Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Devoted DUAL PLUS El Paso (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Devoted DUAL PLUS El Paso (HMO D-SNP) in 2025, please refer to our full plan details page.
Devoted DUAL PLUS El Paso (HMO D-SNP) is a HMO D-SNP plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in El Paso and Hudspeth Counties. This plan received an overall rating of 4.5 out of 5 stars in 2025.
It's important to know that Devoted DUAL PLUS El Paso (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Devoted DUAL PLUS El Paso (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Devoted DUAL PLUS El Paso (HMO D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Devoted DUAL PLUS El Paso (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $12.70. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The Devoted DUAL PLUS El Paso (HMO D-SNP) plan has a $590 deductible for prescription drugs. After the deductible is met, you will pay the costs for drugs in each tier until your total drug costs reach $2000. If you qualify for the low-income subsidy (LIS), your monthly premium will be $12.70. Once your yearly out-of-pocket drug costs reach $2000, you will pay nothing for Medicare Part D covered drugs.
The Devoted DUAL PLUS El Paso (HMO D-SNP) plan offers a range of benefits, including coverage for inpatient hospital stays with a $1950 copay, outpatient services with coinsurance, and emergency services with a $110 copay. The plan also includes coverage for primary care, preventive services, hearing, vision, dental, home infusion, dialysis, medical equipment, diagnostic and radiological services, and home health services. This plan provides coverage for hearing aids with a copay, as well as eyewear up to a combined maximum of $500 annually. Dental services are covered with a $500 annual maximum. Additionally, it covers ambulance services, though ground ambulance services have coinsurance.
Inpatient Hospital coverage includes acute and psychiatric care, with a copay of $1950 per admission or stay for Medicare-covered stays, and additional days are unlimited. Non-Medicare-covered stays and upgrades for inpatient hospital-acute and additional days for inpatient hospital-psychiatric are not covered.
Outpatient Services, including outpatient hospital services, observation services, ambulatory surgical center (ASC) services, outpatient substance abuse services, and outpatient blood services, are covered. Outpatient Hospital Services and Observation Services have a coinsurance of 40% - 49%, while Individual and Group Sessions for Outpatient Substance Abuse each have a coinsurance of 49%. Ambulatory Surgical Center (ASC) Services have a coinsurance between 40% and 49%. Outpatient blood services are covered with three (3) pint deductible waived.
Partial Hospitalization is covered, but requires prior authorization. You will pay 35% coinsurance for this benefit.
The Devoted DUAL PLUS El Paso (HMO D-SNP) plan covers ambulance services with no copay, but with coinsurance of 0-49% for ground ambulance services and 49% for air ambulance services. Transportation services to any health-related location are not covered.
Emergency Services, including Urgently Needed Services and Worldwide Emergency Services, are covered. Emergency Services have a $110 copay, while Urgently Needed Services have 35% coinsurance; Worldwide Emergency Services have a maximum plan benefit of $25,000.
Primary Care Physician Services, Occupational Therapy Services, Physician Specialist Services, Other Health Care Professional, Physical Therapy and Speech-Language Pathology Services, Opioid Treatment Program Services, and Additional Telehealth Benefits are covered. Chiropractic Services are partially covered, with Routine Chiropractic Care not covered, and Mental Health Specialty Services and Psychiatric Services are partially covered, with individual and group sessions not covered. There is no copay or coinsurance for Occupational Therapy Services and Physical Therapy and Speech-Language Pathology Services.
The Devoted DUAL PLUS El Paso (HMO D-SNP) plan covers preventive services, including annual physical exams, health education, weight management programs, alternative therapies, nutritional/dietary benefits, fitness benefits, Home and Bathroom Safety Devices and Modifications, Kidney Disease Education Services, glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following a welcome visit. However, In-Home Safety Assessments, Personal Emergency Response Systems (PERS), Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Therapeutic Massage, Adult Day Health Services, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline), and Counseling Services are not covered.
Hearing services are covered, including routine hearing exams with a coinsurance of at most 49% and fitting/evaluation for hearing aids. Prescription hearing aids (all types) are covered with a copay between $399 and $699. Prescription hearing aids for the inner, outer, and over the ear are not covered, and OTC hearing aids are also not covered.
Vision services include coverage for eye exams with a 49% coinsurance. Eyewear is covered up to a combined maximum of $500 every year, and contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are also covered.
Dental Services are covered, with a maximum plan benefit of $500 per year. Oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery are covered. However, maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs, Chemotherapy/Radiation Drugs, and Other Medicare Part B Drugs. You will pay a $35 copay and 20% coinsurance for Medicare Part B Insulin Drugs, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have between 0% and 20% coinsurance.
Dialysis Services are covered under the Devoted DUAL PLUS El Paso (HMO D-SNP) plan. You will pay 20% coinsurance for dialysis services.
Medical Equipment coverage includes Durable Medical Equipment (DME) with a coinsurance between 0% and 20%, Prosthetics/Medical Supplies with a coinsurance, and Diabetic Equipment. Durable Medical Equipment for use outside the home and Diabetic Therapeutic Shoes/Inserts are not covered.
Diagnostic and Radiological Services are covered, with no copay. Diagnostic Procedures/Tests and Lab Services have a coinsurance of up to 49%, while Diagnostic Radiological Services have a coinsurance of up to 49%, Therapeutic Radiological Services have a coinsurance of up to 20%, and Outpatient X-Ray Services have a coinsurance of up to 35%.
Home Health Services are covered by Devoted DUAL PLUS El Paso (HMO D-SNP) with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are not covered by the Devoted DUAL PLUS El Paso (HMO D-SNP) plan. Specifically, Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are not covered.
Skilled Nursing Facility (SNF) services are covered by the Devoted DUAL PLUS El Paso (HMO D-SNP) plan, but require prior authorization. There is no copay for days 1-20, and a $214 copay for days 21-100. Additional days beyond Medicare-covered for SNF, and non-Medicare-covered stays for SNF, are not covered.
Other Services, including Acupuncture, Over-the-Counter (OTC) Items, Meal Benefit, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services, are not covered. Other 2 benefits are covered, including preventive services with no copay.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
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