UHC Complete Care ME-6 (HMO-POS C-SNP)

UHC Complete Care ME-6 (HMO-POS C-SNP) is a HMO-POS C-SNP plan offered by Unitedhealthcare of Wisconsin, Inc. available for the 2026 plan year to people living in Select Counties in Maine. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that UHC Complete Care ME-6 (HMO-POS C-SNP) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about UHC Complete Care ME-6 (HMO-POS C-SNP).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The UHC Complete Care ME-6 (HMO-POS C-SNP) prescription drug plan features an annual drug deductible of $355. For Tier 1 preferred generic drugs, members pay no copay for a one-month or three-month supply at standard pharmacies or via mail order. Tier 2 generic drugs carry a $10 copay for a one-month supply at standard pharmacies, but members can access these with no copay for a three-month supply through preferred mail order. Higher-tier medications are subject to coinsurance rather than flat copays. Tier 3 preferred brand drugs require a 20% coinsurance for both one-month and three-month supplies. Tier 4 non-preferred drugs require a 43% coinsurance, while Tier 5 specialty drugs carry a 29% coinsurance for a one-month supply across standard pharmacies and mail-order options.

Additional Benefits

The UHC Complete Care ME-6 (HMO-POS C-SNP) plan offers comprehensive medical coverage with no copays or coinsurance for primary care visits, preventive services, and home health care. Specialist visits and physical therapies feature low copays of up to $35 with no coinsurance. For hospital stays, inpatient acute care requires a $395 daily copay for the first seven days and no copay thereafter, while emergency room visits carry a $130 copay that is waived upon admission. Routine dental, vision, and hearing exams are covered with no copays or coinsurance, though prescription hearing aids and lenses require varying copays. Diagnostic lab tests, home infusions, and cardiac rehabilitation also feature no copays, while dialysis and durable medical equipment require a 20% coinsurance. Additionally, the plan covers skilled nursing facility stays with no copay for the first 20 days and a $218 daily copay for days 21 to 100.

Plan Providers

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, Health Care Service Corporation, HealthSpring^SM, HealthSun, Healthy Blue, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.