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AARP Medicare Advantage from UHC NH-2 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage from UHC NH-2 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage from UHC NH-2 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage from UHC NH-2 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2026 to people living in Select Counties of New Hampshire. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage from UHC NH-2 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage from UHC NH-2 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage from UHC NH-2 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $440.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6700.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for AARP Medicare Advantage from UHC NH-2 (HMO-POS)
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Drug Coverage
The AARP Medicare Advantage from UHC NH-2 (HMO-POS) plan has an annual prescription drug deductible of $440. Tier 1 preferred generic drugs offer excellent savings with no copay for a 1-month or 3-month supply at standard pharmacies and through mail order. Tier 2 generic drugs require a $12 copay for a 1-month supply at standard pharmacies, but you can enjoy no copay on a 3-month supply when using preferred mail order. For brand-name and specialty medications, costs are structured as coinsurance percentages rather than flat copays. Tier 3 preferred brand drugs carry a 17% coinsurance for standard pharmacies and mail-order services. Tier 4 non-preferred drugs require a 42% coinsurance, while Tier 5 specialty drugs have a 28% coinsurance for a 1-month supply.
Additional Benefits
The AARP Medicare Advantage from UHC NH-2 (HMO-POS) plan offers comprehensive medical coverage with no coinsurance for inpatient hospital stays, charging a $400 daily copay for the first three days and no copay for days four through ninety. Primary care visits, telehealth, and preventive services are fully covered with no copay, while specialist copays range from $0 to $45. Outpatient hospital services feature copays up to $400, and home health services are provided with no copay. Supplemental benefits include routine vision and hearing exams with no copay, a $300 eyewear allowance every two years, and preventive dental care with no copay. Durable medical equipment and dialysis services require a 20% coinsurance with no copay, whereas emergency room visits carry a $130 copay that is waived if you are admitted. Ambulance services are covered with a $290 copay, though routine transportation and comprehensive dental treatments are not covered under this plan.
Inpatient Hospital See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) covers inpatient acute and psychiatric hospital stays with no coinsurance, requiring a $400 daily copay for days 1 to 3 and no copay for days 4 to 90. While unlimited additional acute care days are covered with no copay, additional psychiatric days, upgrades, and non-Medicare-covered stays are not covered.
Outpatient Services See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) covers outpatient services with no coinsurance, offering a $0 to $400 copay for outpatient hospital services and a $400 daily copay for observation services. Ambulatory surgical center and outpatient blood services feature no copay, while outpatient substance abuse sessions require a copay of $0 to $25 for individual visits and $15 for group visits.
Partial Hospitalization See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) covers partial hospitalization services with a $55.00 copay and no coinsurance. Prior authorization is required to access this benefit.
Ambulance and Transportation Services See details
Ambulance services are covered by the AARP Medicare Advantage from UHC NH-2 (HMO-POS) plan with a $290 copay for both ground and air transportation and no coinsurance, with prior authorization required. Transportation services to health-related locations are not covered under this plan.
Emergency Services See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) covers emergency services with a $130 copay and no coinsurance, which is waived if you are admitted to the hospital within 24 hours. Urgently needed services range from no copay to a $50 copay with no coinsurance, while worldwide emergency, urgent, and transportation services are fully covered with no copay and no coinsurance.
Primary Care See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) covers primary care and telehealth visits with no copay and no coinsurance. Specialist visits, therapy, mental health, and podiatry services are also covered with no coinsurance and copays ranging from $0 to $45, though routine chiropractic care is not covered.
Preventive Services See details
Preventive services are partially covered by AARP Medicare Advantage from UHC NH-2 (HMO-POS) with no copay and no coinsurance for covered options like annual physical exams, kidney disease education, fitness benefits, glaucoma screenings, diabetes self-management, digital rectal exams, and EKGs. Uncovered sub-services include health education, in-home safety assessments, personal emergency response systems, medical nutrition therapy, medication reconciliation, readmission prevention, wigs, weight management, alternative therapies, therapeutic massage, adult day health, nutritional benefits, palliative care, in-home support, caregiver support, smoking cessation, disease management, telemonitoring, remote access, home safety modifications, and counseling.
Hearing Services See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) partially covers hearing services with no coinsurance, offering one routine hearing exam per year with no copay, though fitting and evaluation exams are not covered. Up to two prescription or OTC hearing aids are covered annually with no coinsurance and copays ranging from $199.00 to $1,249.00, but inner ear, outer ear, and over-the-ear prescription aids are not covered.
Vision Services See details
Vision Services under AARP Medicare Advantage from UHC NH-2 (HMO-POS) feature no coinsurance and no deductibles, offering one routine eye exam per year with no copay, though other eye exam services are not covered. Eyewear is covered up to a $300 limit every two years with no copay for contact lenses and frames, and a $0 to $153 copay for lenses, while upgrades and combined eyeglass packages are not covered.
Dental Services See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) offers partially covered dental services, which include Medicare-covered dental care with no copay and 20% coinsurance, and preventive services like cleanings and exams with no copay and no coinsurance. However, comprehensive dental services such as restorative treatments, endodontics, periodontics, prosthodontics, implants, oral surgery, and orthodontics are not covered.
Home Infusion bundled Services See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) covers home infusion bundled services with no copay, though prior authorization is required. Associated Medicare Part B chemotherapy, radiation, and other drugs incur a 0% to 20% coinsurance, while covered Part B insulin has a $35 copay and 0% to 20% coinsurance.
Dialysis Services See details
Dialysis services are covered by AARP Medicare Advantage from UHC NH-2 (HMO-POS) with no copay and a 20% coinsurance, although prior authorization is required.
Medical Equipment See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) covers durable medical equipment, prosthetics, and diabetic therapeutic shoes with a 20% coinsurance and no copay. Diabetic supplies are also covered with no copay, and prior authorization is required for these medical equipment benefits.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by AARP Medicare Advantage from UHC NH-2 (HMO-POS), with prior authorization required. Diagnostic tests require a $50 copay and lab services have no copay (both with no coinsurance), while radiological services range from no copay for diagnostic radiology and a $30 copay for X-rays to a minimum 20% coinsurance for therapeutic radiology.
Home Health Services See details
Home Health Services are covered by AARP Medicare Advantage from UHC NH-2 (HMO-POS) with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are not covered under the AARP Medicare Advantage from UHC NH-2 (HMO-POS) plan, as none of the associated sub-services, including intensive cardiac rehabilitation, pulmonary rehabilitation, and supervised exercise therapy, are covered in practice.
Skilled Nursing Facility (SNF) See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) partially covers Skilled Nursing Facility (SNF) services, as additional days beyond the standard 100-day limit are not covered. Covered days feature no coinsurance, with no copay for days 1 to 20 and a $218 daily copay for days 21 to 100, requiring prior authorization but no prior three-day inpatient hospital stay.
Other Services See details
AARP Medicare Advantage from UHC NH-2 (HMO-POS) partially covers other services, offering a meal benefit for chronic illness with no copay and no coinsurance, though prior authorization is required. Acupuncture, Over-the-Counter (OTC) items, and other additional services are not covered under this plan.
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