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HumanaChoice R0110-001 (Regional PPO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for HumanaChoice R0110-001 (Regional PPO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on HumanaChoice R0110-001 (Regional PPO) in 2025, please refer to our full plan details page.

HumanaChoice R0110-001 (Regional PPO) is a Regional PPO plan offered by Humana Inc. available for enrollment in 2025 to people living in States of Louisiana and Mississippi. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that HumanaChoice R0110-001 (Regional PPO) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about HumanaChoice R0110-001 (Regional PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For HumanaChoice R0110-001 (Regional PPO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan has a $1000.00 health deductible. This means, every calendar year, you pay this amount towards covered services before your insurance coverage kicks in.

Drugs are not covered by this plan, so a prescription drug deductible is not applicable.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $11300.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $11300.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $45.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $35.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for HumanaChoice R0110-001 (Regional PPO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

Prescription drugs are not covered by HumanaChoice R0110-001 (Regional PPO).

Additional Benefits IconAdditional Benefits

The HumanaChoice R0110-001 (Regional PPO) plan offers a range of benefits with varying costs. Inpatient hospital stays have a copay, while outpatient services may have copays depending on the service. Ambulance services and emergency services have copays, while primary care visits and many other services have no copay. The plan also includes coverage for preventive, hearing, vision, and dental services, with copays for exams and other services. Additionally, it covers home health services, and skilled nursing facility stays, with copays for certain days. Other benefits include acupuncture, over-the-counter items, and a meal benefit.

Inpatient Hospital See details

Inpatient Hospital services, including acute and psychiatric, are covered, with a $195 copay for days 1-6 and no copay for days 7-90. Additional days for inpatient hospital-acute are covered with no copay, while non-Medicare-covered stays and upgrades are not covered.

Outpatient Services See details

Outpatient Services include coverage for all outpatient hospital services, with a copay of $0-$195, and observation services with a copay of $195. Ambulatory Surgical Center (ASC) Services and Outpatient Blood Services have no copay, and Outpatient Substance Abuse Services have a copay of $30-$50 for individual and group sessions.

Partial Hospitalization See details

Partial hospitalization is covered, and requires prior authorization. You will have a $35 copay for this benefit.

Ambulance and Transportation Services See details

The HumanaChoice R0110-001 (Regional PPO) plan covers ambulance and transportation services. Ground ambulance services have a $315 copay, and air ambulance services have a 20% coinsurance, while transportation services to a plan-approved health-related location have no copay, with a limit of 24 one-way trips per year. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered under the HumanaChoice R0110-001 (Regional PPO) plan. Emergency Services and Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation each have a $110 copay, while Urgently Needed Services has a $35 copay; there is no coinsurance for any of these services.

Primary Care See details

The HumanaChoice R0110-001 (Regional PPO) plan covers primary care physician services with no copay, chiropractic services with a $15 copay, occupational therapy services with a $25 copay, and physician specialist services with a $45 copay. The plan also covers mental health specialty services and psychiatric services with a $30 copay for individual and group sessions, as well as physical therapy and speech-language pathology services with a $25 copay. Additionally, additional telehealth benefits are covered with a copay between $0 and $45, and opioid treatment program services are covered with a copay between $30 and $50.

Preventive Services See details

Preventive Services, including Medicare-covered services, are covered. Annual physical exams have no copay, and additional preventive services are covered, but require prior authorization. Other services like health education, in-home safety assessments, and others are not covered.

Hearing Services See details

Hearing exams are covered with a $45 copay, and routine hearing exams and fitting/evaluation for hearing aids have no copay. Prescription hearing aids are partially covered, with copays between $699 and $999 for all types, but not for inner ear, outer ear, or over-the-ear hearing aids. OTC hearing aids are covered up to $45 every three months.

Vision Services See details

Vision services include eye exams with a copay of $0-$45, and eyewear with no copay, with a combined maximum of $350 per year. Eyeglass lenses, eyeglass frames, and upgrades are not covered.

Dental Services See details

The HumanaChoice R0110-001 (Regional PPO) plan covers a variety of dental services, including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery. Medicare dental services require a $45 copay, and oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery all have no copay. Fluoride treatment, maxillofacial prosthetics, implant services, and orthodontics are not covered. The plan has a maximum benefit of $2,000 per year for both in-network and out-of-network services.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs with a $35 copay and 0-20% coinsurance, and Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs with 0-20% coinsurance. Prior authorization is required.

Dialysis Services See details

Dialysis Services are covered by the HumanaChoice R0110-001 (Regional PPO) plan, but require prior authorization. The coinsurance for dialysis services is 20%.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has a 7% coinsurance with no copay, while Durable Medical Equipment for use outside the home is not covered; Prosthetic Devices have a 20% coinsurance with no copay, and Medical Supplies also have a 20% coinsurance with no copay. Diabetic Supplies have a 10-20% coinsurance with no copay, while Diabetic Therapeutic Shoes/Inserts have a $10 copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, including Diagnostic Procedures/Tests with a copay between $0 and $50, Lab Services with no copay, Diagnostic Radiological Services with a copay up to $150, Therapeutic Radiological Services with a copay between $35 and $50, and Outpatient X-Ray Services with no copay. Prior authorization is required for all diagnostic and radiological services.

Home Health Services See details

Home Health Services are covered by HumanaChoice R0110-001 (Regional PPO) with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by HumanaChoice R0110-001 (Regional PPO), but the plan does not cover the following services: Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services. Prior authorization is required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by HumanaChoice R0110-001 (Regional PPO), with no copay for days 1-20 and a $214 copay per day for days 21-100. Additional days beyond Medicare-covered for SNF and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services includes acupuncture with a $45 copay, over-the-counter items with a maximum benefit of $45 every three months, and a meal benefit with no copay. The plan does not cover Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, or Self-Directed Personal Assistance Services.

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