Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for DEVOTED CHOICE GIVEBACK 006 TN (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on DEVOTED CHOICE GIVEBACK 006 TN (PPO) in 2026, please refer to our full plan details page.
This summary reflects 2026 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) is a PPO plan offered by Devoted Health Insurance Company of Tennessee Inc available for the 2026 plan year to people living in Tri-Cities. This plan received an overall rating of 3.5 out of 5 stars in 2026.
It's important to know that DEVOTED CHOICE GIVEBACK 006 TN (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about DEVOTED CHOICE GIVEBACK 006 TN (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For DEVOTED CHOICE GIVEBACK 006 TN (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $184.70. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $605.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $8300.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $8300.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
This plan has a Maximum Out-Of-Pocket cost of $10000.00 (in-network and out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $10000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.
The DEVOTED CHOICE GIVEBACK 006 TN (PPO) Medicare plan features an annual drug deductible of $605. Under this plan, Tier 1 preferred generic drugs are highly affordable with no copay for standard pharmacy or standard mail-order services. For Tier 2 generic medications, standard pharmacy copays range from $3 to $9 depending on the supply, while standard mail-order copays offer savings at $7.50 for a 3-month supply. Higher-tier medications transition to coinsurance costs, with Tier 3 preferred brand drugs requiring a 22% coinsurance for both standard retail and mail-order options. Tier 4 non-preferred drugs and Tier 5 specialty drugs both carry a 25% coinsurance rate, with specialty tier coverage limited to a 1-month supply. This plan provides a structured cost-sharing model that balances no-cost generics with percentage-based costs for brand-name and specialty prescriptions.
The DEVOTED CHOICE GIVEBACK 006 TN (PPO) plan offers comprehensive medical coverage with predictable cost-sharing, including no copay and no coinsurance for primary care visits and preventive services. For specialist visits, members pay a $45 copay, while inpatient hospital stays require a $475 daily copay for the first four days and no copay for days five through ninety. Outpatient hospital services feature no coinsurance and copays ranging from no copay up to $575. This plan also includes valuable supplemental benefits, such as dental and vision care with no copay for most routine services, alongside a $200 annual allowance for eyewear and a $250 annual maximum for dental services. Additionally, members can access over-the-counter items with no copay up to $105 every three months, while hearing aid copays range from $599 to $899. Skilled nursing facility care is also covered with no copay for the first twenty days and a $218 daily copay for days twenty-one through one hundred.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) covers inpatient hospital and psychiatric care with no coinsurance, requiring a $475 daily copay for days 1 through 4 and no copay for days 5 through 90. Prior authorization is required, and while unlimited additional days are covered for acute care, psychiatric additional days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient services are covered by DEVOTED CHOICE GIVEBACK 006 TN (PPO) with no coinsurance, featuring a $0 to $575 copay for hospital services and a $475 copay per stay for observation services. Ambulatory surgical center and outpatient blood services are provided with no copay or coinsurance, while outpatient substance abuse sessions require a $45 copay and no coinsurance.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) covers partial hospitalization services with a $70.00 copay and no coinsurance. Prior authorization is required to receive this covered benefit.
Ambulance and transportation services are covered by DEVOTED CHOICE GIVEBACK 006 TN (PPO), with ground ambulance services requiring a copay of no copay to $350 and no coinsurance, and air ambulance services requiring a 20% coinsurance and no copay. Prior authorization is required for all ambulance services, and while some transportation services are covered, trips to plan-approved or general health-related locations are not covered.
Emergency Services are covered by the DEVOTED CHOICE GIVEBACK 006 TN (PPO) plan with a $115 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services feature no coinsurance and a copay ranging from no copay to $40, while worldwide emergency services are covered up to $25,000 with a $115 copay and no coinsurance for emergency and urgent care, and a $350 copay plus 20% coinsurance for emergency transportation.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) provides primary care physician services with no copay and no coinsurance, and specialist visits with a $45 copay and no coinsurance. Additional covered services like physical therapy, occupational therapy, and mental health specialty services feature copays ranging from $35 to $50 with no coinsurance, while podiatry and chiropractic services are not covered.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) covers preventive services, such as annual physical exams and kidney disease education, with no copay and no coinsurance. Additional preventive benefits are partially covered with no copay and no coinsurance, which includes fitness and nutritional programs, but excludes services like in-home support, therapeutic massage, and personal emergency response systems.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) partially covers hearing services with no coinsurance, requiring a $45 copay for exams and a $599 to $899 copay for up to two prescription hearing aids per year. OTC hearing aids, as well as inner ear, outer ear, and over the ear prescription hearing aids, are not covered.
Vision services are partially covered by DEVOTED CHOICE GIVEBACK 006 TN (PPO), offering one annual routine eye exam with a copay of $0 to $45 and no coinsurance, though other eye exam services are not covered. Eyewear is covered with no copay, no coinsurance, and no deductible, providing up to a $200 combined annual limit for contacts, eyeglasses, lenses, frames, and upgrades.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) dental benefits are partially covered, offering no copay and no coinsurance for most preventive and comprehensive services up to a $250 annual maximum. Medicare-covered dental services require a $45 copay and no coinsurance, while maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home infusion bundled services are covered by DEVOTED CHOICE GIVEBACK 006 TN (PPO) with no copay and no coinsurance, subject to prior authorization. Under this benefit, Medicare Part B chemotherapy and other drugs require no copay and 0% to 20% coinsurance, while Part B insulin drugs have a $35 copay and 0% to 20% coinsurance.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) covers dialysis services with no copay and a 20% coinsurance. Prior authorization is required to receive these covered services.
Medical equipment is partially covered under the DEVOTED CHOICE GIVEBACK 006 TN (PPO) plan, as diabetic therapeutic shoes and inserts are not covered. Covered medical equipment, including durable medical equipment, prosthetics, and diabetic supplies, requires no copay and carries a coinsurance ranging from no coinsurance to 20%.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) covers diagnostic services with no coinsurance, offering no copay for lab services and a $0 to $95 copay for other diagnostic tests. Covered radiological services require prior authorization and feature no copay for outpatient X-rays, copays starting at $0 for diagnostic radiology, and a minimum 20% coinsurance for therapeutic radiology.
Home Health Services are covered by the DEVOTED CHOICE GIVEBACK 006 TN (PPO) plan with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services are covered by DEVOTED CHOICE GIVEBACK 006 TN (PPO) with no copay and no coinsurance, although prior authorization is required. While some services are covered, standard cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) are not covered.
Skilled nursing facility (SNF) services are covered by DEVOTED CHOICE GIVEBACK 006 TN (PPO) with no coinsurance, requiring prior authorization but no prior three-day hospital stay. There is no copay for days 1 through 20 and a $218 copay for days 21 through 100, though additional days beyond the Medicare-covered limit are not covered.
DEVOTED CHOICE GIVEBACK 006 TN (PPO) partially covers other services, offering additional preventive services and over-the-counter (OTC) items with no copay and no coinsurance. Acupuncture and meal benefits are not covered, but eligible OTC items are covered up to $105 every three months.
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
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