A non-government entity
AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS)
Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) in 2026, please refer to our full plan details page.
AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2026 to people living in Select Counties in Oklahoma. This plan received an overall rating of 4 out of 5 stars in 2026.
It's important to know that AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Key Plan Facts
Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS).
Plan Costs:
The cost of a Medicare Advantage Plan is made up of four main parts.
- First, the monthly premium — the amount you pay every month.
- Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
- Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
- Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.
For AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $440.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $6700.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
Common Services:
Doctor Visits:
Specialist Visits:
Emergency Room:
Urgent Care:
Sign up for AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS)
Need help deciding? Talk with one of our licensed insurance specialists 1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
Drug Coverage
The AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) plan features an annual drug deductible of $440. For Tier 1 preferred generic drugs, members enjoy no copay for standard pharmacy fills and three-month mail orders. Tier 2 generic medications cost a $14 copay for a one-month supply at standard pharmacies, but three-month supplies have no copay when filled through preferred mail order. Higher-tier medications under this plan require coinsurance instead of copays. Tier 3 preferred brand drugs carry a 16% coinsurance for both standard pharmacy and mail order fills. Tier 4 non-preferred drugs require a 40% coinsurance, while Tier 5 specialty medications are covered with a 28% coinsurance.
Additional Benefits
The AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) plan offers comprehensive medical coverage with many essential services requiring no copay and no coinsurance. You will pay nothing for primary care visits, telehealth services, and annual preventive care, while specialist visits feature copays up to $50. For emergency care, there is a $130 copay that is waived if you are admitted, while inpatient hospital stays require a $455 copay for the first few days and no copay for subsequent days. This plan also includes valuable dental, vision, and hearing benefits to help minimize your healthcare expenses. Diagnostic and preventive dental services, routine eye exams, and annual hearing exams are all covered with no copay and no coinsurance. Additionally, members benefit from a $300 eyewear allowance, affordable copays on hearing aids, and no copay for home health care and over-the-counter items.
Inpatient Hospital See details
AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) covers inpatient hospital services with no coinsurance, requiring a $455 copay for days 1-6 of acute stays and days 1-5 of psychiatric stays, with no copay for subsequent days. This benefit is partially covered, as upgrades, non-Medicare-covered stays, and additional psychiatric days are not covered.
Outpatient Services See details
Outpatient services covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) feature no coinsurance, with outpatient hospital copays up to $455 and observation services carrying a $455 daily copay. Ambulatory surgical center and outpatient blood services require no copay and no coinsurance, while outpatient substance abuse sessions have copays up to $25 with no coinsurance, with prior authorization required for most services.
Partial Hospitalization See details
Partial hospitalization is covered by the AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) plan with a $55 copay and no coinsurance. Prior authorization is required for this benefit.
Ambulance and Transportation Services See details
Ambulance and transportation services are covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS), featuring a $290 copay and no coinsurance for both ground and air ambulance services, which require prior authorization. Routine transportation services, including trips to plan-approved or any other health-related locations, are not covered under this plan.
Emergency Services See details
Emergency services under the AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) plan are covered with a $130 copay and no coinsurance, with the copay waived if you are admitted to the hospital within 24 hours. Urgently needed services require a copay of $0 to $50 with no coinsurance, while worldwide emergency care, urgent care, and emergency transportation are covered with no copays and no coinsurance.
Primary Care See details
AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) covers primary care and telehealth services with no copay and no coinsurance, while chiropractic services are not covered. Other services require no coinsurance, with copays of $0 to $50 for specialists, $0 to $25 for individual mental health and psychiatric sessions, $40 for physical, occupational, and speech therapies, and $45 for podiatry.
Preventive Services See details
Preventive Services under the AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) plan are partially covered with no copay and no coinsurance for services like annual physical exams, kidney disease education, glaucoma screenings, diabetes training, fitness benefits, and home safety devices. However, several supplemental services, including health education, in-home safety assessments, medical nutrition therapy, and personal emergency response systems, are not covered.
Hearing Services See details
Hearing services are partially covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS), featuring one annual routine hearing exam with no copay and no coinsurance. While fitting evaluations and inner, outer, or over-the-ear prescription aids are not covered, the plan covers up to two prescription hearing aids per year with a $199 to $1,249 copay and two OTC hearing aids with a $199 to $829 copay, both with no coinsurance.
