HumanaChoice Giveback H7617-065 (PPO)

HumanaChoice Giveback H7617-065 (PPO) is a PPO plan offered by Humana Inc. available for enrollment in 2026 to people living in West Virginia. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that HumanaChoice Giveback H7617-065 (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about HumanaChoice Giveback H7617-065 (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The HumanaChoice Giveback H7617-065 (PPO) plan features an annual drug deductible of $325. For Tier 1 preferred generic drugs, there is no copay for a one-month or three-month supply at standard pharmacies and through preferred mail order, while standard mail order costs up to $30 for a three-month supply. Tier 2 generic drugs are also highly affordable, costing a $1 copay for a one-month supply at standard pharmacies or preferred mail order, and there is no copay for a three-month supply filled via preferred mail order. For Tier 3 preferred brand drugs, you will pay a $30 copay for a one-month supply at standard pharmacies and preferred mail order, whereas standard mail order costs $47. Higher-tier prescriptions require coinsurance rather than flat copays, with Tier 4 non-preferred drugs requiring a 45% coinsurance across all pharmacy options. Tier 5 specialty drugs require a 29% coinsurance for a one-month supply at standard pharmacies, preferred mail order, and standard mail order.

Additional Benefits

The HumanaChoice Giveback H7617-065 (PPO) plan offers robust coverage with no copay and no coinsurance for primary care visits, routine preventive services, home health care, and annual eye exams. For other essential medical needs, specialist visits require a $45 copay, emergency room care has a $115 copay, and inpatient hospital stays carry a $400 daily copay for the first few days with no coinsurance. Outpatient services generally feature no coinsurance, with copays ranging from no copay to $400 depending on the facility. This plan also provides valuable supplemental benefits, including dental coverage up to $1,500 per year with no copay or coinsurance for most preventive and comprehensive services. Hearing care features no copay for routine exams alongside fixed copays for prescription hearing aids, while routine eyewear is covered with no copay. Diagnostic lab work and X-rays also carry no copay, while durable medical equipment and prosthetics require no copay but carry a 15% to 20% coinsurance.