Wellcare Dual Liberty Sync (HMO D-SNP)

Wellcare Dual Liberty Sync (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2025 to people living in Select counties in AZ. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty Sync (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty Sync (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty Sync (HMO D-SNP) features a $490.00 prescription drug deductible and a $17.00 Part D premium, which may be reduced if you qualify for Extra Help. During the initial coverage phase, Tier 1 preferred generics cost a $19.00 copay at preferred pharmacies and a $20.00 copay at standard pharmacies. Tier 2 standard generics require 20% coinsurance, while Tier 3 preferred brands and Tier 4 non-preferred drugs require 34% and 25% coinsurance, respectively. Tier 5 specialty drugs offer no copay at preferred pharmacies or a $1.00 copay at standard pharmacies. Once your total yearly out-of-pocket drug costs reach $2,100.00, you enter the catastrophic coverage phase where you pay nothing for covered Part D prescriptions.

Additional Benefits

The Wellcare Dual Liberty Sync (HMO D-SNP) plan offers robust coverage where most outpatient services, primary care visits, diagnostics, and medical equipment feature no copay and a 20% coinsurance. Inpatient hospital stays require a $2,050 copay per stay with no coinsurance, while emergency care carries a $115 copay. Skilled nursing facility care is also covered, featuring no copay for days 1 through 20 and a $218 daily copay for days 21 through 70. This plan also includes valuable supplemental benefits, such as preventive and comprehensive dental care up to $4,000 annually and home health services with no copay and no coinsurance. Additionally, members benefit from a $300 annual eyewear allowance, up to $1,000 per ear annually for prescription hearing aids, and up to 24 one-way transportation trips per year at no cost. Over-the-counter items and meal benefits are also covered with no copay and no coinsurance.