Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Devoted CHOICE GIVEBACK Arkansas (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Devoted CHOICE GIVEBACK Arkansas (PPO) in 2025, please refer to our full plan details page.
Devoted CHOICE GIVEBACK Arkansas (PPO) is a PPO plan offered by Devoted Health, Inc. available for enrollment in 2025 to people living in Arkansas. The overall rating for this plan is not yet available for 2025.
It's important to know that Devoted CHOICE GIVEBACK Arkansas (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Devoted CHOICE GIVEBACK Arkansas (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Devoted CHOICE GIVEBACK Arkansas (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $137.60. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $10000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $10000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The Devoted CHOICE GIVEBACK Arkansas (PPO) plan has a $590 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance depending on the drug tier and pharmacy. For preferred generic drugs, you'll pay a $10 copay at both standard and mail-order pharmacies. Standard generic, preferred brand, and non-preferred drugs have a 25% coinsurance. After your total drug costs reach $2000, you will enter the catastrophic coverage phase and pay nothing for covered drugs.
The Devoted CHOICE GIVEBACK Arkansas (PPO) plan offers a range of benefits with varying costs. Inpatient hospital stays have a $475 copay for the first four days, with no copay for the remainder of the stay, and outpatient services include copays from $0 to $575. Emergency services have a $110 copay, and primary care visits have copays between $15 and $45. Preventive services are covered with no copay, including exams and screenings. The plan also covers hearing exams with a $45 copay and offers coverage for vision and dental services. Home health services and skilled nursing facilities are covered with a $214 copay for days 21-100.
Inpatient Hospital benefits are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services, both of which require prior authorization. For Inpatient Hospital-Acute, you will pay a $475 copay for days 1-4, and no copay for days 5-90; for Inpatient Hospital Psychiatric, you will also pay a $475 copay for days 1-4, and no copay for days 5-90. Additional days for Inpatient Hospital-Acute are covered, while non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute, and additional days and non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.
Outpatient services include coverage for all outpatient hospital services with a copay between $0 and $575, observation services with a $475 copay, ambulatory surgical center services with no copay, outpatient substance abuse services with a $45 copay for both individual and group sessions, and outpatient blood services.
Partial Hospitalization is covered by the Devoted CHOICE GIVEBACK Arkansas (PPO) plan, with a $70 copay. Prior authorization is required for this benefit.
The Devoted CHOICE GIVEBACK Arkansas (PPO) plan covers ambulance services, including ground ambulance with a copay between $0 and $350, and air ambulance with a 20% coinsurance. Transportation services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Devoted CHOICE GIVEBACK Arkansas (PPO) plan. Emergency Services have a $110 copay, while Urgently Needed Services have a copay between $0 and $45. Worldwide Emergency Coverage and Worldwide Urgent Coverage have a $110 copay, and Worldwide Emergency Transportation has a $350 copay and 20% coinsurance.
The Devoted CHOICE GIVEBACK Arkansas (PPO) plan covers Primary Care Physician Services, Chiropractic Services, Occupational Therapy Services, Physician Specialist Services, Mental Health Specialty Services, Other Health Care Professional, Psychiatric Services, Physical Therapy and Speech-Language Pathology Services, Additional Telehealth Benefits, and Opioid Treatment Program Services. Chiropractic Services have a $15 copay, Physician Specialist Services have a $45 copay, and Physical Therapy and Speech-Language Pathology Services have a $45-$50 copay, while Occupational Therapy Services, Individual and Group Sessions for Mental Health Specialty Services, Other Health Care Professional, Individual and Group Sessions for Psychiatric Services, and Opioid Treatment Program Services have copays that range from $0 to $45, with additional telehealth benefits having copays from $0 to $45. Routine Chiropractic Care and Podiatry Services are not covered.
The Devoted CHOICE GIVEBACK Arkansas (PPO) plan covers preventive services including Medicare-covered zero dollar services, annual physical exams, health education, weight management programs, alternative therapies, nutritional/dietary benefits, fitness benefits, home and bathroom safety devices, glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKGs with no copay or coinsurance. However, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post-discharge in-home medication reconciliation, readmission prevention, wigs for hair loss related to chemotherapy, therapeutic massage, adult day health services, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, remote access technologies, and counseling services are not covered.
Hearing Exams are covered with a $45 copay. Routine Hearing Exams are covered for one visit per year. Prescription Hearing Aids are covered with a copay between $599 and $899 for two visits per year, while Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered, and OTC Hearing Aids are also not covered.
Vision Services include coverage for eye exams with a $45 copay. Eyewear is covered with a combined maximum benefit of $250 per year for both in-network and out-of-network services, while contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are also covered.
The Devoted CHOICE GIVEBACK Arkansas (PPO) plan covers a range of dental services. Medicare dental services require a $45 copay. Other dental services, including oral exams, dental x-rays, and other diagnostic and preventive services, are covered, with a maximum plan benefit of $250 per year. Orthodontic services are also covered under diagnostic and preventive dental. Maxillofacial prosthetics, implant services, and orthodontics are not covered.
Home Infusion bundled Services are covered, including Medicare Part B Insulin Drugs with a $35 copay and 20% coinsurance, Medicare Part B Chemotherapy/Radiation Drugs with 0-20% coinsurance, and Other Medicare Part B Drugs with 0-20% coinsurance. Prior authorization is required.
Dialysis Services are covered by the Devoted CHOICE GIVEBACK Arkansas (PPO) plan with a coinsurance of 20%.
Medical Equipment benefits include Durable Medical Equipment (DME) with a 20% coinsurance and no copay, though DME for use outside the home is not covered. Prosthetic Devices have a 0-20% coinsurance and no copay, while Medical Supplies have a 20% coinsurance and no copay. Diabetic Equipment is covered, but Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts are not covered.
Diagnostic and Radiological Services are covered, including all diagnostic services, diagnostic procedures/tests, lab services, all radiological services, diagnostic radiological services, therapeutic radiological services, and outpatient X-Ray services. Diagnostic Procedures/Tests have a copay between $0 and $95, while Lab Services and Outpatient X-Ray Services have no copay. Diagnostic Radiological Services have a copay of up to $300, and Therapeutic Radiological Services have a coinsurance of at least 20%.
Home Health Services are covered by the Devoted CHOICE GIVEBACK Arkansas (PPO) plan with no copay and no coinsurance. Additional hours of care and personal care services are not covered.
Cardiac Rehabilitation Services are not covered by the Devoted CHOICE GIVEBACK Arkansas (PPO) plan. The plan does not cover Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, or Additional Cardiac Rehabilitation Services.
Skilled Nursing Facility (SNF) services are covered by the Devoted CHOICE GIVEBACK Arkansas (PPO) plan, but require prior authorization. For days 1-20, there is no copay, and for days 21-100, the copay is $214.
Other Services are not covered, as the plan does not cover acupuncture, over-the-counter items, meal benefits, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services.
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