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PriorityMedicare D-SNP (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for PriorityMedicare D-SNP (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on PriorityMedicare D-SNP (HMO D-SNP) in 2026, please refer to our full plan details page.

PriorityMedicare D-SNP (HMO D-SNP) is a HMO D-SNP plan offered by Corewell Health available for enrollment in 2025 to people living in lower peninsula MI counties. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that PriorityMedicare D-SNP (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

PriorityMedicare D-SNP (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about PriorityMedicare D-SNP (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For PriorityMedicare D-SNP (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $8.80. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $615.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9250.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 30%. Coverage may vary for in-network and out-of-network hospitals.

Sign up for PriorityMedicare D-SNP (HMO D-SNP)

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Drug Coverage IconDrug Coverage

The PriorityMedicare D-SNP (HMO D-SNP) plan features an annual drug deductible of $615. Under this plan, you will pay no copay for Tier 1 preferred generic and Tier 2 generic medications filled at standard pharmacies or through standard mail order. This provides an affordable option for everyday generic prescriptions. For higher-tier medications, including Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, members pay a 25% coinsurance. This 25% coinsurance applies to standard pharmacies and standard mail order, with specialty drugs limited to a one-month supply. Understanding these costs helps you plan your healthcare budget effectively.

Additional Benefits IconAdditional Benefits

The PriorityMedicare D-SNP (HMO D-SNP) plan offers comprehensive coverage with no copay and no coinsurance for primary care, specialist visits, home health, and routine hearing and vision exams. For hospital care, members pay a $2,000 copay per admission with no coinsurance for inpatient stays, while outpatient services feature no copay and coinsurance ranging from 0% to 35%. Emergency room visits require a $115 copay, which is waived if you are admitted, and worldwide emergency services are fully covered with no copay or coinsurance. This plan also includes valuable supplemental benefits, such as routine dental care with no copay or coinsurance up to a $1,500 annual limit, and a $200 yearly allowance for eyewear with no copay, coinsurance, or deductible. Additionally, members can access up to 30 free one-way transportation trips per year, acupuncture, and over-the-counter items with no copay or coinsurance. Skilled nursing facility stays are also covered with no copay for the first 20 days and a $218 daily copay for days 21 through 100.

Inpatient Hospital See details

PriorityMedicare D-SNP (HMO D-SNP) covers inpatient acute and psychiatric hospital stays with a $2,000 copay per admission and no coinsurance, requiring prior authorization. This benefit is partially covered as upgrades, non-Medicare-covered stays, and additional days for psychiatric stays are not covered.

Outpatient Services See details

PriorityMedicare D-SNP (HMO D-SNP) outpatient services are partially covered with no copays, though outpatient substance abuse individual and group sessions are not covered. Covered services, including outpatient hospital, observation, ambulatory surgical center, and blood services, feature no copay and 0% to 35% coinsurance, with prior authorization required for hospital and surgical center visits.

Partial Hospitalization See details

Partial hospitalization services are covered by PriorityMedicare D-SNP (HMO D-SNP) with no copay and a 30% coinsurance. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

PriorityMedicare D-SNP (HMO D-SNP) covers ground and air ambulance services with a 35% coinsurance and no copay, requiring prior authorization. Transportation services are partially covered with no copay or coinsurance for up to 30 one-way trips per year to any health-related location, though plan-approved health-related location transportation is not covered.

Emergency Services See details

PriorityMedicare D-SNP (HMO D-SNP) covers emergency services with a $115 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services require no copay and a 30% coinsurance (up to $40), while worldwide emergency, urgent, and transportation services are fully covered with no copay and no coinsurance.

Primary Care See details

PriorityMedicare D-SNP (HMO D-SNP) covers primary care, specialist, chiropractic, podiatry, telehealth, and opioid treatment services with no copay and no coinsurance. Occupational, physical, and speech therapies are covered with no copay and 30% coinsurance, other health professionals require no copay and 35% coinsurance, and mental health specialty and psychiatric services are not covered.

