Humana Gold Plus H5619-063 (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Humana Gold Plus H5619-063 (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Humana Gold Plus H5619-063 (HMO) in 2025, please refer to our full plan details page.

This summary reflects 2025 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.

Humana Gold Plus H5619-063 (HMO) is a HMO plan offered by Humana Inc. available for the 2025 plan year to people living in Snohomish County. This plan received an overall rating of 3.5 out of 5 stars in 2025.

It's important to know that Humana Gold Plus H5619-063 (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Humana Gold Plus H5619-063 (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Humana Gold Plus H5619-063 (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $4.00. You must continue to pay paying your reduced Part B Premium.

Deductibles

Health deductible: information not available.

This plan has a $590.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9350.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $9350.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $20.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $55.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care are covered and will have a copay of $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Humana Gold Plus H5619-063 (HMO)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.

Drug Coverage IconDrug Coverage

The Humana Gold Plus H5619-063 (HMO) plan has a $590 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance depending on the drug tier and pharmacy. For example, in the initial coverage phase, you'll pay a $20 copay for preferred generic drugs, and 50% coinsurance for preferred brand drugs at a standard pharmacy. Once your total drug costs reach $2000, you enter the catastrophic coverage phase, where you pay nothing for covered drugs.

Additional Benefits IconAdditional Benefits

The Humana Gold Plus H5619-063 (HMO) plan offers a range of benefits with varying cost-sharing. Inpatient hospital stays have a copay, while outpatient services involve coinsurance and copays depending on the service. The plan covers many services with copays, including primary care, specialist visits, and emergency services. Preventive, vision, and dental services are also included, with some services having no copay.

Inpatient Hospital See details

Inpatient Hospital services, including acute and psychiatric, are covered. For acute care, you will pay a $565 copay for days 1-4, and no copay for days 5-90, while for psychiatric care, you will pay a $480 copay for days 1-4, and no copay for days 5-90.

Outpatient Services See details

Outpatient Services includes coverage for all outpatient hospital services, with a 20% coinsurance and a copay ranging from $0 to $565, and observation services with a $565 copay. Ambulatory Surgical Center (ASC) Services have no copay, and outpatient substance abuse services have a 20% coinsurance and a copay of $10. Outpatient blood services have no copay.

Partial Hospitalization See details

Partial Hospitalization is covered under the Humana Gold Plus H5619-063 (HMO) plan, with an $80 copay. Prior authorization is required.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the Humana Gold Plus H5619-063 (HMO) plan. Ground ambulance services have a copay of $315, and air ambulance services have a copay of $1250, with no coinsurance for either service. Transportation services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency Services and Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation each have a $110 copay, while Urgently Needed Services has a $45 copay.

Primary Care See details

The Humana Gold Plus H5619-063 (HMO) plan covers primary care physician services with a $20 copay, chiropractic services with a $15 copay, and occupational therapy services with a $35 copay. The plan also covers physician specialist services with a $55 copay, mental health specialty services with no copay for individual and group sessions, and physical therapy and speech-language pathology services with a $35 copay. Additional telehealth benefits have a copay between $0 and $55, and opioid treatment program services have a $10 copay and 20% coinsurance.

Preventive Services See details

Preventive Services include Medicare-covered preventive services, an annual physical exam with no copay, and additional preventive services that include services such as memory fitness with no copay. Some services, like health education, are not covered.

Hearing Services See details

Hearing Services are partially covered by the Humana Gold Plus H5619-063 (HMO) plan. Hearing Exams have a $55 copay, but Routine Hearing Exams, Fitting/Evaluation for Hearing Aid, Prescription Hearing Aids (all types), Prescription Hearing Aids - Inner Ear, Prescription Hearing Aids - Outer Ear, Prescription Hearing Aids - Over the Ear, and OTC Hearing Aids are not covered.

Vision Services See details

Vision Services are covered, with eye exams requiring a copay between $0 and $55. Eyewear is covered with no copay, but contact lenses, eyeglasses (lenses and frames), eyeglass lenses, eyeglass frames, and upgrades are not covered.

Dental Services See details

The Humana Gold Plus H5619-063 (HMO) plan covers Medicare Dental Services with a $55 copay, and other dental services including oral exams, dental x-rays, other diagnostic dental services, other preventive dental services, and prophylaxis (cleaning) with no copay. Fluoride treatment, restorative services, endodontics, periodontics, prosthodontics, maxillofacial prosthetics, implant services, prosthodontics (fixed and removable), oral and maxillofacial surgery, and orthodontics are not covered. Adjunctive general services are covered with no copay.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, and require prior authorization. For Medicare Part B Insulin Drugs, there is a $35 copay and the coinsurance is between 0% and 20%. For Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs, the coinsurance is between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered with prior authorization and a doctor referral. You will pay 20% coinsurance.

Medical Equipment See details

Medical Equipment, including Durable Medical Equipment and Prosthetics/Medical Supplies, is covered by the Humana Gold Plus H5619-063 (HMO) plan. Durable Medical Equipment has an 11% coinsurance and requires authorization. Prosthetic Devices and Medical Supplies have an 11% coinsurance, and Diabetic Supplies have a 10-20% coinsurance with no copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services include coverage for diagnostic procedures and tests with a copay between $0 and $55, lab services with no copay, diagnostic radiological services with a copay up to $565, and outpatient X-ray services with a $20 copay. Therapeutic radiological services have a coinsurance of at least 20%.

Home Health Services See details

Home Health Services are covered by the Humana Gold Plus H5619-063 (HMO) plan with no copay and no coinsurance, but Additional Hours of Care and Personal Care Services are not covered. Authorization and referral are required for this benefit.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered, but the plan does not cover the specific services of Medicare-covered Intensive Cardiac Rehabilitation Services, Medicare-covered Pulmonary Rehabilitation Services, Medicare-covered Supervised Exercise Therapy (SET) for Symptomatic Peripheral Artery Disease (PAD) Services, or Additional Cardiac Rehabilitation Services. Prior authorization and a doctor referral are required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the Humana Gold Plus H5619-063 (HMO) plan. For days 1-20 and 66-100, there is no copay, but for days 21-65, the copay is $214. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other services include acupuncture, with a $55 copay, and a meal benefit with no copay. Over-the-counter items, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

Plan Providers IconPlan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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