HumanaChoice Giveback H7617-056 (PPO)

HumanaChoice Giveback H7617-056 (PPO) is a PPO plan offered by Humana Inc. available for enrollment in 2026 to people living in Select Counties in Arkansas and Oklahoma. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that HumanaChoice Giveback H7617-056 (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about HumanaChoice Giveback H7617-056 (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The HumanaChoice Giveback H7617-056 (PPO) plan features an enhanced alternative drug benefit with no prescription drug deductible. During the initial coverage phase, you will pay no copay for Tier 1 preferred generic drugs at standard pharmacies and through preferred mail order, while standard mail carries a $20 copay. For Tier 2 standard generics, you will pay a $30 copay at standard pharmacies and preferred mail, or a $47 copay through standard mail. For higher-tier medications, Tier 3 preferred brands require 35% coinsurance, while Tier 4 non-preferred drugs carry 33% coinsurance. Once your yearly out-of-pocket drug costs reach $2,100, you enter the catastrophic coverage phase and pay nothing for covered Part D prescriptions. Additionally, qualifying for the low-income subsidy can reduce your premium and lower your Part D costs to nothing.

Additional Benefits

The HumanaChoice Giveback H7617-056 (PPO) plan offers coverage for essential medical needs with no copay for primary care visits, annual physicals, and home health services. For specialized medical care, members pay no coinsurance and predictable copays, including $30 to $35 for specialist visits, $115 for emergency care, and a $360 daily copay for the first six days of an inpatient hospital stay. Outpatient hospital visits and diagnostic procedures are covered with no coinsurance and copays ranging from no copay up to $360. This plan also provides valuable supplemental benefits, offering routine dental, vision, and hearing exams with no copay and no coinsurance, subject to annual coverage limits. Prescription hearing aids require a copay of $699 to $999, while durable medical equipment and dialysis services generally require a 10% to 20% coinsurance with no copay. Additionally, skilled nursing facility stays are covered with no copay or coinsurance for the first 20 days of care.