UHC Dual Complete OH-V002 (HMO-POS D-SNP)

UHC Dual Complete OH-V002 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Ohio. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that UHC Dual Complete OH-V002 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete OH-V002 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete OH-V002 (HMO-POS D-SNP) prescription drug plan features an annual drug deductible of $615. Under this plan, Tier 1 preferred generic medications are highly affordable, offering no copay for one-month and three-month supplies filled at standard pharmacies or through standard mail order. This coverage helps lower the out-of-pocket costs for your most common daily medications. For higher-tier medications, including Tier 2 generics, Tier 3 preferred brands, Tier 4 non-preferred drugs, and Tier 5 specialty drugs, members are responsible for a 25% coinsurance. This 25% coinsurance applies to standard pharmacy and standard mail order fills for both short-term and multi-month supplies where applicable. Understanding these cost-sharing details helps you accurately estimate your overall prescription costs with this Medicare plan.

Additional Benefits

The UHC Dual Complete OH-V002 (HMO-POS D-SNP) plan offers comprehensive coverage with many essential services requiring no copay and no coinsurance, including primary care visits, preventive care, and home health services. For acute medical needs, the plan features a $400 copay for the first seven days of inpatient hospital stays and a $130 copay for emergency room visits, which is waived upon admission. Outpatient procedures and specialist consultations remain highly accessible with low to no copays and no coinsurance. Members also enjoy valuable supplemental benefits, such as routine dental, vision, and hearing exams with no copay or coinsurance, alongside up to 24 one-way transportation trips per year to approved locations. While many services are fully covered, certain specialized treatments like dialysis, durable medical equipment, and Medicare-covered dental care require a 20% coinsurance. Additionally, the plan includes coverage for over-the-counter products and chronic illness meals with no copay and no coinsurance.