Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Wellcare Giveback Open (PPO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Wellcare Giveback Open (PPO) in 2025, please refer to our full plan details page.
Wellcare Giveback Open (PPO) is a PPO plan offered by Centene Corporation available for enrollment in 2025 to people living in All counties in SC. This plan received an overall rating of 3.5 out of 5 stars in 2025.
It's important to know that Wellcare Giveback Open (PPO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Wellcare Giveback Open (PPO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Wellcare Giveback Open (PPO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $91.00. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $420.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a combined Maximum Out-Of-Pocket cost of $10000.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $10000.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.
The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Wellcare Giveback Open (PPO) plan has a $420 deductible for prescription drugs. In the initial coverage phase, you'll pay different costs depending on the drug tier and the pharmacy you use. For example, preferred generic drugs have no copay at preferred pharmacies and mail order, but have a $10 copay at standard pharmacies. Once your total drug costs reach $2000, you enter the catastrophic coverage phase, where you will pay nothing for your Part D covered drugs. However, you may still pay a share of the costs for excluded drugs covered under any enhanced benefit.
The Wellcare Giveback Open (PPO) plan offers a variety of benefits, including inpatient hospital stays with a copay, and outpatient services with varying copays. The plan also covers primary care with no copay, along with preventive, hearing, vision, and dental services, all with low or no copays. Additional benefits include ambulance services, emergency services, and home health services with no copay. The plan also offers coverage for medical equipment, diagnostic and radiological services, and skilled nursing facilities with specific copays or coinsurance.
Inpatient Hospital benefits include coverage for Inpatient Hospital-Acute with a $350 copay for days 1-7 and no copay for days 8-90, and Inpatient Hospital Psychiatric with a $1750 copay per admission or stay. Additional days, non-Medicare-covered stays, and upgrades for both are not covered.
Outpatient Services are covered by the Wellcare Giveback Open (PPO) plan, including all outpatient hospital services, ambulatory surgical center services, outpatient substance abuse services, and outpatient blood services. Outpatient hospital services have a copay between $0 and $400, observation services have a copay between $110 and $400, ambulatory surgical center services have a $250 copay, individual and group sessions for outpatient substance abuse have a $25 copay, and outpatient blood services have no copay.
Partial Hospitalization is covered by the Wellcare Giveback Open (PPO) plan, with an $80 copay. Prior authorization is required for this benefit.
Ambulance and Transportation Services are covered by the Wellcare Giveback Open (PPO) plan. Ground and Air Ambulance Services have a $275 copay and no coinsurance, while Transportation Services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Coverage are covered by the Wellcare Giveback Open (PPO) plan. Emergency Services and Worldwide Emergency Coverage have a $110 copay, while Urgently Needed Services have a $40 copay; all three have no coinsurance. Worldwide Urgent Coverage has a $110 copay and no coinsurance, while Worldwide Emergency Transportation is not covered.
The Wellcare Giveback Open (PPO) plan covers Primary Care Physician Services with no copay. Chiropractic Services have a $15 copay, while Occupational Therapy Services have a $35 copay, and Physician Specialist Services have a $40 copay. Mental Health Specialty Services, Psychiatric Services, and Other Health Care Professional services have varying copays. Physical Therapy and Speech-Language Pathology Services have a $35 copay, and Additional Telehealth Benefits have a copay between $0 and $40. Opioid Treatment Program Services have a $40 copay.
Preventive Services include coverage for Medicare-covered zero dollar services, annual physical exams with no copay, additional preventive services, kidney disease education services with 20% coinsurance, and other preventive services. Some services are not covered, including health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, post discharge in-home medication reconciliation, re-admission prevention, wigs for hair loss related to chemotherapy, weight management programs, therapeutic massage, adult day health services, nutritional/dietary benefits, home-based palliative care, in-home support services, support for caregivers of enrollees, additional sessions of smoking and tobacco cessation counseling, enhanced disease management, telemonitoring services, home and bathroom safety devices and modifications, and counseling services. Glaucoma screening, diabetes self-management training, barium enemas, digital rectal exams, and EKG following a Welcome Visit have no copay.
The Wellcare Giveback Open (PPO) plan covers hearing exams with a $40 copay, routine hearing exams with no copay, and fitting/evaluation for hearing aids with no copay. Prescription hearing aids are covered up to $350 per ear annually, with no copay for some prescription hearing aids, but prescription hearing aids for the inner, outer, and over the ear are not covered, and OTC hearing aids are not covered.
The Wellcare Giveback Open (PPO) plan covers vision services, including eye exams with a copay of $0-$40 and eyewear with no copay, up to a combined maximum of $200 per year for both in-network and out-of-network services. Routine eye exams are covered with no copay, limited to one visit per year.
The Wellcare Giveback Open (PPO) plan covers Medicare Dental Services with a $40 copay, and other dental services including oral exams, dental x-rays, other diagnostic dental services, prophylaxis (cleaning), fluoride treatment, other preventive dental services, and adjunctive general services with no copay. Restorative services, endodontics, periodontics, prosthodontics (removable and fixed), maxillofacial prosthetics, implant services, oral and maxillofacial surgery, and orthodontics are not covered.
Home Infusion bundled Services are covered, including Part B Insulin Drugs with a $35 copay, and other Medicare Part B drugs, with coinsurance between 0% and 20% depending on the drug. Prior authorization is required.
Dialysis Services are covered under the Wellcare Giveback Open (PPO) plan. You will pay a 20% coinsurance for these services.
Medical Equipment benefits are covered, including Durable Medical Equipment (DME) with 20% coinsurance and Prosthetics/Medical Supplies with 20% coinsurance. Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.
Diagnostic and Radiological Services are covered, with prior authorization required. Diagnostic Procedures/Tests have a copay between $0 and $40, and Lab Services have no copay. Diagnostic Radiological Services have a copay of up to $350, Therapeutic Radiological Services have 20% coinsurance, and Outpatient X-Ray Services have a $100 copay.
Home Health Services are covered by the Wellcare Giveback Open (PPO) plan with no copay and no coinsurance, though additional hours of care and personal care services are not covered. This benefit requires authorization.
Cardiac Rehabilitation Services are covered by the Wellcare Giveback Open (PPO) plan, but all of the sub-services including Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services are not covered. The plan has a copay, but the specific copay information is not provided.
Skilled Nursing Facility (SNF) services are covered by the Wellcare Giveback Open (PPO) plan, but require prior authorization. For days 1-20 and 61-100, there is no copay, while days 21-60 have a copay of $214. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.
Other Services includes a meal benefit covered with a doctor referral and no copay; however, acupuncture, over-the-counter items, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
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