Simply Integrated Platinum (HMO D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for Simply Integrated Platinum (HMO D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on Simply Integrated Platinum (HMO D-SNP) in 2026, please refer to our full plan details page.

This summary reflects 2026 plan information. Where this plan continues in 2027, the full plan details page links to its 2027 benefits and costs.

Simply Integrated Platinum (HMO D-SNP) is a HMO D-SNP plan offered by Simply Healthcare Plans, Inc. available for the 2026 plan year to people living in Broward, Palm Beach. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that Simply Integrated Platinum (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

Simply Integrated Platinum (HMO D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about Simply Integrated Platinum (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For Simply Integrated Platinum (HMO D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $4.80. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

Health deductible: information not available.

This plan has a $615.00 drug deductible that applies only to drugs in certain tiers. You pay this amount toward covered prescriptions in those tiers before the plan's cost sharing begins; drugs in the other tiers are not subject to the deductible. See the full plan details page for the tier table.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $500.00 for in-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your out-of-pocket costs reach $500.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care are covered and will have a coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for Simply Integrated Platinum (HMO D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. Call-center hours (ET): Mon-Fri 8am-10pm; Sat 9am-8pm; Sun closed.

Drug Coverage IconDrug Coverage

The Simply Integrated Platinum (HMO D-SNP) Medicare prescription drug plan features an annual drug deductible of $615. Members enjoy no copay for Tier 1 preferred generic drugs and Tier 6 supplemental drugs for one, two, or three-month supplies through standard pharmacies or standard mail order. This makes accessing essential everyday medications highly affordable. For Tier 2 generic and Tier 3 preferred brand drugs, the plan requires a 25% coinsurance for all supply lengths up to three months. Tier 4 non-preferred drugs and Tier 5 specialty drugs also carry a 25% coinsurance, which applies to a one-month supply at standard pharmacy and standard mail order locations.

Additional Benefits IconAdditional Benefits

The Simply Integrated Platinum (HMO D-SNP) plan offers comprehensive medical coverage with no copays and no coinsurance for most essential healthcare services. This includes full coverage for inpatient and outpatient hospital stays, emergency care with worldwide coverage up to $100,000, primary and specialist doctor visits, and skilled nursing facility care. Additionally, members benefit from covered medical equipment, diagnostic services, and unlimited one-way transportation to plan-approved health locations with no out-of-pocket costs. This plan also features valuable supplemental benefits, including dental services up to a $1,500 annual limit and vision coverage with a $400 annual eyewear allowance. Members also receive prescription hearing aids covered up to $2,000 annually, alongside a $115 monthly over-the-counter allowance and chronic illness meal benefits, all with no copays or coinsurance. While many of these benefits require prior authorization or referrals, they offer substantial savings for eligible members.

Inpatient Hospital See details

Simply Integrated Platinum (HMO D-SNP) covers inpatient acute and psychiatric hospital stays with no copay and no coinsurance, though prior authorization and referrals are required. Additional hospital days, room upgrades, and non-Medicare-covered stays are not covered under this benefit.

Outpatient Services See details

Simply Integrated Platinum (HMO D-SNP) covers outpatient services, including outpatient hospital, ambulatory surgical center, substance abuse, and blood services, with no copay and no coinsurance. Prior authorization and referrals are required for most of these services.

Partial Hospitalization See details

Partial hospitalization is covered under the Simply Integrated Platinum (HMO D-SNP) plan with no copay and no coinsurance, although prior authorization and a referral are required.

Ambulance and Transportation Services See details

Simply Integrated Platinum (HMO D-SNP) covers ground and air ambulance services with no copay and no coinsurance, subject to prior authorization. Transportation services are partially covered with no copay or coinsurance for unlimited one-way trips to plan-approved health-related locations, though transportation to any health-related location is not covered.

Emergency Services See details

Simply Integrated Platinum (HMO D-SNP) covers emergency and urgently needed services with no copay and no coinsurance. Worldwide emergency, urgent, and emergency transportation services are also covered with no copay and no coinsurance, up to a maximum plan benefit limit of $100,000.

Primary Care See details

Simply Integrated Platinum (HMO D-SNP) covers primary care, specialist, therapy, mental health, and podiatry services with no copay and no coinsurance. Chiropractic services are not covered under this plan.

Preventive Services See details

Preventive services are partially covered by Simply Integrated Platinum (HMO D-SNP) with no copay and no coinsurance for covered options like kidney disease education, fitness benefits, and health education. However, the plan does not cover an annual physical exam, in-home safety assessments, medical nutrition therapy, weight management, alternative therapies, therapeutic massage, adult day health, home-based palliative care, in-home support, caregiver support, or counseling.

Hearing Services See details

Hearing services are partially covered by Simply Integrated Platinum (HMO D-SNP), featuring no copays and no coinsurance for routine exams, fitting evaluations, and prescription hearing aids. While prescription hearing aids are covered up to $2,000 annually, OTC hearing aids and inner ear, outer ear, or over-the-ear prescription models are not covered.

Vision Services See details

Simply Integrated Platinum (HMO D-SNP) offers partially covered vision services with no copay, no coinsurance, and no deductible for covered benefits. The plan includes one routine eye exam per year and up to a $400 annual limit for eyewear like contacts, eyeglasses, lenses, and frames, though other eye exam services and eyewear upgrades are not covered.

Dental Services See details

Dental Services are partially covered by Simply Integrated Platinum (HMO D-SNP), featuring no copay and no coinsurance for covered preventive and comprehensive services up to a $1,500 annual maximum. Prior authorization is required for several comprehensive treatments, and implant services and orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled services are covered by Simply Integrated Platinum (HMO D-SNP) with no copay and no coinsurance, including coverage for Medicare Part B insulin, chemotherapy, and other Part B drugs. Prior authorization is required for these services, and step therapy may apply.

Dialysis Services See details

Dialysis services are covered by Simply Integrated Platinum (HMO D-SNP) with no copay and no coinsurance.

Medical Equipment See details

Simply Integrated Platinum (HMO D-SNP) covers medical equipment, including durable medical equipment, prosthetics, medical supplies, and diabetic supplies, with no copay and no coinsurance. Prior authorization is required for these covered benefits, and some equipment may be limited to specified manufacturers or preferred vendors.

Diagnostic and Radiological Services See details

Diagnostic and radiological services are covered by Simply Integrated Platinum (HMO D-SNP) with no copay and no coinsurance. Prior authorization and referrals are required for these outpatient diagnostic procedures, lab tests, and radiological services.

Home Health Services See details

Home health services are covered by Simply Integrated Platinum (HMO D-SNP) with no copay and no coinsurance. Prior authorization and a referral are required to access this benefit.

Cardiac Rehabilitation Services See details

Cardiac rehabilitation services are not covered under the Simply Integrated Platinum (HMO D-SNP) plan, which excludes coverage for intensive cardiac, pulmonary, and supervised exercise therapy (SET) services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by Simply Integrated Platinum (HMO D-SNP) with no copay and no coinsurance for days 1 through 100, although prior authorization and referrals are required. A prior three-day hospital stay is not required for admission, but additional days beyond the standard Medicare-covered limit are not covered.

Other Services See details

Simply Integrated Platinum (HMO D-SNP) provides partial coverage for other services, including a $115 monthly over-the-counter allowance and chronic illness meal benefits with no copay and no coinsurance. Acupuncture, naloxone, and other select services are not covered under this plan.

Plan Providers IconPlan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpringSM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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