Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Great Plains Medicare Advantage Gold (HMO I-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Great Plains Medicare Advantage Gold (HMO I-SNP) in 2025, please refer to our full plan details page.
Great Plains Medicare Advantage Gold (HMO I-SNP) is a HMO I-SNP plan offered by Sanford Health available for enrollment in 2025 to people living in Nebraska (partial). This plan received an overall rating of 4 out of 5 stars in 2025.
It's important to know that Great Plains Medicare Advantage Gold (HMO I-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Great Plains Medicare Advantage Gold (HMO I-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Great Plains Medicare Advantage Gold (HMO I-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Great Plains Medicare Advantage Gold (HMO I-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $77.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has no drug deductible. Your prescription medication coverage will start immediately.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $2150.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Great Plains Medicare Advantage Gold (HMO I-SNP) plan has a $0 deductible for prescription drugs. During the initial coverage phase, you'll pay different copays depending on the drug tier and pharmacy you use. For example, standard generics have a $45 copay, preferred brands have a $95 copay, and non-preferred drugs have 33% coinsurance. Once your total drug costs reach $2,000, you enter the catastrophic coverage phase, where you pay nothing for covered Part D drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit. If you qualify for the low-income subsidy (LIS), you may be able to receive help with your prescription drug costs.
The Great Plains Medicare Advantage Gold (HMO I-SNP) plan offers coverage for inpatient and outpatient services, including mental health and substance abuse treatment. The plan has varying copays for different services, such as $185 for inpatient hospital stays (days 1-5), $50 for outpatient services, and $30 for primary care visits. The plan also covers hearing and vision services, including hearing exams with a $30 copay, and eye exams with a $30 copay. This plan provides additional benefits, including dental services with a 20% coinsurance, and home health services with no copay. It also covers ambulance services, with a $150 copay for ground transport, and emergency services with a $90 copay. However, some services like preventive services, and other services are not covered by this plan.
Inpatient Hospital benefits, including acute and psychiatric, are covered under the Great Plains Medicare Advantage Gold (HMO I-SNP) plan. For days 1-5, the copay is $185, and for days 6-90, there is no copay.
Outpatient Services include coverage for all outpatient hospital services, observation services, and ambulatory surgical center services. Outpatient hospital services have a $50 copay, observation services have a $100 copay, and ambulatory surgical center services have a $50 copay, while outpatient substance abuse services include individual and group sessions with a $30 copay. Outpatient blood services are not covered.
Partial Hospitalization is covered under the Great Plains Medicare Advantage Gold (HMO I-SNP) plan, with a $30 copay.
Ambulance and Transportation Services are covered, including both ground and air ambulance services. Ground ambulance services have a $150 copay, and air ambulance services have 20% coinsurance; transportation services to a plan-approved health-related location are covered for up to 32 one-way trips per year.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Great Plains Medicare Advantage Gold (HMO I-SNP) plan. Emergency Services have a $90 copay with no coinsurance, while Urgently Needed Services have a $30 copay with no coinsurance; however, Worldwide Emergency Services, Worldwide Urgent Coverage, and Worldwide Emergency Transportation are not covered.
The Great Plains Medicare Advantage Gold (HMO I-SNP) plan covers primary care physician services, chiropractic services with a $20 copay for routine care, occupational therapy, physician specialist services with a $30 copay, mental health specialty services with a $30 copay for individual and group sessions, podiatry services with 0-20% coinsurance for routine foot care up to 6 visits per year, other health care professional services with a $30 copay, psychiatric services with a $30 copay for individual and group sessions, physical therapy and speech-language pathology services with no copay or coinsurance, additional telehealth benefits with a $0-$30 copay, and opioid treatment program services.
Preventive services are covered, but annual physical exams, health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, weight management programs, alternative therapies, therapeutic massage, adult day health services, nutritional/dietary benefits, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, fitness benefits, enhanced disease management, telemonitoring services, remote access technologies, home and bathroom safety devices and modifications, and counseling services are not covered. Glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs following a welcome visit are covered.
Hearing services with the Great Plains Medicare Advantage Gold (HMO I-SNP) plan include hearing exams with a $30 copay, as well as routine hearing exams and fitting/evaluation for hearing aids with no cost. Prescription hearing aids are covered up to $2,000 per year, but inner ear, outer ear, and over-the-ear hearing aids are not covered, and OTC hearing aids are not covered.
Vision Services include coverage for eye exams with a $30 copay, and eyewear. Eyeglass lenses and eyeglass frames are not covered. Contact lenses are covered, up to $100 per year for one pair, and eyeglasses (lenses and frames) are covered with a maximum benefit of $275 per year for one pair.
The Great Plains Medicare Advantage Gold (HMO I-SNP) plan covers dental services, including Medicare dental services with a 20% coinsurance. Other dental services include oral exams (2 visits per year), dental x-rays (1 every 5 years), prophylaxis/cleaning (2 visits per year), restorative services, endodontics, periodontics, maxillofacial prosthetics, prosthodontics (removable, 1 visit every 2 years, with a $1,500 limit), and prosthodontics (fixed, 1 visit every 2 years). However, fluoride treatment, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered, and require prior authorization. Medicare Part B Insulin Drugs have a $35 copay, with coinsurance between 0% and 20%. Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have coinsurance between 0% and 20%.
Dialysis Services are covered under the Great Plains Medicare Advantage Gold (HMO I-SNP) plan. The coinsurance for dialysis services is 20%.
The Great Plains Medicare Advantage Gold (HMO I-SNP) plan covers medical equipment, including durable medical equipment (DME), with a 20% coinsurance, and Prosthetics/Medical Supplies with a 20% coinsurance. Diabetic equipment is covered with a coinsurance of 20% for diabetic supplies and diabetic therapeutic shoes/inserts. Durable medical equipment for use outside the home is not covered.
Diagnostic and Radiological Services, including diagnostic procedures and tests, are covered, but lab services are not covered. Diagnostic procedures and tests have no copay, but have a coinsurance of at least 20%. Diagnostic Radiological Services and Therapeutic Radiological Services have a copay of $50, while Outpatient X-Ray Services have a $10 copay.
Home Health Services are covered by the Great Plains Medicare Advantage Gold (HMO I-SNP) plan with no copay and no coinsurance, but prior authorization is required. Additional hours of care and personal care services are not covered.
Cardiac Rehabilitation Services are covered by the Great Plains Medicare Advantage Gold (HMO I-SNP) plan, but the services are not covered. There is a copay, but the exact amount is not specified.
Skilled Nursing Facility (SNF) services are covered by the Great Plains Medicare Advantage Gold (HMO I-SNP) plan. There is no copay for days 1-20, and a $100 copay for days 21-100.
Other Services are not covered by the Great Plains Medicare Advantage Gold (HMO I-SNP) plan, including acupuncture, over-the-counter items, meal benefits, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, and more. This plan does not require authorization or referrals for these services.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved