AlohaCare Advantage Plus (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for AlohaCare Advantage Plus (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on AlohaCare Advantage Plus (HMO D-SNP) in 2026, please refer to our full plan details page.

This summary reflects 2026 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.

AlohaCare Advantage Plus (HMO D-SNP) is a HMO D-SNP plan offered by Alohacare available for the 2026 plan year to people living in State of Hawaii. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that AlohaCare Advantage Plus (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

AlohaCare Advantage Plus (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about AlohaCare Advantage Plus (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For AlohaCare Advantage Plus (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $43.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $1.50. You must continue to pay paying your reduced Part B Premium.

Deductibles

Health deductible: information not available.

This plan has a $615.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9250.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $9250.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a coinsurance of 20%.

Specialist Visits:

Visits to specialists are covered and will have a coinsurance of 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a coinsurance of 20%. Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care are covered and will have a coinsurance of 20%. Coverage may vary for in-network and out-of-network hospitals.

Sign up for AlohaCare Advantage Plus (HMO D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.

Drug Coverage IconDrug Coverage

The AlohaCare Advantage Plus (HMO D-SNP) plan features an annual prescription drug deductible of $615. Under this plan, members pay a 25% coinsurance at standard pharmacies and standard mail order for Tier 1 preferred generics, Tier 2 generics, Tier 3 preferred brands, and Tier 4 non-preferred drugs. Tier 5 specialty drugs also carry a 25% coinsurance for a one-month supply at standard pharmacies. Conversely, Tier 6 select care drugs are covered with no copay for one-month, two-month, and three-month supplies filled at standard pharmacies or through standard mail order. This cost-sharing structure ensures predictable costs for essential medications under the AlohaCare Advantage Plus (HMO D-SNP) plan.

Additional Benefits IconAdditional Benefits

The AlohaCare Advantage Plus (HMO D-SNP) offers robust coverage where essential services like inpatient hospital stays, home health care, and skilled nursing facilities require no copay and no coinsurance. For outpatient hospital visits, specialist care, emergency services, and durable medical equipment, members typically pay no copay and a 20% coinsurance. The plan also covers up to 24 one-way transportation trips per year to plan-approved locations with no copay and no coinsurance. In addition to medical care, members receive dental coverage up to a $1,500 annual limit and an over-the-counter allowance of $100 per month with no copay or coinsurance. However, routine vision exams, glasses, routine hearing exams, and hearing aids are not covered under this plan. Diagnostic hearing exams and diagnostic radiological services are covered, but standard cardiac rehabilitation and laboratory services are excluded.

Inpatient Hospital See details

AlohaCare Advantage Plus (HMO D-SNP) partially covers inpatient hospital services with no copay and no coinsurance, though prior authorization is required. Covered acute and psychiatric stays follow Original Medicare guidelines, but additional days, upgrades, and non-Medicare-covered stays are not covered.

Outpatient Services See details

AlohaCare Advantage Plus (HMO D-SNP) covers outpatient services—including outpatient hospital, ambulatory surgical center, outpatient substance abuse, and outpatient blood services—with no copay and a 20% coinsurance. Prior authorization is required for most of these outpatient services, and there is no deductible for outpatient blood services.

Partial Hospitalization See details

Partial hospitalization is covered under AlohaCare Advantage Plus (HMO D-SNP) with no copay and a 20% coinsurance, though prior authorization is required.

Ambulance and Transportation Services See details

Ambulance and transportation services are covered under the AlohaCare Advantage Plus (HMO D-SNP) plan, with ground and air ambulance services requiring a 20% coinsurance and no copay. Transportation is partially covered, offering up to 24 one-way trips per year to plan-approved locations with no copay and no coinsurance, though transportation to any health-related location is not covered.

Emergency Services See details

AlohaCare Advantage Plus (HMO D-SNP) covers emergency and urgent care services with a 20% coinsurance and no copay, with cost-sharing counting toward the deductible and emergency coinsurance waived if admitted to the hospital within three days. Worldwide emergency and urgent care are covered with no copay and no coinsurance up to a $1,000 limit, though worldwide emergency transportation is not covered.

Primary Care See details

AlohaCare Advantage Plus (HMO D-SNP) covers primary care, specialist, therapy, and mental health services with no copay and 20% coinsurance, though prior authorization is required for some benefits. Routine podiatry is covered with no copay and no coinsurance for up to four visits per year, while routine chiropractic services are not covered.

Preventive Services See details

Preventive services are partially covered by AlohaCare Advantage Plus (HMO D-SNP), offering no copay and no coinsurance for Medicare-covered zero-dollar preventive services, kidney disease education, and remote access technologies. Some services, such as diabetes self-management training (which has a 20% coinsurance and no copay) and digital rectal exams, require prior authorization, while other benefits like annual physical exams and fitness programs are not covered.

Hearing Services See details

AlohaCare Advantage Plus (HMO D-SNP) covers diagnostic hearing exams with no copay, no coinsurance, and no deductible. However, routine hearing exams, fitting and evaluation services, and all prescription or over-the-counter hearing aids are not covered.

Vision Services See details

Vision services under AlohaCare Advantage Plus (HMO D-SNP) are technically covered with no copay, no deductible, and a 20% coinsurance, but the benefit is not covered in practice because routine eye exams, contact lenses, and eyeglasses are not covered.

Dental Services See details

AlohaCare Advantage Plus (HMO D-SNP) covers Medicare dental services with no copay and 20% coinsurance, and other dental services with no copay and no coinsurance up to a $1,500 annual limit. This benefit is partially covered, as fluoride treatments, other preventive dental services, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

AlohaCare Advantage Plus (HMO D-SNP) covers home infusion bundled services with no copay, though prior authorization and step therapy are required. Associated Medicare Part B drugs, including chemotherapy, radiation, and other drugs, carry a coinsurance of 0% to 20%, while insulin requires a $35 copay and 0% to 20% coinsurance.

Dialysis Services See details

Dialysis Services are covered under the AlohaCare Advantage Plus (HMO D-SNP) plan with no copay and a 20% coinsurance.

Medical Equipment See details

AlohaCare Advantage Plus (HMO D-SNP) covers medical equipment, including durable medical equipment, prosthetics, medical supplies, and diabetic equipment, with no copay and a 20% coinsurance. Prior authorization is required for these covered benefits.

Diagnostic and Radiological Services See details

Diagnostic and radiological services are partially covered by AlohaCare Advantage Plus (HMO D-SNP), as lab services are not covered. Covered services, including diagnostic procedures, therapeutic and diagnostic radiological services, and outpatient X-rays, require prior authorization and have no copay and a 20% coinsurance.

Home Health Services See details

Home Health Services are covered by AlohaCare Advantage Plus (HMO D-SNP) with no copay and no coinsurance, though prior authorization is required.

Cardiac Rehabilitation Services See details

Cardiac rehabilitation services are not covered in practice by AlohaCare Advantage Plus (HMO D-SNP), as standard cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation services are all not covered and require a 20% coinsurance and no copay.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are partially covered by AlohaCare Advantage Plus (HMO D-SNP) with no copay and no coinsurance, though prior authorization is required and additional days beyond the Medicare-covered limit are not covered. This benefit also allows for admission without a prior three-day inpatient hospital stay.

Other Services See details

AlohaCare Advantage Plus (HMO D-SNP) partially covers other services, offering over-the-counter (OTC) items with no copay and no coinsurance, up to a $100 monthly limit that carries forward. Acupuncture, meal benefits, nicotine replacement therapy, and naloxone are not covered under this plan.

Plan Providers IconPlan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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