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UHC Dual Complete OK-S002 (HMO-POS D-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Dual Complete OK-S002 (HMO-POS D-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Dual Complete OK-S002 (HMO-POS D-SNP) in 2025, please refer to our full plan details page.

UHC Dual Complete OK-S002 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Oklahoma. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that UHC Dual Complete OK-S002 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Dual Complete OK-S002 (HMO-POS D-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete OK-S002 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Dual Complete OK-S002 (HMO-POS D-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $49.80. This is the amount you must pay every month. Additionally, this plan comes with a Part B Premium reduction of $1.40. You must continue to pay paying your reduced Part B Premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $590.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $9350.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%.

Specialist Visits:

Visits to specialists are covered and will have a copay of $0 (no copay) and coinsurance of 0% - 20%. Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $110.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $45.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Dual Complete OK-S002 (HMO-POS D-SNP)

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Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week

Drug Coverage IconDrug Coverage

The UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan has a $590.00 deductible for prescription drugs. After you meet your deductible, you will pay the costs for drugs in each tier until your total drug costs reach $2000.00. If you qualify for the low-income subsidy (LIS), your Part D premium will be $49.80. Once your yearly out-of-pocket drug costs reach $2000.00, you will pay nothing for Medicare Part D covered drugs.

Additional Benefits IconAdditional Benefits

The UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan offers a variety of benefits. It includes coverage for inpatient hospital stays with a $1605 copay per admission, outpatient services with coinsurance between 0-20%, and emergency services with a $110 copay. This plan also provides coverage for a range of other services such as primary care, preventive services, hearing, vision, and dental services. Many services, including hearing exams, routine eye exams, and diabetic supplies, have no copay.

Inpatient Hospital See details

Inpatient Hospital services, including Acute and Psychiatric care, are covered. For Inpatient Hospital-Acute, there is a copay of $1605.00 per admission or stay, and Additional Days for Inpatient Hospital-Acute has no copay; however, Non-Medicare-covered Stay and Upgrades are not covered. Inpatient Hospital Psychiatric has a copay of $1605.00 per admission or stay, and Additional Days and Non-Medicare-covered Stay are not covered.

Outpatient Services See details

Outpatient services include outpatient hospital services with a coinsurance of 0% - 20%, observation services with a 20% coinsurance, ambulatory surgical center (ASC) services with a coinsurance between 0% and 20%, outpatient substance abuse services with a coinsurance between 0% and 20% for individual sessions and 20% for group sessions, and outpatient blood services with a 20% coinsurance. Prior authorization is required for all outpatient services.

Partial Hospitalization See details

Partial Hospitalization is covered, but requires prior authorization. The plan has a $55 copay for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered by the UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan. Ground and Air Ambulance Services have a 20% coinsurance, while Transportation Services to a plan-approved health-related location are covered for 36 one-way trips per year with no copay. Transportation Services to any health-related location are not covered.

Emergency Services See details

Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency Services have a $110 copay with no coinsurance, while Urgently Needed Services have a copay between $0 and $45 with no coinsurance. Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation have no copay and no coinsurance.

Primary Care See details

Primary Care Physician Services are covered with a coinsurance between 0% and 20%. Chiropractic services are covered with a 20% coinsurance, and routine chiropractic care has no copay.

Preventive Services See details

Preventive Services include no copay for annual physical exams, and no copay for additional preventive services like glaucoma screening, diabetes self-management training, and barium enemas. Digital rectal exams and EKG following a welcome visit have a 20% coinsurance.

Hearing Services See details

The UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan covers hearing exams with at most 20% coinsurance, routine hearing exams with no copay, and prescription hearing aids with no copay. The plan does not cover fitting/evaluation for hearing aids, prescription hearing aids (inner ear, outer ear, or over the ear). The plan covers OTC hearing aids with no copay.

Vision Services See details

Vision services include eye exams and eyewear. Eye exams have no copay, and routine eye exams are covered once per year. Contact lenses, eyeglass lenses, and eyeglass frames are covered with no copay, and eyeglass lenses and frames are covered once per year. Eyeglass frames have a combined maximum benefit of $450 every year. Eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

The UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan covers dental services including exams, x-rays, and other diagnostic and preventative services with no copay; however, implant and orthodontic services are not covered. Medicare dental services are covered with 20% coinsurance.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered, with prior authorization required. Medicare Part B Insulin Drugs have a $35 copay and a coinsurance between 0-20%, while Medicare Part B Chemotherapy/Radiation Drugs and Other Medicare Part B Drugs have a coinsurance between 0-20%.

Dialysis Services See details

Dialysis Services are covered by the UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan, but require prior authorization. You will pay 20% coinsurance for these services.

Medical Equipment See details

Medical equipment is covered under the UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan. Durable Medical Equipment (DME) has a 20% coinsurance, while Durable Medical Equipment for use outside the home is not covered. Prosthetics/Medical Supplies - Non-Medicare benefit and Prosthetic Devices have a 20% coinsurance. Medical Supplies have a 20% coinsurance. Diabetic Supplies have no copay, and Diabetic Therapeutic Shoes/Inserts have a 20% coinsurance.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered. Diagnostic Procedures/Tests and Therapeutic Radiological Services have a coinsurance of at most 20%, while Diagnostic Radiological Services and Outpatient X-Ray Services have a coinsurance of at most 20% and a minimum coinsurance of 0%. Lab Services have no copay.

Home Health Services See details

Home Health Services are covered by the UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan with no copay and no coinsurance. However, additional hours of care and personal care services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are not covered by the UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan. This includes Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered, but the plan does not provide SNF services as a supplemental benefit under Part C, and additional days beyond Medicare-covered for SNF are not covered. The plan charges the Medicare-defined cost share for tier 1, and the copay is determined elsewhere in the plan details.

Other Services See details

Other Services for the UHC Dual Complete OK-S002 (HMO-POS D-SNP) plan includes Over-the-Counter (OTC) items with no copay, and a meal benefit with no copay, but requires prior authorization. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

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