed Services have a $55 copay; all services have no coinsurance.

Primary Care See details

The HumanaChoice R0110-017 (Regional PPO) plan covers primary care physician services with a $10 copay. Chiropractic services and occupational therapy services are covered with copays of $20, while routine chiropractic care is not covered.

Specialist visits have a $30 copay, and mental health and psychiatric individual and group sessions have a $30 copay.

Physical therapy and speech-language pathology services have a $20 copay, and additional telehealth benefits have a copay between $0 and $55.

Opioid treatment program services have a copay of $30.

Preventive Services See details

The HumanaChoice R0110-017 (Regional PPO) plan covers preventive services, including Medicare-covered preventive services, an annual physical exam with no copay, and fitness benefits with no copay. Other preventive services like Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit are covered with no copay. However, services such as Health Education, In-Home Safety Assessment, and others are not covered.

Hearing Services See details

Hearing services include hearing exams with a $30 copay, routine hearing exams with no copay, and fitting/evaluation for hearing aids with no copay. Prescription hearing aids (all types) are covered with a copay between $399 and $699. Prescription hearing aids for the inner ear, outer ear, and over the ear, and OTC hearing aids are not covered.

Vision Services See details

The HumanaChoice R0110-017 (Regional PPO) plan covers vision services, including eye exams with a copay of $0-$30, and eyewear with no copay. Eyeglass lenses, eyeglass frames, and upgrades are not covered.

Dental Services See details

Dental services are covered, including Medicare dental services with a $30 copay, oral exams, dental X-Rays, other diagnostic dental services, prophylaxis (cleaning), and other preventive dental services with no copay. Restorative services and prosthodontics (fixed) have a 30% - 40% coinsurance and no copay, while endodontics, periodontics, and oral and maxillofacial surgery have no copay. Fluoride treatment, prosthodontics (removable), maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, with prior authorization required. For Medicare Part B Insulin Drugs, there is a $35 copay and coinsurance between 0% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, coinsurance applies between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered, with a coinsurance of 20%. Prior authorization is required.

Medical Equipment See details

Medical Equipment, including Durable Medical Equipment (DME), Prosthetics, Medical Supplies, and Diabetic Equipment, are covered. Durable Medical Equipment has a 15% coinsurance, while Prosthetic Devices and Medical Supplies have a 20% coinsurance. Diabetic Supplies have a 10-20% coinsurance and no copay, while Diabetic Therapeutic Shoes/Inserts have a $10 copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services include coverage for all diagnostic services and radiological services. Diagnostic Procedures/Tests have a copay between $0 and $55, while Lab Services have no copay. Diagnostic Radiological Services have a copay up to $150, Therapeutic Radiological Services have a copay between $30 and $50, and Outpatient X-Ray Services have a $10 copay.

Home Health Services See details

Home Health Services are covered by the HumanaChoice R0110-017 (Regional PPO) plan with no copay and no coinsurance. However, additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are generally covered, but specific services like Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, and Additional Cardiac Rehabilitation Services are not covered. Prior authorization is required and the copay varies.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, but require prior authorization. For days 1-20, the copay is $10 per day, and for days 21-100, the copay is $214 per day; additional days beyond Medicare-covered for SNF and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services includes coverage for acupuncture with a $30 copay, limited to 20 treatments per year with prior authorization, and a meal benefit with no copay and prior authorization. Over-the-counter items, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

Contact us phone logo

Get Personalized Help from a licensed insurance agent

1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Decorative blobs in the footerMedicareAdvantageRX logo*/

SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M

MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.

This is a promotional communication.

Every year, Medicare evaluates plans based on a 5-star rating system.

Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period

We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.

Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.

Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.

Medicare has neither approved nor endorsed any information on this site.

Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week

© 2023 Dog Media Solutions LLC. All rights reserved