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Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) in 2025, please refer to our full plan details page.

Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) is a HMO D-SNP plan offered by Humana Inc. available for enrollment in 2025 to people living in Select Counties in WA. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $13.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0 (no copay) and coinsurance of 20%. Coverage may vary for in-network and out-of-network hospitals.

Sign up for Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP)

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Drug Coverage IconDrug Coverage

The Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan has a $590 deductible for prescription drugs. If you qualify for the low-income subsidy (LIS), you will pay $13.00 for Part D drugs. During the initial coverage phase, after you meet your deductible, you will pay the costs for your drugs, though those specific costs are not detailed in the provided information. Once your total drug costs reach $2000.00, you enter the next coverage phase. After your yearly out-of-pocket drug costs reach $2000.00, you pay nothing for Medicare Part D covered drugs.

Additional Benefits IconAdditional Benefits

The Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan offers a range of benefits, including coverage for inpatient and outpatient services, with varying copays and coinsurance amounts. Emergency and ambulance services are covered, as are primary care and hearing and vision services. Dental services are covered up to a $3,000 annual maximum benefit. This plan also includes coverage for home health, skilled nursing, and dialysis services, with some services requiring prior authorization. Additionally, the plan offers other services such as acupuncture and a meal benefit for chronic illnesses, along with a $1500 annual over-the-counter allowance, including nicotine replacement therapy and naloxone.

Inpatient Hospital See details

Inpatient Hospital benefits, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, are covered with prior authorization and a doctor's referral. Inpatient Hospital-Acute has a copay of $2185 per admission or stay, and Additional Days for Inpatient Hospital-Acute have no copay, while Non-Medicare-covered Stay and Upgrades for Inpatient Hospital-Acute are not covered. Inpatient Hospital Psychiatric has a copay of $2036 per admission or stay, and Additional Days and Non-Medicare-covered Stay for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include outpatient hospital services, observation services, ambulatory surgical center (ASC) services, outpatient substance abuse services, and outpatient blood services. Outpatient Hospital Services and Observation Services have a 20% coinsurance, while Outpatient Blood Services has no copay. Outpatient Substance Abuse Services, including individual and group sessions, have a coinsurance of 20%.

Partial Hospitalization See details

Partial Hospitalization is covered under this plan, with a copay of $80.00. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, with prior authorization required. Ground ambulance services have a $315 copay, while air ambulance services have a 20% coinsurance. Transportation Services to a plan-approved health-related location are covered with no copay, up to 24 one-way trips per year. Transportation Services to any other health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered by the Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan. Emergency Services and Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation have a $110 copay, while Urgently Needed Services has a 20% coinsurance.

Primary Care See details

The Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan covers Primary Care Physician Services with a 20% coinsurance, Chiropractic Services with no copay, Occupational Therapy Services with a 20% coinsurance, Physician Specialist Services with a 20% coinsurance, Mental Health Specialty Services with a 20% coinsurance, Physical Therapy and Speech-Language Pathology Services with a 20% coinsurance, Additional Telehealth Benefits with no copay and a 20% coinsurance, and Opioid Treatment Program Services with a 20% coinsurance. The plan does not cover Podiatry Services, and Routine Chiropractic Care is not covered.

Preventive Services See details

Preventive Services include no copay for an annual physical exam, Medicare-covered preventive services, glaucoma screenings, diabetes self-management training, barium enemas, digital rectal exams, and EKG following a Welcome Visit. Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Weight Management Programs, Alternative Therapies, Therapeutic Massage, Adult Day Health Services, Nutritional/Dietary Benefit, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Fitness Benefit, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies, Home and Bathroom Safety Devices and Modifications, and Counseling Services are not covered.

Hearing Services See details

Hearing exams are covered, with a coinsurance of up to 20% for routine hearing exams and no copay for Medicare-covered benefits and fitting/evaluation for hearing aids. Prescription hearing aids are partially covered, with no copay for prescription hearing aids (all types), but not for inner ear, outer ear, and over the ear hearing aids. OTC hearing aids are not covered.

Vision Services See details

Vision services include eye exams with no copay and 20% coinsurance, and eyewear with no copay, but only contact lenses and eyeglasses (lenses and frames) are covered. Eyeglass lenses, eyeglass frames, and upgrades are not covered.

Dental Services See details

The Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan covers dental services with a $3,000 maximum benefit per year. Medicare dental services have a 20% coinsurance, while oral exams, dental x-rays, other diagnostic services, prophylaxis (cleaning), other preventive dental services, restorative services, adjunctive general services, endodontics, periodontics, prosthodontics (removable and fixed), and oral and maxillofacial surgery all have no copay. Fluoride treatment, maxillofacial prosthetics, implant services, and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered by the Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan and require prior authorization. Medicare Part B Insulin Drugs have a $35 copay with a coinsurance between 0% and 20%. Other Medicare Part B Drugs and Medicare Part B Chemotherapy/Radiation Drugs have a coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered with prior authorization and a doctor referral. There is a 20% coinsurance for this service.

Medical Equipment See details

Medical Equipment benefits include Durable Medical Equipment, Prosthetics/Medical Supplies, and Diabetic Equipment. Durable Medical Equipment has a 20% coinsurance, while Durable Medical Equipment for use outside the home is not covered. Prosthetic Devices and Medical Supplies have a 20% coinsurance, and Diabetic Supplies have a 20% coinsurance with no copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services, including all diagnostic services, diagnostic procedures/tests, and lab services, are covered, with a coinsurance of at most 20%. Diagnostic Radiological Services have a copay of at most $300 and a coinsurance of at most 20%, while Therapeutic Radiological Services have a coinsurance of at most 20%, and Outpatient X-Ray Services have a $50 copay and a coinsurance of at most 20%.

Home Health Services See details

Home Health Services are covered by the Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan with no copay and no coinsurance. Additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the plan does not cover any of the specific sub-services, including Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, SET for PAD Services, and Additional Cardiac Rehabilitation Services. Prior authorization and a doctor's referral are required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered with prior authorization and a doctor referral. Days 1-20 have no copay, days 21-65 have a $214 copay, and days 66-100 have no copay. Additional days beyond Medicare-covered and non-Medicare-covered stays are not covered.

Other Services See details

The Humana Gold Plus SNP-DE H5619-166 (HMO D-SNP) plan covers acupuncture with a 20% coinsurance, up to 20 treatments per year, and a meal benefit with no copay for a chronic illness. This plan also covers over-the-counter items with a maximum benefit of $1500 per year, including nicotine replacement therapy and naloxone. However, the plan does not cover Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, or Self-Directed Personal Assistance Services.

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