Medical Associates Freedom Plan (Cost)

Medical Associates Freedom Plan (Cost) is a Cost plan offered by Medical Associates Clinic Health Plan available for the 2026 plan year to people living in Grant, Crawford, Iowa, Lafayette Counties. CMS star rating not available for 2026.

It's important to know that Medical Associates Freedom Plan (Cost) is a Medicare Advantage (MA) Plan without drug coverage. That means that this plan covers medical services but doesn't cover prescription drugs. If you are looking for a plan with prescription drug coverage, please search for other MA and PDP plans offered in your area.

Key Plan Facts

Below are a few key facts and commonly-asked questions about Medical Associates Freedom Plan (Cost).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

Prescription drugs are not covered by Medical Associates Freedom Plan (Cost).

Additional Benefits

The Medical Associates Freedom Plan (Cost) offers robust coverage for major medical services with no copays and no coinsurance for most covered benefits. Members can access inpatient and outpatient hospital care, emergency services, primary and specialist visits, and preventive care with no copay or coinsurance. Essential needs like dialysis, home health care, durable medical equipment, and skilled nursing facility stays are also covered at no cost to the member. However, the plan has limitations on supplemental benefits, excluding routine dental services, eyewear, and over-the-counter items. Routine hearing and vision exams are partially covered with no copay, but corrective devices like hearing aids and eyeglasses are not covered. For out-of-network services, members may be responsible for a copay ranging from $25.00 to $1,000.00 depending on the service.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.