DEVOTED DUAL CHOICE FULL 014 AL (PPO D-SNP)

DEVOTED DUAL CHOICE FULL 014 AL (PPO D-SNP) is a PPO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2026 to people living in North Alabama. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that DEVOTED DUAL CHOICE FULL 014 AL (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about DEVOTED DUAL CHOICE FULL 014 AL (PPO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The DEVOTED DUAL CHOICE FULL 014 AL (PPO D-SNP) plan offers an Enhanced Alternative drug benefit with a prescription drug deductible of $615.00 and a Part D premium of $27.70. During the initial coverage phase, you will pay a 25% coinsurance at standard pharmacies and standard mail order for Tier 1 preferred generic, Tier 2 standard generic, Tier 3 preferred brand, and Tier 4 non-preferred drugs. Additionally, there is no copay for Tier 5 specialty tier drugs at standard pharmacies or through standard mail. These initial coverage costs apply until your total drug costs reach $2,100.00. After your yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and will pay nothing for Medicare Part D covered drugs.

Additional Benefits

The DEVOTED DUAL CHOICE FULL 014 AL (PPO D-SNP) plan offers robust core medical coverage with no copay for outpatient services, diagnostic tests, and primary care visits, though a 20% coinsurance typically applies. For hospital stays, members pay a $2,230 copay per acute inpatient stay and a $2,080 copay per psychiatric stay, both with no coinsurance. Emergency care is available with a $115 copay, which is waived if admitted, while skilled nursing facility stays feature no copay for the first 20 days and a $218 daily copay for days 21 through 100. This plan also features valuable supplemental benefits, including a $3,000 annual limit for covered dental services and a $400 annual eyewear allowance with no copay. Routine hearing exams have no copay and a 20% coinsurance, and up to two prescription hearing aids are covered annually with copays between $399 and $699. Additionally, members receive a $50 quarterly allowance for over-the-counter items, though cardiac rehabilitation, routine podiatry, and routine chiropractic care are not covered.