Preventive Services See details

Preventive services are partially covered by PriorityMedicare D-SNP (HMO D-SNP) with no copay and no coinsurance for covered options like annual physicals, fitness benefits, and kidney disease education. However, several services are not covered, including medical nutrition therapy, re-admission prevention, chemotherapy wigs, weight management, alternative therapies, and therapeutic massage. Also excluded from coverage are adult day health, home-based palliative care, in-home support, additional smoking cessation counseling, remote access technologies, and counseling services.

Hearing Services See details

PriorityMedicare D-SNP (HMO D-SNP) covers hearing services with no copay and no coinsurance, which includes one routine hearing exam per year and unlimited fitting evaluations. Prescription hearing aids are partially covered with no copay or coinsurance for up to two devices every two years, though OTC hearing aids as well as inner ear, outer ear, and over-the-ear prescription models are not covered.

Vision Services See details

Vision services are covered by PriorityMedicare D-SNP (HMO D-SNP) with no copay, no coinsurance, and no deductible, which includes one routine eye exam and one retinal imaging exam each year. Eyewear, including contact lenses and eyeglasses, is also covered with no copay or coinsurance up to a combined maximum benefit of $200 annually.

Dental Services See details

Dental Services are partially covered by PriorityMedicare D-SNP (HMO D-SNP) with a $1,500 yearly maximum, offering no copay and no coinsurance for covered services, while Medicare-covered dental services have no copay and a 0% to 35% coinsurance. Sub-services not covered by this plan include other diagnostic, other preventive, restorative, adjunctive general, endodontics, prosthodontics, maxillofacial prosthetics, implants, and orthodontics.

Home Infusion bundled Services See details

PriorityMedicare D-SNP (HMO D-SNP) covers home infusion bundled services with no copay, subject to prior authorization. Medicare Part B chemotherapy, radiation, and other Part B drugs carry no coinsurance to 20% coinsurance, while Part B insulin is covered with a $35 copay and no coinsurance to 20% coinsurance.

Dialysis Services See details

Dialysis Services are covered under the PriorityMedicare D-SNP (HMO D-SNP) plan with no copay and a 20% coinsurance.

Medical Equipment See details

PriorityMedicare D-SNP (HMO D-SNP) covers durable medical equipment, prosthetics, medical supplies, and diabetic equipment with no copay and a 20% coinsurance. Prior authorization is required for durable medical equipment and prosthetics, and diabetic supplies are limited to specified manufacturers.

Diagnostic and Radiological Services See details

PriorityMedicare D-SNP (HMO D-SNP) covers diagnostic and radiological services with no copays, though prior authorization is required. Covered diagnostic procedures, lab services, diagnostic radiology, and outpatient X-rays require a 35% coinsurance, while therapeutic radiological services carry a 20% coinsurance.

Home Health Services See details

PriorityMedicare D-SNP (HMO D-SNP) covers Home Health Services with no copay and no coinsurance, although prior authorization is required.

Cardiac Rehabilitation Services See details

PriorityMedicare D-SNP (HMO D-SNP) covers some cardiac rehabilitation services with no copay, but several sub-services are not covered under the plan. Specifically, cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services are not covered and require a 30% coinsurance.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by PriorityMedicare D-SNP (HMO D-SNP) with no coinsurance, featuring no copay for days 1 through 20 and a $218 daily copay for days 21 through 100. Prior authorization is required, and while a prior three-day inpatient hospital stay is not required, additional days beyond the standard Medicare-covered limit are not covered.

Other Services See details

PriorityMedicare D-SNP (HMO D-SNP) partially covers other services, providing acupuncture (up to 6 treatments per year), over-the-counter (OTC) items, ambulance stabilization, and annual wellness visits with no copay and no coinsurance. Meal benefits and highly integrated services for dual eligibles are not covered under this plan.

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