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Prominence Veteran (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Prominence Veteran (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Prominence Veteran (HMO) in 2026, please refer to our full plan details page.

Prominence Veteran (HMO) is a HMO plan offered by Universal Health Services, Inc. available for enrollment in 2025 to people living in Nevada. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that Prominence Veteran (HMO) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Prominence Veteran (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Prominence Veteran (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $140.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

Drugs are not covered by this plan, so a prescription drug deductible is not applicable.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $6500.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Prominence Veteran (HMO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

Prescription drugs are not covered by Prominence Veteran (HMO).

Additional Benefits IconAdditional Benefits

The Prominence Veteran (HMO) plan offers comprehensive coverage for essential medical needs, featuring no copays for primary care visits, telehealth, and home health services. Specialist visits are affordable with copays ranging from no copay to $45, while emergency care requires a $130 copay and urgent care is $30. For hospital stays, members pay a copay for the first few days of inpatient care ($350 daily for days 1 to 6) or outpatient services ($25 to $350) with no coinsurance. Ancillary benefits include dental coverage up to a $3,000 annual limit with no copay for preventive care and 10% to 50% coinsurance for comprehensive services. Vision benefits feature a $30 routine exam copay and up to $200 for eyewear with no copay, while routine hearing exams require a $10 copay. Additionally, the plan covers medical equipment and dialysis with a 20% coinsurance and no copay, alongside up to 24 free health-related one-way transportation trips per year.

Inpatient Hospital See details

Inpatient hospital services are covered by Prominence Veteran (HMO) with no coinsurance, requiring a $350 copay for days 1 through 6 of acute stays and a $330 copay for days 1 through 5 of psychiatric stays, followed by no copay for remaining days. Prior authorization is required, and additional days, upgrades, or non-Medicare-covered stays are not covered.

Outpatient Services See details

Prominence Veteran (HMO) covers outpatient services with no coinsurance, featuring a $25 to $350 copay for outpatient hospital services, a $295 copay per stay for observation services, and a $25 copay for ambulatory surgical center services. Outpatient substance abuse sessions require a $10 copay with no coinsurance, while outpatient blood services are covered with no copay and no coinsurance.

Partial Hospitalization See details

Partial hospitalization is covered under the Prominence Veteran (HMO) plan with a $55.00 copay and no coinsurance, though prior authorization is required.

Ambulance and Transportation Services See details

Prominence Veteran (HMO) covers Medicare-approved ground and air ambulance services with a $300 copay and no coinsurance, with the copay waived if you are admitted to the hospital. Transportation services are partially covered, offering up to 24 one-way trips per year to plan-approved health-related locations with no copay and no coinsurance, while transportation to any health-related location is not covered.

Emergency Services See details

Prominence Veteran (HMO) covers emergency services with a $130 copay and urgently needed services with a $30 copay, both with no coinsurance. Worldwide emergency and urgent services are partially covered up to a $25,000 maximum benefit with no coinsurance, but worldwide emergency transportation is not covered.

Primary Care See details

Prominence Veteran (HMO) covers primary care and telehealth services with no copay and no coinsurance, while specialists and other healthcare professionals range from a $0 to $45 copay with no coinsurance. Physical therapy, mental health, and podiatry services require copays between $5 and $20 with no coinsurance, though chiropractic services are only partially covered because other chiropractic services are not covered.

Preventive Services See details

Prominence Veteran (HMO) offers partially covered preventive services with no copay and no coinsurance for annual physical exams, kidney disease education, and other screenings. However, several supplemental preventive services are not covered, including health education, personal emergency response systems, medical nutrition therapy, post-discharge medication reconciliation, re-admission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional or dietary benefits, home-based palliative care, in-home support, caregiver support, additional smoking cessation, enhanced disease management, telemonitoring, home or bathroom safety modifications, and counseling.

Hearing Services See details

Prominence Veteran (HMO) covers annual routine hearing exams and fittings with a $10 copay, no coinsurance, and no deductible. Prescription hearing aids are partially covered with no coinsurance and copays ranging from no copay to $1,725 up to a $600 annual maximum per ear, though inner ear, outer ear, over-the-ear, and over-the-counter (OTC) hearing aids are not covered.

Vision Services See details

Prominence Veteran (HMO) partially covers vision services, offering one routine eye exam per year with a $30 copay and no coinsurance, though other eye exam services are not covered. Eyewear is covered with no copay and no coinsurance up to a $200 annual maximum for contact lenses, eyeglasses, frames, lenses, and upgrades.

Dental Services See details

Prominence Veteran (HMO) partially covers dental services up to a $3,000 annual maximum, offering preventive and diagnostic care with no copay and no coinsurance. Other covered comprehensive services require no copay and 10% to 50% coinsurance, but maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Prominence Veteran (HMO) covers home infusion bundled services with no copay, although prior authorization is required. Associated Medicare Part B insulin drugs carry a $35 copay and a coinsurance ranging from no coinsurance to 20%, while chemotherapy, radiation, and other Part B drugs have no copay and a coinsurance ranging from no coinsurance to 20%.

Dialysis Services See details

Dialysis Services are covered by Prominence Veteran (HMO) with no copay and a 20% coinsurance, though prior authorization is required.

Medical Equipment See details

Prominence Veteran (HMO) covers medical equipment with no copay and a 20% coinsurance, subject to prior authorization. This benefit is partially covered, as durable medical equipment, prosthetics, medical supplies, and diabetic therapeutic shoes or inserts are covered, while diabetic supplies are not covered.

Diagnostic and Radiological Services See details

Diagnostic and radiological services are partially covered by Prominence Veteran (HMO) with prior authorization, excluding diagnostic procedures, lab services, and outpatient X-rays. Covered diagnostic services require no copay and no coinsurance, while diagnostic radiological services carry a minimum $60 copay with no coinsurance, and therapeutic radiological services require a copay and 20% minimum coinsurance.

Home Health Services See details

Home Health Services are covered by Prominence Veteran (HMO) with no copay and no coinsurance, though prior authorization is required.

Cardiac Rehabilitation Services See details

Cardiac rehabilitation services are covered by Prominence Veteran (HMO) with no coinsurance and prior authorization, but some services are covered while standard cardiac, intensive cardiac, pulmonary, and SET for PAD services are not covered and carry a $10 copayment.

Skilled Nursing Facility (SNF) See details

Prominence Veteran (HMO) covers Skilled Nursing Facility (SNF) care with no coinsurance, requiring a $10 daily copay for days 1 through 20 and a $218 daily copay for days 21 through 100. Prior authorization is required, and while a three-day prior hospital stay is not necessary for admission, additional days beyond the standard 100-day Medicare benefit period are not covered.

Other Services See details

Prominence Veteran (HMO) offers partial coverage for other services, which includes a chronic illness meal benefit with no copay and no coinsurance, subject to prior authorization. Acupuncture and over-the-counter (OTC) items are not covered under this plan.

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