Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Molina Medicare Complete Care (HMO D-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Molina Medicare Complete Care (HMO D-SNP) in 2025, please refer to our full plan details page.
Molina Medicare Complete Care (HMO D-SNP) is a HMO D-SNP plan offered by Molina Healthcare, Inc. available for enrollment in 2025 to people living in Select Counties in Idaho. This plan received an overall rating of 3 out of 5 stars in 2025.
It's important to know that Molina Medicare Complete Care (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
Molina Medicare Complete Care (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about Molina Medicare Complete Care (HMO D-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Molina Medicare Complete Care (HMO D-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $46.80. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
The Molina Medicare Complete Care (HMO D-SNP) plan has a defined standard for drug coverage. The plan has a $590 deductible for prescription drugs. If you qualify for the low-income subsidy (LIS), your Part D premium will be $46.80. After you meet your deductible, you will pay the costs for your drugs based on their tier. After your yearly out-of-pocket drug costs reach $2000.00, you pay nothing for Medicare Part D covered drugs.
The Molina Medicare Complete Care (HMO D-SNP) plan offers a wide range of benefits with varying cost-sharing. Many services, including outpatient, partial hospitalization, ambulance, and primary care, have a 20% coinsurance. Preventive services include exams and additional services, with some requiring a 20% coinsurance. The plan also provides coverage for hearing, vision, and dental services, with specific limits and cost-sharing. Home health services have no copay or coinsurance, and other benefits include over-the-counter items and meal benefits. The plan also covers dialysis, home infusion, medical equipment, diagnostic and radiological services, cardiac rehabilitation, and skilled nursing facilities, each with its own specific terms and conditions.
Inpatient Hospital benefits include coverage for both Inpatient Hospital-Acute and Inpatient Hospital Psychiatric services, both of which require prior authorization, and have a copay. Additional days for Inpatient Hospital-Acute, Non-Medicare-covered Stay for Inpatient Hospital-Acute, Upgrades for Inpatient Hospital-Acute, Additional Days for Inpatient Hospital Psychiatric, and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.
Outpatient services, including all outpatient hospital services, observation services, ambulatory surgical center (ASC) services, and outpatient substance abuse services, are covered. Outpatient hospital services, observation services, and outpatient blood services have a 20% coinsurance, while individual and group sessions for outpatient substance abuse have a 20% coinsurance.
Partial Hospitalization is covered under the Molina Medicare Complete Care (HMO D-SNP) plan, but requires prior authorization. You will pay 20% coinsurance for this benefit.
Ambulance and Transportation Services, including ground and air ambulance services, are covered. Ground and air ambulance services have a 20% coinsurance, and there is no copay. Transportation Services - Any Health-related Location are covered, but Transportation Services - Plan Approved Health-related Location is not covered.
Emergency Services, Urgently Needed Services, Worldwide Emergency Services, Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation are all covered. Emergency Services and Urgently Needed Services have a 20% coinsurance, while Worldwide Emergency Services has a maximum plan benefit coverage of $10,000.
The Molina Medicare Complete Care (HMO D-SNP) plan covers Primary Care Physician Services, Chiropractic Services, Occupational Therapy Services, Physician Specialist Services, Mental Health Specialty Services, Podiatry Services, Other Health Care Professional, Psychiatric Services, Physical Therapy and Speech-Language Pathology Services, Additional Telehealth Benefits, and Opioid Treatment Program Services. Primary Care Physician Services, Physician Specialist Services, Physical Therapy and Speech-Language Pathology Services all have a 20% coinsurance. Chiropractic Services, Podiatry Services, Mental Health Specialty Services, Psychiatric Services, Other Health Care Professional, and Opioid Treatment Program Services also have a 20% coinsurance. Routine Chiropractic Care is limited to 20 visits per year.
Preventive Services, including Medicare-covered services, annual physical exams, and additional preventive services, are covered. The plan covers Health Education, Nutritional/Dietary Benefits (12 visits), Remote Access Technologies, and Fitness Benefits. However, In-Home Safety Assessments, Personal Emergency Response Systems, Medical Nutrition Therapy, Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss, Weight Management Programs, Alternative Therapies, Therapeutic Massage, Adult Day Health Services, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Home and Bathroom Safety Devices, and Counseling Services are not covered. Kidney Disease Education Services, Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit have a 20% coinsurance.
The Molina Medicare Complete Care (HMO D-SNP) plan covers hearing exams with a coinsurance of at most 20%, and Routine Hearing Exams, and Fitting/Evaluation for Hearing Aid. Prescription Hearing Aids are partially covered, with coverage for Prescription Hearing Aids (all types), but not for Inner Ear, Outer Ear, or Over the Ear hearing aids. OTC Hearing Aids are also covered.
The Molina Medicare Complete Care (HMO D-SNP) plan covers vision services including routine eye exams, with one visit covered every year, and eyewear with a combined maximum benefit of $200.00 per year for contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades.
Dental Services are partially covered, but do not include Orthodontic Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics, Maxillofacial Prosthetics, Implant Services, Prosthodontics, fixed, Oral and Maxillofacial Surgery, or Orthodontics. The plan does cover Medicare Dental Services.
Home Infusion bundled Services are covered, with prior authorization required. For Medicare Part B Insulin Drugs, there is a $35 copay and a coinsurance between 0% and 20%. The plan also covers Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, with a coinsurance between 0% and 20%.
Dialysis Services are covered by the Molina Medicare Complete Care (HMO D-SNP) plan. You will pay 20% coinsurance for these services.
Medical Equipment benefits include Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has a 20% coinsurance, and no copay, while Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices and Diabetic Supplies have a coinsurance of 20%, and Medical Supplies have a 20% coinsurance.
Diagnostic and Radiological Services are covered under the Molina Medicare Complete Care (HMO D-SNP) plan. There is no copay for diagnostic services, with a coinsurance of at most 20% for Diagnostic Procedures/Tests and Lab Services.
Home Health Services are covered by the Molina Medicare Complete Care (HMO D-SNP) plan with no copay and no coinsurance, but additional hours of care and personal care services are not covered. Prior authorization is required for this benefit.
Cardiac Rehabilitation Services are covered, but the plan does not specify any cost sharing details. However, the plan does not cover Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, or SET for PAD Services.
Skilled Nursing Facility (SNF) services are covered, but additional days beyond Medicare-covered SNF stays and non-Medicare-covered SNF stays are not covered. Prior authorization is required, and the copay information is available in the plan details.
Other Services include coverage for Over-the-Counter (OTC) Items and Meal Benefits, but acupuncture, Dual Eligible SNPs with Highly Integrated Services, and several other services are not covered. The plan offers OTC items as a supplemental benefit with no maximum coverage amount, including Nicotine Replacement Therapy (NRT) and Naloxone, and meal benefits are covered with prior authorization.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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