HumanaChoice SNP-DE H7617-036 (PPO D-SNP)

HumanaChoice SNP-DE H7617-036 (PPO D-SNP) is a PPO D-SNP plan offered by Humana Inc. available for enrollment in 2026 to people living in Select Counties in MT. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that HumanaChoice SNP-DE H7617-036 (PPO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about HumanaChoice SNP-DE H7617-036 (PPO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The HumanaChoice SNP-DE H7617-036 (PPO D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generic and Tier 2 generic medications, beneficiaries enjoy no copay for both 1-month and 3-month supplies at standard pharmacies and through preferred mail order. Standard mail order options for these generic tiers incur copayments ranging from $10 to $60 depending on the tier and supply duration. For Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, the plan requires a consistent 25% coinsurance at standard pharmacies, preferred mail order, and standard mail order. This straightforward cost-sharing structure helps Medicare beneficiaries easily project their annual out-of-pocket medication expenses.

Additional Benefits

The HumanaChoice SNP-DE H7617-036 (PPO D-SNP) plan offers comprehensive healthcare coverage, including inpatient hospital stays with no coinsurance and a copay of $2,230 for acute stays or $2,080 for psychiatric stays. Outpatient services, primary care, and specialist visits feature no copay and a 20% coinsurance. Emergency care requires a $115 copay that is waived upon admission, while preventive care and home health services are available with no copay and no coinsurance. For supplemental care, the plan provides routine hearing and vision services with no copay and a 20% coinsurance, alongside hearing aid coverage and up to $250 annually for eyewear with no copay or coinsurance. Dental benefits are robust, offering up to a $4,000 annual limit for dental services with no copay or coinsurance. Members also receive extra benefits like over-the-counter items, chronic illness meals, and up to 12 one-way transportation trips per year with no copay or coinsurance.