Wellcare Dual Liberty Sync (HMO-POS D-SNP)

Wellcare Dual Liberty Sync (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Centene Corporation available for enrollment in 2025 to people living in All counties in KY. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty Sync (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty Sync (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty Sync (HMO-POS D-SNP) prescription drug plan features an annual drug deductible of $430. For Tier 6 Select Care Drugs, you will enjoy no copay across all pharmacies and mail-order options. Additionally, Tier 1 Preferred Generic and Tier 2 Generic drugs are highly affordable, with 1-month copays starting at $18 and $19 at preferred pharmacies, and no copay for 3-month supplies ordered through preferred mail order. Higher-tier prescription costs under this plan are determined by set copays or coinsurance rates. Tier 3 Preferred Brand drugs require a 20% coinsurance, while Tier 4 Non-Preferred drugs carry a $100 copay for a 1-month supply at both preferred and standard pharmacies. For Tier 5 Specialty Tier drugs, members are responsible for a 25% coinsurance for a 1-month supply.

Additional Benefits

The Wellcare Dual Liberty Sync (HMO-POS D-SNP) offers robust medical coverage, featuring inpatient hospital stays with a $2,030 copay per admission and primary, specialist, and outpatient services with no copay and 20% coinsurance. Emergency care is available with a $115 copay, which is waived if you are admitted, while urgently needed services require a $40 copay. Additionally, the plan provides home health services and up to 48 one-way routine transportation trips per year with no copay or coinsurance. For everyday wellness, the plan features preventive care, routine dental, and select chiropractic visits with no copay or coinsurance. Prescription hearing aids are covered up to $1,500 per ear and eyewear is covered up to $500 annually, both with no copay. Patients also benefit from no copay or coinsurance for home infusions, over-the-counter items, and skilled nursing facility stays for days 1 to 20 and 71 to 100.