Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Wellcare Giveback (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Wellcare Giveback (HMO-POS) in 2025, please refer to our full plan details page.
Wellcare Giveback (HMO-POS) is a HMO-POS plan offered by Centene Corporation available for enrollment in 2025 to people living in Statewide in AR. This plan received an overall rating of 3.5 out of 5 stars in 2025.
It's important to know that Wellcare Giveback (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Wellcare Giveback (HMO-POS).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Wellcare Giveback (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $88.00. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $420.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $7550.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Wellcare Giveback (HMO-POS) plan has a $420 deductible for prescription drugs. After the deductible, you'll pay varying costs depending on the drug tier and pharmacy. For preferred generic drugs, you'll have no copay at preferred and mail-order pharmacies, with a $10 copay at standard pharmacies. Standard generic drugs, preferred brand drugs, and non-preferred drugs have a 25%, 46%, and 28% coinsurance, respectively. The specialty tier has no copay. After your yearly out-of-pocket drug costs reach $2000, you pay nothing for Medicare Part D covered drugs.
The Wellcare Giveback (HMO-POS) plan offers a wide range of benefits with varying costs. This plan covers inpatient hospital stays with a copay, as well as outpatient services with copays that vary depending on the service. Emergency, primary care, preventive, hearing, vision, dental, and home health services are also included, some with no copay. Additional benefits include coverage for ambulance, partial hospitalization, and skilled nursing facilities, with copays or coinsurance applying in some cases. The plan also offers coverage for durable medical equipment, diagnostic and radiological services, and cardiac rehabilitation. There is also a quarterly allowance for over-the-counter items.
Inpatient Hospital benefits are covered by the Wellcare Giveback (HMO-POS) plan, with a copay of $475 for days 1-4, and no copay for days 5-90 for Inpatient Hospital-Acute, and a copay of $440 for days 1-4, and no copay for days 5-90 for Inpatient Hospital Psychiatric. Additional days, non-Medicare covered stays, and upgrades for Inpatient Hospital-Acute and Additional days and non-Medicare covered stays for Inpatient Hospital Psychiatric are not covered.
Outpatient Services include coverage for all outpatient hospital services, with a copay between $0 and $350, and observation services with a copay between $110 and $350. Ambulatory Surgical Center (ASC) Services have a $300 copay, while Individual and Group Sessions for Outpatient Substance Abuse have a $40 copay. Outpatient blood services have no copay.
Partial Hospitalization is covered by the Wellcare Giveback (HMO-POS) plan with an $80 copay. Prior authorization is required for this benefit.
Ambulance and Transportation Services are covered by the Wellcare Giveback (HMO-POS) plan. Ground and Air Ambulance Services have a $290 copay, with no coinsurance, while Transportation Services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Coverage are covered by the Wellcare Giveback (HMO-POS) plan. Emergency Services and Worldwide Emergency Coverage have a $110 copay, while Urgently Needed Services have a $40 copay, and there is no coinsurance for any of these services. Worldwide Emergency Transportation is not covered.
The Wellcare Giveback (HMO-POS) plan covers primary care physician services with no copay, chiropractic services with a $15 copay, occupational therapy services with a $35 copay, physician specialist services with a $40 copay, and mental health specialty services with a $40 copay for individual and group sessions. Other covered services include physical therapy and speech-language pathology services with a $40 copay, additional telehealth benefits with a copay between $0 and $40, and opioid treatment program services with a $40 copay.
Preventive services include an annual physical exam with no copay, and additional preventive services, including Fitness Benefit, Alternative Therapies, and Remote Access Technologies with no copay. Some services such as Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), and others are not covered.
Hearing exams are covered with a $40 copay, and routine hearing exams and fitting/evaluation for hearing aids have no copay. Prescription hearing aids are covered, with a maximum benefit of $500 per year. Prescription hearing aids for the inner ear, outer ear, and over the ear are not covered, nor are OTC hearing aids.
The Wellcare Giveback (HMO-POS) plan covers vision services, including eye exams with a copay ranging from $0 to $40, and eyewear with no copay. Routine eye exams are covered with no copay, and the plan covers one exam every year. Eyewear benefits have a combined maximum benefit of $200 per year.
The Wellcare Giveback (HMO-POS) plan covers Medicare dental services with a $40 copay, and other dental services including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatments, and other preventive dental services with no copay. Restorative services, endodontics, periodontics, prosthodontics, maxillofacial prosthetics, implant services, and other dental services are not covered.
Home Infusion bundled Services are covered, with prior authorization required. Medicare Part B Insulin Drugs have a $35 copay, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have a coinsurance between 0-20%.
Dialysis Services are covered by the Wellcare Giveback (HMO-POS) plan. You will pay 20% coinsurance for these services.
Medical Equipment is covered, including Durable Medical Equipment (DME) with 20% coinsurance, Prosthetics/Medical Supplies with 20% coinsurance, and Diabetic Equipment. Diabetic Supplies have no copay, while Diabetic Therapeutic Shoes/Inserts have 20% coinsurance.
Diagnostic and Radiological Services are covered, including Diagnostic Procedures/Tests, Lab Services, and Radiological Services. Diagnostic Procedures/Tests have a copay between $0 and $50, Lab Services have no copay, and Outpatient X-Ray Services have a $25 copay. Diagnostic Radiological Services have a copay up to $350, and Therapeutic Radiological Services have a coinsurance of at least 20%.
Home Health Services are covered by the Wellcare Giveback (HMO-POS) plan with no copay and no coinsurance. Additional hours of care and personal care services are not covered.
Cardiac Rehabilitation Services are covered by the Wellcare Giveback (HMO-POS) plan, but the plan does not cover any of the sub-services. The plan does not specify any copay or coinsurance for this benefit.
Skilled Nursing Facility (SNF) services are covered under the Wellcare Giveback (HMO-POS) plan. There is no copay for days 1-20 and days 61-100, but there is a $214 copay for days 21-60. Additional days beyond Medicare-covered for SNF and Non-Medicare-covered stays are not covered.
Other Services include coverage for Over-the-Counter (OTC) Items with no copay and a maximum benefit coverage amount of $40.00 every three months. Acupuncture, Meal Benefit, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
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