Wellcare Dual Liberty Sync (HMO D-SNP)

Wellcare Dual Liberty Sync (HMO D-SNP) is a HMO D-SNP plan offered by Centene Corporation available for enrollment in 2026 to people living in Select counties in TX. This plan received an overall rating of 3.5 out of 5 stars in 2026.

It's important to know that Wellcare Dual Liberty Sync (HMO D-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Wellcare Dual Liberty Sync (HMO D-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The Wellcare Dual Liberty Sync (HMO D-SNP) prescription drug plan features an annual drug deductible of $615. For Tier 1 preferred generics and Tier 2 generics, copays start as low as $18 and $19 respectively at preferred pharmacies, with no copay for three-month supplies ordered through preferred mail delivery. Additionally, Tier 6 select care drugs are highly accessible with no copay across all pharmacies and mail order options. Tier 3 preferred brand drugs and Tier 5 specialty drugs both require a 25% coinsurance payment across preferred and standard pharmacies. Tier 4 non-preferred drugs carry a copay of $100 for a one-month supply at both preferred and standard pharmacies, though savings are available through preferred mail order options.

Additional Benefits

The Wellcare Dual Liberty Sync (HMO D-SNP) plan offers comprehensive medical coverage with a focus on low out-of-pocket costs for many services. Inpatient hospital stays require a copay of $2,200 for acute care and $2,080 for psychiatric care with no coinsurance, while outpatient hospital services and primary care visits feature no copay and a 20% coinsurance. Emergency care is available with a $115 copay, which is waived if you are admitted to the hospital within 24 hours. This plan also includes valuable supplemental benefits such as dental, vision, and hearing coverage, most of which feature no copay and no coinsurance up to generous annual limits. Additionally, members can take advantage of routine transportation with no copay for up to 48 one-way trips per year, alongside home health services and select over-the-counter items at no cost. Preventive services like annual physical exams and fitness benefits are also fully covered with no copay and no coinsurance.