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VillageHealth (HMO-POS C-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for VillageHealth (HMO-POS C-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on VillageHealth (HMO-POS C-SNP) in 2026, please refer to our full plan details page.

VillageHealth (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by SCAN Group available for enrollment in 2026 to people living in Riverside and San Bernardino Counties. The overall rating for this plan is not yet available for 2026.

It's important to know that VillageHealth (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

VillageHealth (HMO-POS C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about VillageHealth (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For VillageHealth (HMO-POS C-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $6.30. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $370.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a combined Maximum Out-Of-Pocket cost of $9250.00 (in-network or out-of-network combined). You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $9250.00 for covered services, the plan will pay 100% of covered costs for the rest of the year.

The plan may have separate out-pocket-maximums for in-network and out-of-network services. See our full plan details page for more information.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 20%. Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for VillageHealth (HMO-POS C-SNP)

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Drug Coverage IconDrug Coverage

The VillageHealth (HMO-POS C-SNP) Medicare plan features an Enhanced Alternative drug benefit with a $370.00 prescription drug deductible. During the initial coverage phase, Tier 1 preferred generic drugs require a $2.00 copay at preferred pharmacies and mail-order, or a $7.00 copay at standard locations. For Tier 2 standard generics, Tier 3 preferred brands, and Tier 4 non-preferred drugs, you will pay a 25% coinsurance. Once your annual out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and pay nothing for Medicare Part D covered drugs. Eligible individuals who qualify for the low-income subsidy, also known as Extra Help, will have their Part D cost reduced to $6.30.

Additional Benefits IconAdditional Benefits

The VillageHealth (HMO-POS C-SNP) plan provides coverage for essential medical needs, with many outpatient, emergency, dialysis, and diagnostic services requiring a 20% coinsurance and no copay. Inpatient hospital stays and skilled nursing facility care are covered with Medicare-defined copays and coinsurance, while most preventive services are fully covered with no copay and no coinsurance. Emergency care is available with no copay and a 20% coinsurance, which is waived if you are admitted, and urgent care is offered with no copay and no coinsurance. For supplemental care, the plan features dental coverage with no copay and 20% coinsurance up to a $2,000 annual limit, alongside vision coverage that includes one routine exam and eyewear up to a $200 annual limit. Medical equipment and Part B drugs, such as chemotherapy, generally carry no copay and up to 20% coinsurance, though Part B insulin has a $35 copay. However, members should note that hearing services, routine chiropractic care, lab services, and over-the-counter items are not covered by this plan.

Inpatient Hospital See details

VillageHealth (HMO-POS C-SNP) covers inpatient acute and psychiatric hospital stays, requiring prior authorization and charging Original Medicare-defined copays and coinsurance. These benefits are partially covered, as additional days, non-Medicare-covered stays, and acute upgrades are not covered.

Outpatient Services See details

VillageHealth (HMO-POS C-SNP) covers outpatient services, including outpatient hospital, observation, and outpatient substance abuse services with a 20% coinsurance and no copay. Ambulatory surgical center and outpatient blood services are also covered with no deductible, though specific copay and coinsurance costs are not provided.

Partial Hospitalization See details

Partial hospitalization benefits are covered under the VillageHealth (HMO-POS C-SNP) plan. Specific cost-sharing details, such as copays or coinsurance for these services, are not specified in the plan documentation.

Ambulance and Transportation Services See details

Ambulance and transportation services are covered by VillageHealth (HMO-POS C-SNP), featuring a 20% coinsurance and no copay for ground and air ambulance rides. Transportation benefits are partially covered, providing up to 50 one-way trips per year to plan-approved locations with prior authorization, while transportation to any health-related location is not covered.

Emergency Services See details

VillageHealth (HMO-POS C-SNP) covers emergency services with a 20% coinsurance (waived if admitted to the hospital) and no copay, while urgently needed services are covered with no copay and no coinsurance. Some worldwide emergency services are covered, but worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation are not covered.

Primary Care See details

VillageHealth (HMO-POS C-SNP) covers Primary Care benefits, including doctor visits, therapies, and telehealth, while podiatry is not covered. Chiropractic services are partially covered at a 20% coinsurance, excluding routine care, and some psychiatric and mental health services are covered but exclude individual and group sessions. Opioid treatment requires a 20% coinsurance with no copay, while other covered services do not list copay or coinsurance details.

Preventive Services See details

Preventive Services are covered by VillageHealth (HMO-POS C-SNP) with no copay and no coinsurance for most services, except for kidney disease education which has no copay and a 20% coinsurance. This benefit is partially covered, as the plan excludes health education, in-home safety assessments, medical nutrition therapy, post-discharge medication reconciliation, readmission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional/dietary benefits, home-based palliative care, home safety modifications, counseling, and additional smoking cessation sessions.

Hearing Services See details

Hearing services are not covered under the VillageHealth (HMO-POS C-SNP) plan, with no coverage provided for routine hearing exams, fitting evaluations, prescription hearing aids, or over-the-counter hearing aids.

Vision Services See details

VillageHealth (HMO-POS C-SNP) partially covers vision services, offering one routine eye exam and eyewear up to a $200 annual limit with no copay and 20% coinsurance. While contact lenses and eyeglasses are covered, eyewear upgrades are not covered.

Dental Services See details

Dental services are covered by VillageHealth (HMO-POS C-SNP), featuring no copay and a 20% coinsurance for Medicare-covered dental care. Preventive care is covered, and comprehensive services are covered up to a $2,000 annual limit, though the benefit is partially covered as orthodontics is not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered by VillageHealth (HMO-POS C-SNP) with prior authorization required. Medicare Part B insulin drugs carry a $35 copay and no coinsurance to 20% coinsurance, while chemotherapy, radiation, and other Part B drugs require no copay and no coinsurance to 20% coinsurance.

Dialysis Services See details

Dialysis Services are covered under the VillageHealth (HMO-POS C-SNP) plan. Members are responsible for a 20% coinsurance and no copay for these services.

Medical Equipment See details

Medical Equipment benefits are partially covered by VillageHealth (HMO-POS C-SNP), requiring no copay and a coinsurance of no coinsurance to 20% for covered services. While durable medical equipment, prosthetic devices, and medical supplies are covered, diabetic supplies and diabetic therapeutic shoes or inserts are not covered.

Diagnostic and Radiological Services See details

VillageHealth (HMO-POS C-SNP) partially covers diagnostic and radiological services, as lab services are not covered by the plan. For covered benefits—including diagnostic procedures, radiological services, and outpatient X-rays—there is no copay and a 20% coinsurance.

Home Health Services See details

Home Health Services are covered under the VillageHealth (HMO-POS C-SNP) plan. While these essential services are covered, specific copay and coinsurance cost-sharing details are not provided in this benefit summary.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are offered by VillageHealth (HMO-POS C-SNP), but some services are covered while Cardiac Rehabilitation, Intensive Cardiac Rehabilitation, Pulmonary Rehabilitation, and SET for PAD services are not covered.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are partially covered by VillageHealth (HMO-POS C-SNP) with Medicare-defined copays and coinsurance, requiring prior authorization but no prior three-day hospital stay. Additional days beyond the standard Medicare-covered limit are not covered.

Other Services See details

VillageHealth (HMO-POS C-SNP) partially covers Other Services, providing a meal benefit for chronic illnesses or post-hospitalization with prior authorization and a doctor referral, though copay and coinsurance details are not specified. Acupuncture, over-the-counter (OTC) items, and highly integrated services for dual eligible SNPs are not covered.

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