Vision Services See details
Vision services are partially covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) with no deductibles or coinsurance, featuring one routine eye exam annually with no copay, though prior authorization is required. Eyewear is covered up to a $300 combined limit every two years with no coinsurance and copays ranging from $0 to $153, while upgrades, other eye exams, and bundled eyeglasses (lenses and frames) are not covered.
Dental Services See details
Dental Services are partially covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS), with implant services and orthodontics not covered. Diagnostic and preventive dental services feature no copay and no coinsurance up to a $2,500 annual limit, while comprehensive services require no copay and a 50% coinsurance, and Medicare-covered dental services have no copay and a 20% coinsurance.
Home Infusion bundled Services See details
Home infusion bundled services are covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) with no copay, though prior authorization is required. Associated Medicare Part B chemotherapy, radiation, and other drugs have no copay and a 0% to 20% coinsurance, while Part B insulin drugs require a $35 copay and 0% to 20% coinsurance.
Dialysis Services See details
Dialysis Services are covered under the AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) plan with no copay and a 20% coinsurance. Prior authorization is required to receive these covered services.
Medical Equipment See details
Medical equipment is covered under the AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) plan with no copay and a 20% coinsurance for durable medical equipment, prosthetics, medical supplies, and diabetic therapeutic shoes. Diabetic supplies are covered with no copay, and prior authorization is required for these medical equipment benefits.
Diagnostic and Radiological Services See details
Diagnostic and radiological services are covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) with prior authorization required. Lab services and diagnostic radiology feature no copay and no coinsurance, while diagnostic tests require a $75 copay with no coinsurance, outpatient X-rays require a $30 copay with no coinsurance, and therapeutic radiology has a 20% coinsurance.
Home Health Services See details
Home Health Services are covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) with no copay and no coinsurance, although prior authorization is required.
Cardiac Rehabilitation Services See details
Cardiac Rehabilitation Services are covered by AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) with no copay and no coinsurance, subject to prior authorization. Although some services are covered, specific services including cardiac, intensive cardiac, pulmonary, and SET for PAD rehabilitation are not covered.
Skilled Nursing Facility (SNF) See details
AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) covers Skilled Nursing Facility (SNF) care with no coinsurance, requiring no copay for days 1 through 20 and a $218 daily copay for days 21 through 100. Prior authorization is required for these services, and additional days beyond the standard 100-day Medicare benefit are not covered.
Other Services See details
AARP Medicare Advantage Extras from UHC OK-8 (HMO-POS) provides partial coverage for other services, offering over-the-counter (OTC) items and meal benefits for chronic illnesses with no copay and no coinsurance. Acupuncture is not covered under this plan, and prior authorization is required for the meal benefit.
Get Personalized Help from a licensed insurance agent
1-877-649-2073 / TTY 711. 8am-11pm EST. 7 days a week
*/SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
MedicareAdvantageRX.com is owned and operated by Dog Media Solutions LLC.
This is a promotional communication.
Every year, Medicare evaluates plans based on a 5-star rating system.
Part B premium reduction is not available with all plans. Availability varies by carrier and location. Actual Part B premium reduction could be lower. Deductibles, copays and coinsurance may apply.
* Benefit(s) mentioned may be part of a special supplemental program for chronically ill members with one of the following conditions: Diabetes mellitus, Cardiovascular disorders, Chronic and disabling mental health conditions, Chronic lung disorders, Chronic heart failure. This is not a complete list of qualifying conditions. Having a qualifying condition alone does not mean you will receive the benefit(s). Other requirements may apply.
Enrollment in Medicare/Medicare Advantage may be limited to certain times of the year unless you qualify for a Special Enrollment Period
We do not offer every plan available in your area. Currently, we represent 18 organizations, which offer 52,101 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.
We represent Medicare Advantage HMO, PPO and PFFS organizations and stand-alone PDP prescription drug plans that are contracted with Medicare. Enrollment depends on the plan's contract renewal.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Please contact Medicare.gov ,1-800-MEDICARE , or your local State Health Insurance Program (SHIP) to get information on all of your options.
Medicare has neither approved nor endorsed any information on this site.
Speak with a licensed insurance agent: 1-877-649-2073 / TTY 711 | 8am - 11pm ET | 7 days a week
© 2023 Dog Media Solutions LLC. All rights reserved