Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Devoted CHOICE Tennessee (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Devoted CHOICE Tennessee (PPO) in 2025, please refer to our full plan details page.
Devoted CHOICE Tennessee (PPO) is a PPO plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Nashville. The overall rating for this plan is not yet available for 2025.
It's important to know that Devoted CHOICE Tennessee (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Devoted CHOICE Tennessee (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Devoted CHOICE Tennessee (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $8950.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $8950.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Devoted CHOICE Tennessee (PPO) plan has an enhanced alternative drug benefit. The plan has a deductible of $590. After the deductible, you will pay the following costs for drugs in each tier until your total drug costs reach $2000. For preferred generic drugs, you will pay a $10 copay at standard and mail order pharmacies. Standard generic, preferred brand, and non-preferred drugs have a 25% coinsurance. After your yearly out-of-pocket drug costs reach $2000, you pay nothing for covered drugs.
The Devoted CHOICE Tennessee (PPO) plan offers comprehensive coverage, including inpatient and outpatient hospital services, with varying copays. Emergency, primary care, and preventive services are also covered, with some services having no copay. The plan provides benefits for hearing, vision, and dental services, with copays and maximum annual benefits. Additional benefits include ambulance, home health, and dialysis services. The plan also covers home infusion, medical equipment, diagnostic and radiological services, and cardiac rehabilitation. However, it's important to note that certain services like some hearing aids, specific dental procedures, and other services are not covered.
Inpatient Hospital coverage includes Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, both requiring prior authorization. For Inpatient Hospital-Acute, you'll pay a $325 copay for days 1-5 and no copay for days 6-90. For Inpatient Hospital Psychiatric, you'll pay a $325 copay for days 1-5 and no copay for days 6-90. Additional days for Inpatient Hospital-Acute are covered, but Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered, and additional days and non-Medicare covered stays for Inpatient Hospital Psychiatric are not covered.
Outpatient Services includes coverage for all outpatient hospital services, with copays ranging from $0 to $425, observation services with a $325 copay, and ambulatory surgical center services with no copay. Outpatient substance abuse services are covered with a copay of $40 for both individual and group sessions, and outpatient blood services are covered.
Partial Hospitalization is covered under the Devoted CHOICE Tennessee (PPO) plan, with a $60 copay. Prior authorization is required.
Ambulance and Transportation Services are covered by Devoted CHOICE Tennessee (PPO). Ground ambulance services have a copay between $0 and $300, while air ambulance services have a 20% coinsurance; transportation services to health-related locations are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Devoted CHOICE Tennessee (PPO) plan. Emergency Services has a $125 copay, and Urgently Needed Services have a copay between $0 and $45. Worldwide Emergency Transportation has a $300 copay and 20% coinsurance, while Worldwide Emergency Coverage and Worldwide Urgent Coverage have a $125 copay.
The Devoted CHOICE Tennessee (PPO) plan covers Primary Care Physician Services, Chiropractic Services with a $20 copay, Occupational Therapy Services with a copay between $0 and $45, Physician Specialist Services with a copay between $0 and $40, Mental Health Specialty Services with a $40 copay for individual and group sessions, Other Health Care Professional with a copay between $0 and $40, Psychiatric Services with a $40 copay for individual and group sessions, Physical Therapy and Speech-Language Pathology Services with a copay between $0 and $50, Additional Telehealth Benefits with a copay between $0 and $40, and Opioid Treatment Program Services with a $40 copay. Routine Chiropractic Care and Podiatry Services are not covered.
Preventive Services include coverage for Medicare-covered services, annual physical exams, health education, Personal Emergency Response System (PERS), Weight Management Programs, Alternative Therapies, Nutritional/Dietary Benefit, Fitness Benefit, Home and Bathroom Safety Devices and Modifications, Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit. However, In-Home Safety Assessment, Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Therapeutic Massage, Adult Day Health Services, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline), and Counseling Services are not covered.
Hearing services with Devoted CHOICE Tennessee (PPO) include routine hearing exams with a $30 copay for up to 1 visit every year, and fitting/evaluation for hearing aids with no copay. Prescription hearing aids are covered with a copay between $399 and $699 for up to 2 visits every year, but inner ear, outer ear, and over the ear hearing aids are not covered, and OTC hearing aids are not covered.
Vision services include coverage for eye exams with a $30 copay. Eyewear is covered, with a combined maximum benefit of $1000 per year for both in-network and out-of-network services, while contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are also covered.
Devoted CHOICE Tennessee (PPO) covers dental services, including oral exams with a $40 copay, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery. Maxillofacial prosthetics, implant services, and orthodontics are not covered. The plan has a maximum benefit of $1,000 per year for both in-network and out-of-network services.
Home Infusion bundled Services are covered, and require prior authorization. For Medicare Part B Insulin Drugs, the copay is $35 and the coinsurance is between 20% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, the coinsurance is between 0% and 20%.
Dialysis Services are covered by the Devoted CHOICE Tennessee (PPO) plan, with a coinsurance of 20%.
Medical equipment benefits include Durable Medical Equipment (DME) with a coinsurance between 0% and 25%, and Prosthetic Devices with a coinsurance between 0% and 20%. Medical Supplies have a 20% coinsurance, while Durable Medical Equipment for use outside the home, Diabetic Supplies, and Diabetic Therapeutic Shoes/Inserts are not covered.
Diagnostic and Radiological Services, including all diagnostic services, diagnostic procedures/tests, and lab services, are covered with a copay of up to $95 for diagnostic procedures/tests and no copay for lab services. Therapeutic Radiological Services are covered with a coinsurance of at least 20%, while Diagnostic Radiological Services have a copay of up to $300, and Outpatient X-Ray Services have no copay.
Home Health Services are covered by the Devoted CHOICE Tennessee (PPO) plan with no copay or coinsurance, but prior authorization is required. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are covered, but the plan does not cover any of the sub-services. There is a copay for the covered services, but the specific amount is not provided.
Skilled Nursing Facility (SNF) services are covered with prior authorization required. For days 1-20, there is no copay, and for days 21-100, the copay is $214.
Other Services are not covered, including acupuncture, over-the-counter (OTC) items, meal benefits, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services. Other 2 benefits include preventive services with no copay.
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