Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage from UHC KS-0003 (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage from UHC KS-0003 (PPO) in 2025, please refer to our full plan details page.
AARP Medicare Advantage from UHC KS-0003 (PPO) is a PPO plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Kansas. This plan received an overall rating of 3 out of 5 stars in 2025.
It's important to know that AARP Medicare Advantage from UHC KS-0003 (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage from UHC KS-0003 (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For AARP Medicare Advantage from UHC KS-0003 (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $420.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $6200.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $6200.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The AARP Medicare Advantage from UHC KS-0003 (PPO) plan has an enhanced alternative drug benefit. The plan has a deductible of $420. After you meet your deductible, you will pay a copay or coinsurance for your prescriptions depending on the drug tier and pharmacy. For preferred generic drugs, there is no copay. For standard generic drugs, the copay is $47. Preferred and standard brand drugs have a $100 copay, and non-preferred drugs have a 28% coinsurance. Once your total drug costs reach $2000, you will enter the catastrophic coverage phase where you pay nothing for covered drugs.
The AARP Medicare Advantage from UHC KS-0003 (PPO) plan offers a range of benefits, including inpatient hospital stays with a copay, outpatient services with varying copays, and emergency services with a copay. The plan also covers primary care, preventive, hearing, vision, and dental services, often with no copays for exams and some services. Additional benefits include ambulance services with a copay, home health services with no copay, and coverage for medical equipment and diagnostic services. The plan also covers skilled nursing facility stays, home infusion services, and other services such as OTC items and meal benefits, with some requiring prior authorization.
Inpatient Hospital coverage includes a $340 copay for days 1-5 and no copay for days 6-90 for Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services. Additional days for Inpatient Hospital-Acute have no copay, while Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.
Outpatient Services, including all outpatient hospital services, are covered under this plan. Outpatient Hospital Services have a copay between $0 and $340, Observation Services have a $340 copay, and Ambulatory Surgical Center (ASC) Services have no copay.
Outpatient Substance Abuse Services, including individual and group sessions, are covered, and have varying copays. Outpatient Blood Services are covered with no copay.
Partial Hospitalization is covered by the AARP Medicare Advantage from UHC KS-0003 (PPO) plan, with a $55 copay. Prior authorization is required for this benefit.
Ambulance and Transportation Services are covered, including both ground and air ambulance services, each with a $290 copay and no coinsurance. Transportation Services to any health-related location are not covered.
Emergency Services are covered, with a $140 copay and no coinsurance. Urgently Needed Services have a copay between $0 and $65, with no coinsurance. Worldwide Emergency Services, Worldwide Urgent Coverage, and Worldwide Emergency Transportation are covered, with no copay and no coinsurance.
Primary Care Physician Services, Occupational Therapy, Physician Specialist Services, Mental Health Specialty Services, Podiatry Services, Other Health Care Professional, Psychiatric Services, Physical Therapy and Speech-Language Pathology Services, Additional Telehealth Benefits and Opioid Treatment Program Services are covered. Chiropractic Services are covered, but routine care is not covered, and there is a $20 copay. For Primary Care Physician Services, there is no copay. For Occupational Therapy, there is a copay between $0 and $25. For Physician Specialist Services, the copay is between $0 and $25. For Mental Health Specialty Services, the copay is between $0 and $25 for individual sessions, and $15 for group sessions. For Podiatry Services, the copay is $25. For Other Health Care Professional, the copay is between $0 and $25. For Psychiatric Services, the copay is between $0 and $25 for individual sessions, and $15 for group sessions. For Physical Therapy and Speech-Language Pathology Services, the copay is between $0 and $25. For Additional Telehealth Benefits and Opioid Treatment Program Services, there is no copay.
Preventive Services include annual physical exams with no copay, and additional preventive services including Fitness Benefit, and Home and Bathroom Safety Devices and Modifications, all with no copay. Other services such as Health Education, Counseling Services, and more are not covered.
Hearing exams are covered with no copay, and routine hearing exams are covered once per year. Prescription hearing aids are covered, but inner ear, outer ear, and over the ear aids are not covered, and have a copay between $199 and $1249, depending on the type. OTC hearing aids are covered with a copay between $99 and $829.
The AARP Medicare Advantage from UHC KS-0003 (PPO) plan covers vision services, including eye exams with no copay, and eyewear with a combined maximum of $300 every two years. Eyeglass lenses may have a copay between $0 and $153, and contact lenses and eyeglass frames have no copay. Eyeglasses and upgrades are not covered.
The AARP Medicare Advantage from UHC KS-0003 (PPO) plan covers dental services including Medicare Dental Services with 20% coinsurance. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, maxillofacial prosthetics, and oral and maxillofacial surgery are covered with no copay, while prosthodontics (removable and fixed) have a coinsurance between 0% and 50%.
Home Infusion bundled Services are covered, with prior authorization required. For Medicare Part B Insulin Drugs, there is a $35 copay and coinsurance between 0-20%. Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have coinsurance between 0-20%.
Dialysis Services are covered under the AARP Medicare Advantage from UHC KS-0003 (PPO) plan, with a coinsurance of 20%. Prior authorization is required.
The AARP Medicare Advantage from UHC KS-0003 (PPO) plan covers Durable Medical Equipment (DME) with 20% coinsurance and requires prior authorization, but does not cover DME for use outside the home. Prosthetics, medical supplies, and diabetic equipment are also covered, and some services require coinsurance or copays.
Diagnostic and Radiological Services, including diagnostic procedures/tests, lab services, diagnostic radiological services, therapeutic radiological services, and outpatient X-ray services, are covered. Diagnostic Procedures/Tests have a $50 copay, while Lab Services have no copay. Diagnostic Radiological Services have a copay up to $250, and Therapeutic Radiological Services have a coinsurance of at least 20%. Outpatient X-Ray Services have a $25 copay.
Home Health Services are covered with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are covered by the AARP Medicare Advantage from UHC KS-0003 (PPO) plan, but the specific services including Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services, are not covered. Prior authorization is required for these services.
Skilled Nursing Facility (SNF) services are covered by the AARP Medicare Advantage from UHC KS-0003 (PPO) plan. There is no copay for days 1-20, and a $203 copay for days 21-100. Additional days beyond Medicare-covered for SNF and Non-Medicare-covered stays are not covered.
The AARP Medicare Advantage from UHC KS-0003 (PPO) plan covers Over-the-Counter (OTC) Items with no copay, and Meal Benefits with no copay, but requires prior authorization. Acupuncture and several other services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved