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UHC Complete Care ME-6 (HMO-POS C-SNP)

Benefits Summary and Overview

This page is a benefits summary and overview of key plan information for UHC Complete Care ME-6 (HMO-POS C-SNP). The information on this page is a summary only.

For a complete listing of all available benefits and cost information on UHC Complete Care ME-6 (HMO-POS C-SNP) in 2025, please refer to our full plan details page.

UHC Complete Care ME-6 (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select counties in Maine. This plan received an overall rating of 4 out of 5 stars in 2025.

It's important to know that UHC Complete Care ME-6 (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Important:

UHC Complete Care ME-6 (HMO-POS C-SNP)is a Special Needs Type (SNP) plan. This means you can only enroll in this plan if you meet specific criteria. See our full plan details page for more information.

Overview IconKey Plan Facts

Below are a few key facts and commonly-asked questions about UHC Complete Care ME-6 (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

  • First, the monthly premium — the amount you pay every month.
  • Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
  • Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
  • Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

For UHC Complete Care ME-6 (HMO-POS C-SNP), the main costs are as follows:

Monthly Premium

The Monthly Premium for this plan is $0.00. This is the amount you must pay every month.

This plan does not come with a Part B Premium reduction. You must continue to pay your Part B premium.

Deductibles

This plan does not have a health deductible. Your insurance coverage on covered health services will start immediately.

This plan has a $340.00 drug deductible. You will need to pay this amount towards covered prescriptions before your insurance coverage for prescription medications kicks in.

Out-of-Pocket Maximums

This plan has a Maximum Out-Of-Pocket cost of $5900.00 for out-of-network services. You will pay copays, coinsurance, and deductibles toward this amount. Once your total out-of-pocket costs reach $0.00 for in-network covered services, the plan will pay 100% of in-network covered costs for the rest of the year.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Doctor Visits:

Regular visits to your primary care doctor are covered and will have a copay of $0.00 and coinsurance of 0% (no coinsurance).

Specialist Visits:

Visits to specialists are covered and will have a copay of $0.00 - $25.00 and coinsurance of 0% (no coinsurance). Specialist visits may require a referral from your primary care doctor or prior authorization.

Emergency Room:

Trips to the Emergency Room are covered, and will have a copay of $125.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Urgent Care:

Trips to Urgent Care arecovered and will have a copay of $0.00 - $55.00 and coinsurance of 0% (no coinsurance). Coverage may vary for in-network and out-of-network hospitals.

Sign up for UHC Complete Care ME-6 (HMO-POS C-SNP)

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Drug Coverage IconDrug Coverage

The UHC Complete Care ME-6 (HMO-POS C-SNP) plan has an enhanced alternative drug benefit. The plan has a deductible of $340.00. After the deductible, you will pay a copay for your prescriptions. For preferred generic drugs, you will pay a $10 copay, and for standard generic drugs, you will pay a $47 copay. For preferred brand drugs, you will pay a $100 copay, and for non-preferred drugs, you will pay 29% coinsurance.

Additional Benefits IconAdditional Benefits

The UHC Complete Care ME-6 (HMO-POS C-SNP) plan offers a wide range of benefits with varying costs. Many services have no copay, including primary care visits, preventive services, routine vision and hearing exams, and home health services. Other services have copays, such as inpatient hospital stays, outpatient services, and ambulance services. The plan includes coverage for dental services, with no copay for preventive services, and hearing services, including hearing exams and hearing aids. Additionally, the plan covers medical equipment, diagnostic and radiological services, and skilled nursing facility services.

Inpatient Hospital See details

Inpatient Hospital coverage includes Inpatient Hospital-Acute and Inpatient Hospital Psychiatric, both with a $295 copay for days 1-7, and no copay for days 8-90. Additional days for Inpatient Hospital-Acute are covered with no copay. Non-Medicare-covered stays and upgrades for Inpatient Hospital-Acute are not covered, and additional days and Non-Medicare-covered stays for Inpatient Hospital Psychiatric are not covered.

Outpatient Services See details

Outpatient Services include coverage for outpatient hospital services with a copay between $0 and $295, observation services with a $295 copay, and ambulatory surgical center services with no copay. Individual outpatient substance abuse sessions have a copay between $0 and $25, and group sessions have a $15 copay. Outpatient blood services have no copay.

Partial Hospitalization See details

Partial Hospitalization is covered by the UHC Complete Care ME-6 (HMO-POS C-SNP) plan, with a $55 copay. Prior authorization is required for this benefit.

Ambulance and Transportation Services See details

Ambulance and Transportation Services are covered, including both ground and air ambulance services, each with a copay of $290. Transportation Services to any health-related location are not covered.

Emergency Services See details

Emergency Services, including urgently needed and worldwide emergency services, are covered by UHC Complete Care ME-6 (HMO-POS C-SNP). Emergency Services have a $125 copay, while urgently needed services have a copay between $0 and $55. Worldwide emergency services have a $0 copay for worldwide emergency coverage, worldwide urgent coverage, and worldwide emergency transportation.

Primary Care See details

The UHC Complete Care ME-6 (HMO-POS C-SNP) plan covers primary care physician services with no copay, chiropractic services with a $20 copay, and occupational therapy services with a copay between $0 and $20. The plan also covers physician specialist services, mental health specialty services, podiatry services, other health care professional services, psychiatric services, physical therapy and speech-language pathology services, additional telehealth benefits, and opioid treatment program services, all with varying copays.

Preventive Services See details

Preventive Services are covered, including an annual physical exam with no copay. Other preventive services include Fitness Benefit, Home and Bathroom Safety Devices and Modifications, Kidney Disease Education Services, Glaucoma Screening, Diabetes Self-Management Training, Barium Enemas, Digital Rectal Exams, and EKG following Welcome Visit, all with no copay.

Hearing Services See details

Hearing exams are covered with no copay, while routine hearing exams are limited to one per year. Prescription hearing aids are covered with a copay between $199 and $1249, with a limit of two per year, while OTC hearing aids have a copay between $99 and $829, with a limit of two per year. Fitting/evaluation for hearing aids, and prescription hearing aids for the inner ear, outer ear, and over the ear are not covered.

Vision Services See details

The UHC Complete Care ME-6 (HMO-POS C-SNP) plan covers vision services, including routine eye exams with no copay, and eyewear with no copay for contact lenses and eyeglass frames, and a copay of $0 - $153 for eyeglass lenses. Eyeglasses (lenses and frames) and upgrades are not covered.

Dental Services See details

Dental Services are covered under the UHC Complete Care ME-6 (HMO-POS C-SNP) plan, with a 20% coinsurance for Medicare Dental Services, and no copay for Oral Exams, Dental X-Rays, Prophylaxis (Cleaning), Fluoride Treatment, and Other Preventive Dental Services. Orthodontic Services, Restorative Services, Adjunctive General Services, Endodontics, Periodontics, Prosthodontics (removable and fixed), Maxillofacial Prosthetics, Implant Services, Oral and Maxillofacial Surgery, and Orthodontics are not covered.

Home Infusion bundled Services See details

Home Infusion bundled Services are covered by the UHC Complete Care ME-6 (HMO-POS C-SNP) plan, with prior authorization required. For Medicare Part B Insulin Drugs, there is a $35 copay, with coinsurance between 0% and 20%.

Dialysis Services See details

Dialysis Services are covered under the UHC Complete Care ME-6 (HMO-POS C-SNP) plan, but require prior authorization. The coinsurance for this service is 20%.

Medical Equipment See details

Medical Equipment includes Durable Medical Equipment (DME), Prosthetics/Medical Supplies, and Diabetic Equipment. DME has a 20% coinsurance and requires authorization. Prosthetic Devices and Medical Supplies have a 20% coinsurance, and Diabetic Supplies and Diabetic Therapeutic Shoes/Inserts have no copay.

Diagnostic and Radiological Services See details

Diagnostic and Radiological Services are covered, including Diagnostic Procedures/Tests with a $50 copay, Lab Services with no copay, Diagnostic Radiological Services with a copay up to $225, Therapeutic Radiological Services with up to 20% coinsurance, and Outpatient X-Ray Services with a $25 copay. Prior authorization is required for all diagnostic and radiological services.

Home Health Services See details

Home Health Services are covered by the UHC Complete Care ME-6 (HMO-POS C-SNP) plan with no copay and no coinsurance. Additional Hours of Care and Personal Care Services are not covered.

Cardiac Rehabilitation Services See details

Cardiac Rehabilitation Services are covered by UHC Complete Care ME-6 (HMO-POS C-SNP), but the plan does not cover any of the sub-services. Prior authorization is required.

Skilled Nursing Facility (SNF) See details

Skilled Nursing Facility (SNF) services are covered by the UHC Complete Care ME-6 (HMO-POS C-SNP) plan, but require prior authorization. There is no copay for days 1-20, and a $203 copay for days 21-100. Additional days beyond Medicare-covered and non-Medicare-covered stays for SNF are not covered.

Other Services See details

Other Services includes coverage for Over-the-Counter (OTC) Items and Meal Benefit, with no copay for either; however, Acupuncture, Dual Eligible SNPs with Highly Integrated Services, Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Services, Private Duty Nursing Services, Case Management (Long Term Care), Institution for Mental Disease Services for Individuals 65 or Older, Services in an Intermediate Care Facility for Individuals with Intellectual Disabilities, Case Management, Tobacco Cessation Counseling for Pregnant Women, Freestanding Birth Center Services, Respiratory Care Services, Family Planning Services, Nursing Home Services, Home and Community Based Services, Personal Care Services, and Self-Directed Personal Assistance Services are not covered.

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