Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for Humana Gold Plus H5619-135 (HMO). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on Humana Gold Plus H5619-135 (HMO) in 2025, please refer to our full plan details page.
Humana Gold Plus H5619-135 (HMO) is a HMO plan offered by Humana Inc. available for enrollment in 2025 to people living in Roanoke. This plan received an overall rating of 3.5 out of 5 stars in 2025.
It's important to know that Humana Gold Plus H5619-135 (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Below are a few key facts and commonly-asked questions about Humana Gold Plus H5619-135 (HMO).
The cost of a Medicare Advantage Plan is made up of four main parts.
For Humana Gold Plus H5619-135 (HMO), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $3.00. You must continue to pay paying your reduced Part B Premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $350.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The Humana Gold Plus H5619-135 (HMO) plan has a $350 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance depending on the drug tier and pharmacy. For preferred generic drugs, the copay is $8 at preferred mail order pharmacies and $20 at standard mail order pharmacies. For standard generic drugs, the copay is $47. Brand name drugs have a 50% coinsurance, and non-preferred drugs have a 28% coinsurance.
The Humana Gold Plus H5619-135 (HMO) plan offers comprehensive coverage for inpatient and outpatient services, including hospital stays with a copay, and no copays for outpatient blood services. It also covers a range of services such as primary care with no copay, hearing and vision services, and dental services, with varying copays depending on the specific service. The plan includes additional benefits like ambulance services with a copay, emergency services, and home health services with no copay, along with a meal benefit.
Inpatient Hospital services are covered, including Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, with a copay of $399 for days 1-6 and 1-5 respectively, and no copay for days 7-90 and 6-90. Additional days for Inpatient Hospital-Acute are covered with no copay. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute, and additional days and non-Medicare covered stays for Inpatient Hospital Psychiatric are not covered.
Outpatient Services, including all outpatient hospital services, are covered. Outpatient Hospital Services have a copay between $0 and $450, Observation Services have a $399 copay, and Ambulatory Surgical Center (ASC) Services have no copay. Outpatient Substance Abuse Services are covered with a copay between $45 and $100 for individual or group sessions, and Outpatient Blood Services are covered with no copay.
Partial Hospitalization is covered under the Humana Gold Plus H5619-135 (HMO) plan, with an $80 copay. Prior authorization is required for this benefit.
Ambulance and Transportation Services are covered by the Humana Gold Plus H5619-135 (HMO) plan. The plan has a $315 copay for both Medicare-covered ground and air ambulance services, with no coinsurance. Transportation services to any health-related location are not covered.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency Services have a $110 copay, Urgently Needed Services have a $45 copay, and Worldwide Emergency Services, Worldwide Urgent Coverage, and Worldwide Emergency Transportation all have a $110 copay.
The Humana Gold Plus H5619-135 (HMO) plan covers primary care physician services with no copay. Chiropractic services have a $15 copay, and occupational therapy services have a $25 copay. Physician specialist services have a $45 copay, and mental health specialty services, podiatry services, psychiatric services, and opioid treatment program services have a $45 copay for individual and group sessions. Physical therapy and speech-language pathology services have a $25 copay, and additional telehealth benefits have a copay ranging from $0 to $45.
Preventive Services include Medicare-covered services with no copay, an annual physical exam with no copay, and other preventive services. Additional preventive services, Kidney Disease Education Services, Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit all have no copay. Health Education, In-Home Safety Assessment, Personal Emergency Response System (PERS), Medical Nutrition Therapy (MNT), Post discharge In-Home Medication Reconciliation, Re-admission Prevention, Wigs for Hair Loss Related to Chemotherapy, Weight Management Programs, Alternative Therapies, Therapeutic Massage, Adult Day Health Services, Nutritional/Dietary Benefit, Home-Based Palliative Care, In-Home Support Services, Support for Caregivers of Enrollees, Additional Sessions of Smoking and Tobacco Cessation Counseling, Enhanced Disease Management, Telemonitoring Services, Remote Access Technologies (including Web/Phone-based technologies and Nursing Hotline), Home and Bathroom Safety Devices and Modifications, and Counseling Services are not covered.
The Humana Gold Plus H5619-135 (HMO) plan covers hearing exams with a $45 copay, routine hearing exams with no copay for 1 visit per year, and fitting/evaluation for hearing aids with no copay. Prescription hearing aids (all types) are covered with a copay between $499 and $799 for 2 visits per year, but Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, and Prescription Hearing Aids - Over the Ear are not covered. OTC hearing aids are not covered.
The Humana Gold Plus H5619-135 (HMO) plan covers vision services, including eye exams with a copay between $0 and $45, and eyewear with no copay, with a combined maximum plan benefit of $250 per year. Contact lenses and eyeglasses (lenses and frames) are covered with no copay, but eyeglass lenses, eyeglass frames, and upgrades are not covered.
Dental Services include coverage for Medicare Dental Services with a $45 copay, Oral Exams, Dental X-Rays, Other Diagnostic Dental Services, Prophylaxis (Cleaning), Other Preventive Dental Services, Restorative Services with a $25 copay, and Adjunctive General Services with no copay. Fluoride Treatment, Endodontics, Periodontics, Prosthodontics (removable and fixed), Maxillofacial Prosthetics, Implant Services, Oral and Maxillofacial Surgery, and Orthodontics are not covered.
Home Infusion bundled Services are covered by the Humana Gold Plus H5619-135 (HMO) plan, including Medicare Part B Insulin Drugs with a $35 copay and 0-20% coinsurance. Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs are also covered with 0-20% coinsurance.
Dialysis Services are covered under the Humana Gold Plus H5619-135 (HMO) plan and require prior authorization. The coinsurance for this service is 20%.
Medical Equipment benefits include Durable Medical Equipment (DME) with 15% coinsurance, Prosthetics/Medical Supplies with 20% coinsurance, and Diabetic Equipment. Diabetic Supplies have no copay and 10% coinsurance, while Diabetic Therapeutic Shoes/Inserts have a $10 copay.
Diagnostic and Radiological Services are covered, including diagnostic procedures, lab services, and radiological services. Diagnostic Procedures/Tests have a copay ranging from $0 to $120, and Lab Services have no copay. Diagnostic Radiological Services have a maximum copay of $325, Therapeutic Radiological Services have a maximum copay of $45 and a minimum coinsurance of 20%, and Outpatient X-Ray Services have no copay.
Home Health Services are covered by the Humana Gold Plus H5619-135 (HMO) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.
Cardiac Rehabilitation Services are covered, but the plan does not cover Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, or SET for PAD Services. Prior authorization is required for this benefit.
Skilled Nursing Facility (SNF) services are covered by the Humana Gold Plus H5619-135 (HMO) plan, but require prior authorization. There is no copay for days 1-20, but there is a $214 copay for days 21-100. Additional days beyond Medicare-covered SNF and Non-Medicare-covered SNF stays are not covered.
Other Services include acupuncture and a meal benefit. Acupuncture has a $45 copay per visit, and is limited to 20 visits per year. The meal benefit has no copay. All other services listed are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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