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DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) in 2026, please refer to our full plan details page.
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) is a PPO C-SNP plan offered by Devoted Health, Inc. available for enrollment in 2026 to people living in Central and South Alabama. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Key Plan Facts
Below are a few key facts and commonly-asked questions about DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $395.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $9850.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $9850.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
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Drug Coverage
The DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) Medicare plan offers an Enhanced Alternative drug benefit with an annual prescription drug deductible of $395. During the initial coverage phase, members enjoy no copay for Tier 1 preferred generic drugs filled at standard pharmacies or through standard mail. For other drug tiers, you will pay a coinsurance of 20% for standard generics, 25% for preferred brands, and 26% for non-preferred drugs. Once your yearly out-of-pocket drug costs reach $2,100, you enter the catastrophic coverage phase and will pay nothing for covered Medicare Part D drugs. Additionally, individuals who qualify for the low-income subsidy, also known as Extra Help, can benefit from a reduced Part D cost of $0. Make sure to review the plan's formulary to confirm coverage for your specific prescription medications.
Additional Benefits
The DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) plan offers comprehensive coverage for core medical services, often featuring no copayments or low fixed costs. For primary care doctor visits, you will pay between no copay and $30, while specialist visits require a flat $30 copay. Inpatient hospital stays feature a $385 copay for the first seven days and no copay for days eight through 90, while emergency room visits carry a $130 copay that is waived if you are admitted. This plan also includes valuable everyday health benefits, such as a $3,500 annual limit for dental services and up to $350 yearly for eyewear with no copay. Routine eye exams range from no copay to $30, while prescription hearing aids are covered with copays between $199 and $499. Additionally, members receive a $120 quarterly allowance for over-the-counter health items and pay no copay for laboratory services or outpatient X-rays.
Inpatient Hospital See details
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) partially covers inpatient hospital services, with upgrades, non-Medicare-covered stays, and additional psychiatric days not covered. For covered acute stays, there is a $385 copay for days 1 to 7 and no copay for days 8 to 90, while psychiatric stays require a $385 copay for days 1 to 5 and no copay for days 6 to 90, both with no coinsurance.
Outpatient Services See details
Outpatient services are covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) with no coinsurance, featuring copays ranging from $0 to $485 for outpatient hospital services and $385 per stay for observation services. Ambulatory surgical center services and outpatient blood services are covered with no copay, while outpatient substance abuse sessions require a $30 copay.
Partial Hospitalization See details
Partial hospitalization benefits are covered under the DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) plan with a $60.00 copay and no coinsurance. Prior authorization is required to receive these covered services.
Ambulance and Transportation Services See details
Ambulance and Transportation Services are partially covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP), as transportation services to plan-approved or any health-related locations are not covered. Covered ground ambulance services require a copay ranging from no copay to $405 along with a coinsurance, while air ambulance services carry a 20% coinsurance plus a copay.
Emergency Services See details
Emergency services are covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) with a $130 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services require no copay to a $45 copay with no coinsurance, while worldwide emergency services are covered up to $25,000 with copays up to $405 and coinsurance up to 20%.
Primary Care See details
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) covers primary care services with no coinsurance, though routine chiropractic care is not covered. Copayments range from no copay to $30 for other healthcare professionals, a flat $30 for specialists and mental health services, and $30 to $50 for physical, occupational, and speech therapies.
Preventive Services See details
Preventive services are partially covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP), which offers Medicare-covered zero-dollar preventive services with no copay and no coinsurance. Covered benefits include annual physicals, fitness programs, and nutritional benefits, while uncovered sub-services include In-Home Safety Assessments, Personal Emergency Response Systems (PERS), post-discharge medication reconciliation, re-admission prevention, wigs, therapeutic massage, adult day health, home-based palliative care, in-home support, caregiver support, additional smoking cessation, enhanced disease management, telemonitoring, remote access technologies, and counseling services.
Hearing Services See details
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) partially covers hearing services, featuring routine exams for a $30 copay and no coinsurance. Prescription hearing aids are covered with a $199 to $499 copay and no coinsurance, while over-the-counter options and inner ear, outer ear, and over-the-ear prescription hearing aids are not covered.
Vision Services See details
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) covers annual routine eye exams with a copay ranging from no copay to $30 and no coinsurance. Eyewear, including contacts and eyeglasses, is also covered up to a $350 yearly limit with no copay and no coinsurance.
Dental Services See details
Dental services are partially covered under DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) up to a $3,500 annual maximum, with maxillofacial prosthetics, implant services, and orthodontics excluded from coverage. Medicare-covered dental services require a $30 copay, while covered comprehensive services like restorative care, endodontics, and prosthodontics range from no coinsurance to 50% coinsurance.
Home Infusion bundled Services See details
Home infusion bundled services are covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) and require prior authorization. Medicare Part B insulin drugs have a $35 copay and no coinsurance to 20% coinsurance, while chemotherapy, radiation, and other Part B drugs require no copay and no coinsurance to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) with a 20% coinsurance and no copay. Prior authorization is required for these services.
Medical Equipment See details
Medical Equipment is partially covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP), as diabetic therapeutic shoes and inserts are not covered. Covered services feature no copays, with coinsurance ranging from 20% to 30% for durable medical equipment, no coinsurance to 20% for prosthetics and medical supplies, and no coinsurance to 35% for diabetic supplies.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) with prior authorization required. There is no copay for lab services and outpatient X-rays, while diagnostic procedures carry a $0 to $95 copay, diagnostic radiological services range from a $0 to $300 copay, and therapeutic radiological services require a 20% coinsurance.
Home Health Services See details
Home Health Services are covered under the DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) plan, though prior authorization is required. Specific copay and coinsurance details for these covered services are not specified in the plan benefits.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are not covered under the DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) plan, as no sub-services are covered in practice. This includes cardiac, intensive cardiac, pulmonary, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services, which are all excluded from coverage.
Skilled Nursing Facility (SNF) See details
DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP) partially covers Skilled Nursing Facility (SNF) services with no coinsurance, though prior authorization is required. There is no copay for days 1 through 20 and a $218 daily copay for days 21 through 100, but additional days beyond the Medicare-covered limit are not covered.
Other Services See details
Other Services are partially covered by DEVOTED C-SNP CHOICE 008 AL (PPO C-SNP), excluding acupuncture, meal benefits, and dual eligible SNPs with highly integrated services. Covered benefits include non-Medicare diabetic shoes, additional preventive services, and a $120 quarterly allowance for over-the-counter items, with no copays or coinsurance specified.
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