HumanaChoice Giveback H7617-041 (PPO)

HumanaChoice Giveback H7617-041 (PPO) is a PPO plan offered by Humana Inc. available for enrollment in 2026 to people living in El Paso and Rio Grande Valley Metro. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that HumanaChoice Giveback H7617-041 (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about HumanaChoice Giveback H7617-041 (PPO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The HumanaChoice Giveback H7617-041 (PPO) Medicare plan features a $0 drug deductible, meaning your prescription drug coverage starts on day one with no upfront deductible costs. For Tier 1 preferred generic and Tier 2 generic medications, you will pay no copay for a 1-month or 3-month supply when filling prescriptions at standard pharmacies or through preferred mail order. If you utilize standard mail order, Tier 1 drugs require a $10 copay and Tier 2 drugs require a $20 copay for a 1-month supply. Tier 3 preferred brand drugs cost a $30 copay for a 1-month supply at standard pharmacies and preferred mail order, rising to a $47 copay via standard mail order. Tier 4 non-preferred drugs require a 34% coinsurance across all standard pharmacy and mail order options for both 1-month and 3-month supplies. Specialty drugs under Tier 5 carry a 33% coinsurance for a 1-month supply, regardless of whether you use standard pharmacies, preferred mail order, or standard mail order.

Additional Benefits

The HumanaChoice Giveback H7617-041 (PPO) plan offers comprehensive coverage for essential medical services with manageable out-of-pocket costs, including no copay for primary care physician visits and a $35 copay for specialists. For inpatient hospital stays, members pay a $325 daily copay for the first six days and no copay for days 7 through 90, while preventive services and home health care are available with no copay or coinsurance. Emergency care is covered with a $115 copay, which is waived if you are admitted to the hospital within 24 hours. This plan also features valuable supplemental benefits, including routine hearing and vision exams with no copay, alongside dental coverage up to a $3,000 annual limit with no copay for preventive and comprehensive care. Diagnostic lab services and select outpatient services carry no copay, while specialty items like durable medical equipment require a 17% coinsurance and Medicare Part B drugs carry a 0% to 20% coinsurance. Overall, this plan minimizes costs for routine wellness while providing clear copay and coinsurance structures for specialized medical needs.