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HealthSun MediMax (HMO)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for HealthSun MediMax (HMO). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on HealthSun MediMax (HMO) in 2026, please refer to our full plan details page.

HealthSun MediMax (HMO) is a HMO plan offered by Elevance Health, Inc. available for enrollment in 2025 to people living in Broward, Miami-Dade. This plan received an overall rating of 4.5 out of 5 stars in 2026.

It's important to know that HealthSun MediMax (HMO) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about HealthSun MediMax (HMO).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For HealthSun MediMax (HMO), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has no drug deductible. Your prescription medication coverage will start immediately.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $3450.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

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Drug Coverage IconDrug Coverage

The HealthSun MediMax (HMO) Medicare plan features a $0 drug deductible, meaning your prescription drug coverage begins immediately. Under this plan, there is no copay for Tier 1 preferred generic, Tier 2 generic, and Tier 6 supplemental drugs filled at standard pharmacies or through standard mail order. This ensures no-cost access to many common medications. For other drug tiers, the plan charges a $10 copay for Tier 3 preferred brand drugs and a $50 copay for Tier 4 non-preferred drugs for a one-month supply. Tier 5 specialty drugs require a 33% coinsurance for a one-month supply at standard pharmacies and standard mail order. These defined copayments and coinsurance rates apply to both standard retail pharmacy and standard mail order purchases.

Additional Benefits IconAdditional Benefits

The HealthSun MediMax (HMO) plan offers comprehensive medical coverage with no copay and no coinsurance for most primary care, specialist visits, inpatient and outpatient hospital stays, and emergency services. Beneficiaries also benefit from no copays on diagnostic tests, medical equipment, and skilled nursing facility stays for up to 100 days. While most medical services require no out-of-pocket costs, dialysis services require a 20% coinsurance, and Medicare Part B drugs carry a coinsurance of 0% to 20%. This plan also includes robust supplemental benefits with no copays or coinsurance, including routine vision exams with a $400 annual eyewear allowance and routine hearing exams with a $2,000 annual prescription hearing aid allowance. Dental care is covered up to a $5,000 annual maximum with no copay, and members receive a $90 monthly over-the-counter allowance. Additionally, the plan offers unlimited transportation to approved medical locations and home health services at no cost to the member.

Inpatient Hospital See details

HealthSun MediMax (HMO) covers inpatient acute and psychiatric hospital stays with no copay and no coinsurance, although prior authorization and referrals are required. Additional days, upgrades, and non-Medicare-covered stays are not covered.

Outpatient Services See details

HealthSun MediMax (HMO) outpatient services, including outpatient hospital, ambulatory surgical center, outpatient substance abuse, and blood services, are covered with no copay and no coinsurance. Prior authorization and referrals are required for these services.

Partial Hospitalization See details

Partial hospitalization is covered by HealthSun MediMax (HMO) with no copay and no coinsurance. Prior authorization and a referral are required to access these services.

Ambulance and Transportation Services See details

Ambulance and transportation services are covered by HealthSun MediMax (HMO) with no copay and no coinsurance, though prior authorization and referrals may be required. This benefit is partially covered, offering unlimited one-way trips to plan-approved health-related locations, while transportation to any other health-related location is not covered.

Emergency Services See details

HealthSun MediMax (HMO) covers emergency and urgently needed services with no copay and no coinsurance. Worldwide emergency coverage, urgent care, and emergency transportation are also covered with no copay and no coinsurance, up to a maximum plan benefit of $100,000.

Primary Care See details

HealthSun MediMax (HMO) offers primary care, specialist visits, physical therapy, and mental health services with no copay and no coinsurance, though prior authorizations and referrals are required for most services. While podiatry and telehealth benefits are also covered at no cost, chiropractic services are not covered under this plan.

Preventive Services See details

Preventive services are partially covered by HealthSun MediMax (HMO) with no copay and no coinsurance for covered options like health education, therapeutic massage, and diabetes self-management training. This benefit does not cover several services, including annual physical exams, weight management programs, and in-home safety assessments.

Hearing Services See details

HealthSun MediMax (HMO) covers routine hearing exams and fitting evaluations with no copay, no coinsurance, and no deductible. Prescription hearing aids are covered up to a $2,000 annual maximum with no copay or coinsurance, though the benefit is only partially covered as OTC, inner ear, outer ear, and over the ear hearing aids are not covered.

Vision Services See details

Vision Services are partially covered by HealthSun MediMax (HMO), offering routine eye exams and eyewear with no copay and no coinsurance. Covered eyewear includes contact lenses and eyeglasses up to a $400 annual maximum, though upgrades and other eye exam services are not covered.

Dental Services See details

Dental services are partially covered by HealthSun MediMax (HMO) with no copay and no coinsurance up to an annual maximum of $5,000. Included services range from exams and cleanings to implants and oral surgery, but other diagnostic services, other preventive services, maxillofacial prosthetics, fixed prosthodontics, and orthodontics are not covered.

Home Infusion bundled Services See details

HealthSun MediMax (HMO) covers home infusion bundled services with no copay, requiring prior authorization and potential step therapy. Under this plan, Medicare Part B chemotherapy, radiation, and other drugs have a coinsurance of 0% to 20%, while Part B insulin is covered with a copay of $0 to $35 and no coinsurance.

Dialysis Services See details

Dialysis Services are covered under the HealthSun MediMax (HMO) plan with no copay and a 20% coinsurance. Both prior authorization and a referral are required to access this benefit.

Medical Equipment See details

HealthSun MediMax (HMO) covers medical equipment, including durable medical equipment, prosthetics, medical supplies, and diabetic equipment, with no copay and no coinsurance. Prior authorization is required for these benefits, and coverage for certain items may be limited to preferred vendors or specified manufacturers.

Diagnostic and Radiological Services See details

HealthSun MediMax (HMO) covers diagnostic and radiological services, including lab services, diagnostic procedures, therapeutic radiological services, and X-rays, with no copay and no coinsurance. Prior authorization and referrals are required for these services.

Home Health Services See details

Home Health Services are covered under HealthSun MediMax (HMO) with no copay and no coinsurance. Both prior authorization and a referral are required to receive these services.

Cardiac Rehabilitation Services See details

Cardiac rehabilitation services are covered by HealthSun MediMax (HMO) with no copay and no coinsurance, requiring prior authorization and a referral. While some services are covered, cardiac rehabilitation, intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy (SET) for symptomatic peripheral artery disease (PAD) services are not covered.

Skilled Nursing Facility (SNF) See details

HealthSun MediMax (HMO) covers Skilled Nursing Facility (SNF) services for days 1 through 100 with no copay and no coinsurance, though prior authorization and a referral are required. This benefit does not require a prior three-day inpatient hospital stay, but additional days beyond the standard Medicare-covered period are not covered.

Other Services See details

HealthSun MediMax (HMO) partially covers other services, providing meals for chronic illnesses and a $90 monthly over-the-counter (OTC) allowance with no copay and no coinsurance. Acupuncture is not covered under this benefit.

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Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.

* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.

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