Wellcare Dual Access (HMO-POS D-SNP)

Wellcare Dual Access (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Arkansas Health & Wellness Health Plan, Inc. available for the 2026 plan year to people living in Statewide in AR. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Wellcare Dual Access (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Access (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Access (HMO-POS D-SNP) prescription drug plan features a $615.00 annual deductible before entering the initial coverage phase. During this phase, Tier 1 preferred generics cost a $19.00 copay at preferred pharmacies ($20.00 at standard), while Tier 3 preferred brands carry a $100.00 copay. Tier 2 standard generics require a 20% coinsurance, Tier 4 non-preferred drugs require a 25% coinsurance, and Tier 5 specialty drugs have no copay. For individuals who qualify for the low-income subsidy (LIS), the Part D premium may be reduced to $8.90. Once your yearly out-of-pocket costs reach $2,100.00, you enter the catastrophic coverage phase and pay nothing for covered Part D drugs. This Medicare plan provides clear drug tiers and cost-sharing options to help you manage your healthcare expenses.

Additional Benefits

The Wellcare Dual Access (HMO-POS D-SNP) plan offers comprehensive medical coverage with predictable out-of-pocket costs, including an inpatient hospital stay copay of $1,875 and no coinsurance. For outpatient services, primary care, and specialist visits, members generally pay a 20% coinsurance and no copay. Emergency room visits require a $115 copay, which is waived if you are admitted, while home health services are available with no copay and no coinsurance. This plan also features valuable supplemental benefits, such as preventive and comprehensive dental care with no copay and no coinsurance up to a $3,000 annual limit. Members can also access routine eye and hearing exams with no copay and 20% coinsurance, alongside up to 24 one-way transportation trips per year at no cost. Additionally, over-the-counter items are provided with no copay and no coinsurance, though cardiac rehabilitation and acupuncture are not covered.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.