Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Wellcare Patriot Giveback Preferred (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Wellcare Patriot Giveback Preferred (HMO-POS) in 2025, please refer to our full plan details page.
Wellcare Patriot Giveback Preferred (HMO-POS) is a HMO-POS plan offered by Centene Corporation available for enrollment in 2025 to people living in Statewide in AR. This plan received an overall rating of 3.5 out of 5 stars in 2025.
It's important to know that Wellcare Patriot Giveback Preferred (HMO-POS) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.
Below are a few key facts and commonly-asked questions about Wellcare Patriot Giveback Preferred (HMO-POS).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Wellcare Patriot Giveback Preferred (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $110.00. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
Drugs are not covered by this plan, so a prescription drug deductible is not applicable.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $4900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Prescription drugs are not covered by Wellcare Patriot Giveback Preferred (HMO-POS).
The Wellcare Patriot Giveback Preferred (HMO-POS) plan offers a variety of benefits, including coverage for inpatient hospital stays with a copay, outpatient services, and services like ambulance and transportation, with varying copays and coinsurance. The plan also offers no copay for primary care, preventive services, and dental services, and offers hearing, vision, and home health services. This plan includes coverage for hearing exams, vision exams, and eyewear. It also covers home infusion services, dialysis, medical equipment, and diagnostic and radiological services. However, it does not cover cardiac rehabilitation services, and has limitations on additional services.
Inpatient Hospital benefits include coverage for both Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services. For Inpatient Hospital-Acute, you will pay a $350 copay for days 1-5, and no copay for days 6-90; for Inpatient Hospital Psychiatric, you will pay a $325 copay for days 1-4, and no copay for days 5-90. Additional days, and non-Medicare-covered stays for both Inpatient Hospital services are not covered.
Outpatient Services include coverage for outpatient hospital services with a copay between $0 and $300, observation services with a copay between $125 and $300, ambulatory surgical center services with a $200 copay, individual and group sessions for outpatient substance abuse with no copay, and outpatient blood services with no copay. Prior authorization is required for many of the services.
Partial hospitalization is covered by the Wellcare Patriot Giveback Preferred (HMO-POS) plan, but requires prior authorization. The copay for this benefit is $105.
Ambulance and Transportation Services are covered by the Wellcare Patriot Giveback Preferred (HMO-POS) plan. Ground and air ambulance services have a $200 copay, with no coinsurance. Transportation services to a plan-approved health-related location have no copay, no coinsurance, and covers up to 24 one-way trips per year, using rideshare services, bus/subway, or medical transport. Transportation services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Coverage have a copay of $125, while Urgently Needed Services has a copay of $35; there is no coinsurance for these services. Worldwide Emergency Transportation is not covered.
The Wellcare Patriot Giveback Preferred (HMO-POS) plan offers primary care services with no copay, chiropractic services with a $20 copay, occupational therapy services with a $30 copay, and physician specialist services with a $30 copay. Mental health, psychiatric, and other health care professional services have varying copays, and physical therapy and speech-language pathology services have a $30 copay. Additional telehealth benefits have a copay between $0 and $35, and opioid treatment program services have a $30 copay.
Preventive services include coverage for Medicare-covered zero dollar preventive services, annual physical exams with no copay, and additional preventive services. Additional preventive services include coverage for Alternative Therapies, Fitness Benefit, and Remote Access Technologies, all with no copay. Kidney Disease Education Services have a 20% coinsurance. Other preventive services include coverage for Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit, all with no copay.
Hearing exams are covered, with a $30 copay. Routine hearing exams and fitting/evaluation for hearing aids have no copay. Prescription hearing aids are covered up to $500 per year for all types, with no copay for all types. Prescription hearing aids for the inner ear, outer ear, and over the ear are not covered. OTC hearing aids are not covered.
Vision Services include coverage for eye exams and eyewear. Eye exams have a copay between $0 and $30, while routine eye exams are covered with no copay. Eyewear, including contact lenses, eyeglasses, eyeglass lenses, eyeglass frames, and upgrades, are covered with no copay, and have a combined maximum plan benefit coverage of $200 per year.
Dental services are covered, including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery with no copay. Orthodontic services are covered up to a maximum of $4000 per year, and maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered under the Wellcare Patriot Giveback Preferred (HMO-POS) plan, with prior authorization required. Medicare Part B Insulin Drugs have a $35 copay, while the coinsurance for Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs can range from 0% to 20%.
Dialysis Services are covered under the Wellcare Patriot Giveback Preferred (HMO-POS) plan. You will pay 20% coinsurance.
Medical equipment includes coverage for Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has a 20% coinsurance, and Durable Medical Equipment for use outside the home is not covered. Prosthetic devices have a 20% coinsurance, and medical supplies also have a 20% coinsurance. Diabetic supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.
Diagnostic and Radiological Services are covered. Diagnostic Procedures/Tests have a copay between $0 and $20, while Lab Services have no copay. Diagnostic Radiological Services have a copay of at most $200, Therapeutic Radiological Services have 20% coinsurance, and Outpatient X-Ray Services have a $25 copay.
Home Health Services are covered by the Wellcare Patriot Giveback Preferred (HMO-POS) plan with no copay and no coinsurance, although Additional Hours of Care and Personal Care Services are not covered. Authorization is required for this benefit.
Cardiac Rehabilitation Services are not covered by the Wellcare Patriot Giveback Preferred (HMO-POS) plan. The plan does not cover Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, or Additional Cardiac Rehabilitation Services.
Skilled Nursing Facility (SNF) services are covered by the Wellcare Patriot Giveback Preferred (HMO-POS) plan, but require prior authorization. For days 1-20 and days 51-100, there is no copay, while days 21-50 have a copay of $214.
Other Services includes a meal benefit with no copay, and a referral is required. Acupuncture, over-the-counter items, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
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