MyTruAdvantage Choice Complete (PPO)

MyTruAdvantage Choice Complete (PPO) is a PPO plan offered by SIHO Holding, Inc. available for enrollment in 2026 to people living in Indiana (Partial). This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that MyTruAdvantage Choice Complete (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about MyTruAdvantage Choice Complete (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The MyTruAdvantage Choice Complete (PPO) Medicare plan features an annual prescription drug deductible of $200. Under this plan, you will benefit from no copay for Tier 1 preferred generic, Tier 2 generic, and Tier 6 select care drugs at both preferred and standard retail pharmacies. Standard mail order options also offer no copay on three-month supplies for these generic tiers, though small copays apply for shorter mail-order durations. For Tier 3 preferred brand drugs, copays range from $41 to $123 at preferred pharmacies and $47 to $141 at standard pharmacies depending on the supply duration. Higher-tier medications require coinsurance, with Tier 4 non-preferred brands requiring 28% coinsurance and Tier 5 specialty drugs requiring 30% coinsurance. This structured coverage allows you to plan your healthcare budget by choosing the most cost-effective pharmacy and drug options.

Additional Benefits

The MyTruAdvantage Choice Complete (PPO) plan offers comprehensive medical coverage featuring no copay and no coinsurance for primary care visits, preventive services, and home health care. Specialist visits require a $30 copay, while inpatient hospital stays have a $355 daily copay for the first six days followed by no copay for days seven through 90. Outpatient hospital and emergency services are covered with copays ranging from $35 to $350, with no coinsurance required. This plan also includes supplemental health benefits, such as dental care with no copay up to a $2,500 annual maximum and routine vision exams with no copay and a $300 annual eyewear allowance. Routine hearing exams have no copay, while prescription hearing aids require copays between $399 and $899. Additionally, members receive a $100 over-the-counter allowance every three months and skilled nursing facility stays with no copay for the first 20 days.