Zing Open Choice Diabetes & Heart MI (PPO C-SNP)

Zing Open Choice Diabetes & Heart MI (PPO C-SNP) is a PPO C-SNP plan offered by Zing Health Consolidator, Inc available for enrollment in 2025 to people living in Southeast Michigan. This plan received an overall rating of 3 out of 5 stars in 2026.

It's important to know that Zing Open Choice Diabetes & Heart MI (PPO C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Zing Open Choice Diabetes & Heart MI (PPO C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Zing Open Choice Diabetes & Heart MI (PPO C-SNP) plan features a $0 drug deductible, meaning your prescription coverage begins immediately. Under this plan, you will pay no copay for Tier 1 preferred generic and Tier 6 select care drugs at standard pharmacies or through standard mail order. For Tier 2 generic medications, standard mail order options offer no copay, while standard pharmacies charge a copay starting at $5 for a one-month supply. Tier 3 preferred brand drugs require a $47 copay for a one-month supply at standard pharmacies and standard mail order, with cost-saving opportunities on three-month mail orders. Higher-tier prescriptions involve coinsurance, with Tier 4 non-preferred drugs requiring 25% coinsurance and Tier 5 specialty drugs requiring 33% coinsurance for a one-month supply. This drug plan structure helps beneficiaries with chronic conditions easily anticipate and manage their out-of-pocket medication costs.

Additional Benefits

The Zing Open Choice Diabetes & Heart MI (PPO C-SNP) plan offers affordable medical coverage with no copay and no coinsurance for primary care visits, mental health services, and routine preventive care. For specialized care, members can expect a low $0 to $20 copay for specialist visits and a $310 daily copay for days 1 through 6 of inpatient hospital stays. Outpatient hospital services require a $100 copay, while emergency room visits carry a $125 copay that is waived if admitted within 24 hours. Beyond standard medical care, this plan features built-in dental, vision, and hearing benefits with no copays or coinsurance, including up to $2,000 yearly for dental services and a $250 annual eyewear allowance. Home health care and chronic illness meal benefits are also covered with no copay or coinsurance. Finally, medical equipment and dialysis services are available with no copay and a 20% coinsurance, alongside a quarterly $75 allowance for over-the-counter items.