Wellcare Arizona Complete Health Dual Align (HMO D-SNP)

Wellcare Arizona Complete Health Dual Align (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2025 to people living in Select Counties in Arizona. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Wellcare Arizona Complete Health Dual Align (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Arizona Complete Health Dual Align (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Arizona Complete Health Dual Align (HMO D-SNP) offers a basic alternative drug benefit with a yearly prescription deductible of $615.00. After meeting this deductible, your copayments and coinsurance during the initial coverage phase will depend on the drug tier and pharmacy type. For example, Tier 1 preferred generics cost a $19.00 copay at preferred pharmacies or $20.00 at standard pharmacies, while Tier 5 specialty drugs feature no copay at either pharmacy. Once your out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase and will pay nothing for covered Part D prescription drugs. Furthermore, beneficiaries who qualify for the Low-Income Subsidy (LIS) may see their Part D premium reduced to $14.40.

Additional Benefits

The Wellcare Arizona Complete Health Dual Align (HMO D-SNP) offers comprehensive coverage for core medical services, featuring 20% coinsurance and no copay for primary care, specialist visits, outpatient care, and diagnostic services. For inpatient hospital stays, the plan requires a copay of $2,225 per stay for acute care and $2,080 per stay for psychiatric care, with no coinsurance for either. Emergency services are available with a $115 copay, while urgent care visits carry a $40 copay. In addition to medical care, members benefit from routine dental services and home health care with no copay and no coinsurance. The plan also includes routine vision and hearing benefits with no copay, offering up to $300 annually for eyewear and up to $1,000 per ear for prescription hearing aids. To support daily wellness, the plan covers over-the-counter items and up to 24 one-way transportation trips to approved locations per year with no copay or coinsurance.