Benefits Summary and Overview
This page is a benefits summary and overview of key plan information for UHC Complete Care VA-22 (HMO-POS C-SNP). The information on this page is a summary only.
For a complete listing of all available benefits and cost information on UHC Complete Care VA-22 (HMO-POS C-SNP) in 2025, please refer to our full plan details page.
UHC Complete Care VA-22 (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select counties in Virginia. This plan received an overall rating of 4 out of 5 stars in 2025.
It's important to know that UHC Complete Care VA-22 (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.
Important:
UHC Complete Care VA-22 (HMO-POS C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.
Below are a few key facts and commonly-asked questions about UHC Complete Care VA-22 (HMO-POS C-SNP).
The cost of a Medicare Advantage Plan is made up of four main parts.
For UHC Complete Care VA-22 (HMO-POS C-SNP), the main costs are as follows:
Monthly Premium
The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.
This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.
Deductibles
This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.
This plan has a $255.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.
Out-of-Pocket Maximums
This plan has a Maximum Out-Of-Pocket cost of $5400.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.
You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.
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The UHC Complete Care VA-22 (HMO-POS C-SNP) plan has a $255 deductible for prescription drugs. After the deductible is met, you will pay a copay or coinsurance depending on the drug tier and pharmacy. For generic drugs at a standard pharmacy, you will pay either $8 or $47. For preferred brand drugs, you will pay a $100 copay. For non-preferred drugs, you will pay 30% coinsurance. After your yearly out-of-pocket drug costs reach $2000, you will pay nothing for covered drugs.
The UHC Complete Care VA-22 (HMO-POS C-SNP) plan offers a variety of benefits, including coverage for inpatient hospital stays with a copay, outpatient services with varying copays, and emergency services. This plan also covers preventive services, hearing exams, and vision services like eye exams and eyewear with no copay, and offers dental services with no copay for preventive care. Other benefits include home health services and skilled nursing facility stays with specific copays. This plan provides coverage for ambulance services with a copay, and covers medical equipment with coinsurance. It also includes diagnostic and radiological services with copays and coinsurance, as well as over-the-counter items and meal benefits with no copay. However, some services like cardiac rehabilitation, orthodontics, and certain long-term care services are not covered.
Inpatient Hospital benefits, including acute and psychiatric care, are covered. For acute care, you will pay a $310 copay for days 1-6, and no copay for days 7-90, with no coinsurance; additional days 91-999 have no copay. For psychiatric care, you will pay a $310 copay for days 1-5, and no copay for days 6-90, with no coinsurance; additional days and non-medicare-covered stays are not covered.
Outpatient Services include coverage for Outpatient Hospital Services with a copay between $0 and $310, Observation Services with a $310 copay, Ambulatory Surgical Center (ASC) Services with no copay, Individual Sessions for Outpatient Substance Abuse with a copay between $0 and $25, Group Sessions for Outpatient Substance Abuse with a $15 copay, and Outpatient Blood Services with no copay. All services require prior authorization.
Partial Hospitalization is covered by the UHC Complete Care VA-22 (HMO-POS C-SNP) plan, but requires prior authorization. You will have a $55 copay for this benefit.
Ambulance and Transportation Services are covered by the UHC Complete Care VA-22 (HMO-POS C-SNP) plan, with prior authorization required for all ambulance services. Ground and air ambulance services each have a $275 copay, while transportation services to any health-related location are not covered. There is no coinsurance for ambulance services.
Emergency Services, Urgently Needed Services, and Worldwide Emergency Services are covered. Emergency services have a $125 copay, and urgently needed services have a copay between $0 and $55. Worldwide Emergency Coverage, Worldwide Urgent Coverage, and Worldwide Emergency Transportation have no copay.
Primary Care Physician Services are covered with no copay. Chiropractic Services have a $20 copay. Occupational Therapy Services are covered with a copay between $0 and $15. Physician Specialist Services are covered with a copay between $0 and $15. Mental Health Specialty Services, Podiatry Services, Other Health Care Professional, Psychiatric Services, and Physical Therapy and Speech-Language Pathology Services all have varying copays. Additional Telehealth Benefits have no copay, and Opioid Treatment Program Services have no copay.
Preventive Services are covered by the UHC Complete Care VA-22 (HMO-POS C-SNP) plan, including an annual physical exam with no copay. The plan also covers additional preventive services such as Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit, all with no copay.
Hearing exams are covered with no copay, and routine hearing exams are covered once per year. Prescription hearing aids are covered, with a copay between $199 and $1249, and OTC hearing aids are covered with a copay between $99 and $829. Fitting/evaluation for hearing aids, prescription hearing aids - inner ear, prescription hearing aids - outer ear, and prescription hearing aids - over the ear are not covered.
The UHC Complete Care VA-22 (HMO-POS C-SNP) plan covers vision services, including eye exams and eyewear. Routine eye exams have no copay, and eyewear including contact lenses and eyeglass frames have no copay, while eyeglass lenses have a copay ranging from $0 to $153. Eyeglass frames are limited to one frame every two years, and the plan provides a combined maximum benefit of $300 for all eyewear every two years.
The UHC Complete Care VA-22 (HMO-POS C-SNP) plan covers some dental services, including oral exams, dental x-rays, prophylaxis (cleaning), fluoride treatments, and other preventive dental services, all with no copay. Medicare dental services are covered with 20% coinsurance. Orthodontic, restorative, adjunctive general, endodontics, periodontics, prosthodontics (removable and fixed), maxillofacial prosthetics, implant services, oral and maxillofacial surgery, and orthodontics are not covered.
Home Infusion bundled Services are covered under the UHC Complete Care VA-22 (HMO-POS C-SNP) plan, requiring prior authorization. For Medicare Part B Insulin Drugs, there is a $35 copay, with coinsurance ranging from 0% to 20%.
Dialysis Services are covered, but require prior authorization. There is a 20% coinsurance for these services.
Medical Equipment benefits include Durable Medical Equipment (DME) with 20% coinsurance and authorization required, Prosthetic Devices with 20% coinsurance, and Medical Supplies with 20% coinsurance. Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts have no copay, and there is a copay for Medicare-covered Diabetes Supplies and Diabetic Therapeutic Shoes or Inserts.
Diagnostic and Radiological Services include coverage for all diagnostic services, with a $50 copay for diagnostic procedures/tests, and no copay for lab services. Radiological services are covered, with a copay of at most $225 for diagnostic radiological services, and a coinsurance of at most 20% for therapeutic radiological services. Outpatient X-ray services have a $25 copay.
Home Health Services are covered by the UHC Complete Care VA-22 (HMO-POS C-SNP) plan with no copay and no coinsurance, but additional hours of care and personal care services are not covered. Authorization is required for this benefit.
Cardiac Rehabilitation Services are covered, but not in practice because the plan states that the following services are not covered: Cardiac Rehabilitation Services, Intensive Cardiac Rehabilitation Services, Pulmonary Rehabilitation Services, and SET for PAD Services. Prior authorization is required for this benefit.
Skilled Nursing Facility (SNF) services are covered by the UHC Complete Care VA-22 (HMO-POS C-SNP) plan, with a $0 copay for days 1-20, and a $203 copay for days 21-100. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.
The UHC Complete Care VA-22 (HMO-POS C-SNP) plan covers over-the-counter (OTC) items with no copay, and meal benefits with no copay and prior authorization. Acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.
SMID: MULTIPLAN_HCIHNMEDADVRX25_HCI_M
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