Champion Select (HMO-POS C-SNP)

Champion Select (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Champion Health Plan of California Inc available for the 2026 plan year to people living in Central & Southern California. CMS star rating not available for 2026.

It's important to know that Champion Select (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Champion Select (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Champion Select (HMO-POS C-SNP) Medicare plan offers an Enhanced Alternative drug benefit with a $615.00 annual prescription drug deductible. During the initial coverage phase at standard pharmacies, there is no copay for Tier 1 preferred generic and Tier 5 specialty tier drugs. For Tier 2 standard generic, Tier 3 preferred brand, and Tier 4 non-preferred drugs, you will pay a 25% coinsurance. After your yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and pay nothing for Medicare Part D covered drugs. Additionally, individuals who qualify for the low-income subsidy, or Extra Help, will pay a reduced Part D premium of $8.40. This plan provides structured cost-sharing to help you manage your medication expenses.

Additional Benefits

The Champion Select (HMO-POS C-SNP) plan offers comprehensive medical coverage with no copay and no coinsurance for primary care doctor visits, specialist care, and preventive services. Acute inpatient hospital stays, home health services, and diagnostic tests also feature no copay and no coinsurance, while outpatient hospital services require a $100 copay. Emergency room visits have a $150 copay, and urgent care services are available with no copay. For additional health needs, the plan provides dental, vision, and hearing benefits, featuring no copay for routine exams and cleanings. Dental treatments are covered up to a $3,000 annual limit with coinsurance ranging from 20% to 40%, while prescription hearing aids require a $149 copay and eyeglasses are covered up to a $335 yearly limit. Skilled nursing facility care is also covered with no copay for the first 20 days, followed by a $218 daily copay for days 21 through 100.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.