UHC Dual Complete OH-D002 (HMO-POS D-SNP)

UHC Dual Complete OH-D002 (HMO-POS D-SNP) is a HMO-POS D-SNP plan offered by Care Improvement Plus South Central Insurance Co. available for the 2026 plan year to people living in Select Counties in Ohio. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that UHC Dual Complete OH-D002 (HMO-POS D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Dual Complete OH-D002 (HMO-POS D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Dual Complete OH-D002 (HMO-POS D-SNP) prescription drug plan has an annual drug deductible of $615. Members enjoy no copay for Tier 1 preferred generic drugs filled at standard pharmacies or through standard mail order. This ensures that basic generic medications remain highly affordable. For Tier 2 generic, Tier 3 preferred brand, Tier 4 non-preferred, and Tier 5 specialty drugs, you will pay a 25% coinsurance. This 25% coinsurance rate applies to standard pharmacy and standard mail order fills for both short-term and extended supplies where applicable.

Additional Benefits

The UHC Dual Complete OH-D002 (HMO-POS D-SNP) plan offers robust medical coverage, featuring no copay for primary care visits, outpatient hospital services, and home health care. While inpatient hospital stays require a $1,980 copay, skilled nursing facility stays and annual preventive physicals are covered with no copay and no coinsurance. Emergency room visits carry a $115 copay, which is waived upon admission, while urgent care and worldwide emergency services are available with little to no copay. Additionally, this plan provides valuable supplemental benefits, including routine dental, vision, and hearing services with no copay and no coinsurance for routine exams, glasses, and select hearing aids. Members also enjoy no copay for up to 24 one-way transportation trips to approved locations and over-the-counter items. For specialized services like dialysis, physical therapy, and durable medical equipment, the plan features no copay and a 20% coinsurance.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.