AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS)

AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS) is a HMO-POS plan offered by UnitedHealth Group, Inc. available for enrollment in 2025 to people living in Select Counties in Ohio. This plan received an overall rating of 4 out of 5 stars in 2026.

It's important to know that AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS) is a Medicare Advantage (MA) Plan with drug coverage. That means that this plan covers both medical services and prescription drugs.

Key Plan Facts

Below are a few key facts and commonly-asked questions about AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS).

Plan Costs:

The cost of a Medicare Advantage Plan is made up of four main parts.

• First, the monthly premium — the amount you pay every month.
• Second, the deductible — the amount you pay out of pocket for covered services before the plan starts paying.
• Third, the copayments and coinsurance — the amounts you pay out of pocket for covered services, usually after meeting the deductible (if applicable). Copays are fixed dollar amounts; coinsurance is a percentage of the cost.
• Fourth, the Out-of-Pocket Maximum — the maximum amount you could have to pay out of pocket in a year. This may be different for in-network and out-of-network services.

You can see below for the coinsurance and specific copayments for in the Additional Benefits section below, or refer to our Plan Details page for more details.

Common Services:

Drug Coverage

The AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS) plan features an annual drug deductible of $520, though it provides excellent cost savings on tier one preferred generic drugs with no copay for standard pharmacy and mail-order options. For tier two generic drugs, you will pay a $14 copay for a one-month supply at standard pharmacies, but you can completely avoid this cost with no copay when utilizing a three-month preferred mail-order delivery. For higher-tier medications, costs transition from flat copays to coinsurance percentages. Tier three preferred brand drugs require a 15% coinsurance, while tier four non-preferred drugs and tier five specialty drugs require 38% and 27% coinsurance respectively for both standard pharmacies and mail orders. This structure allows Medicare beneficiaries to easily manage their prescription expenses by choosing the most cost-effective tier and pharmacy options.

Additional Benefits

The AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS) plan offers comprehensive coverage with no copay for primary care visits, telehealth, annual physicals, and home health services. For specialized medical care, beneficiaries face predictable costs, including a $130 copay for emergency room visits and daily copays for inpatient hospital stays that transition to no copay after the first few days. Outpatient services feature no copay for ambulatory surgical centers, while diagnostic lab tests and cardiac rehabilitation are also covered with no copay. This plan also provides robust supplemental benefits, including preventive dental care, routine eye exams, and routine hearing exams with no copay. Dental services feature a $4,000 annual limit with no copay and up to 50 percent coinsurance for comprehensive care, while vision benefits include a $300 eyewear allowance every two years. Additionally, members pay 20 percent coinsurance for dialysis and durable medical equipment, alongside no copay for over-the-counter items and chronic illness meal benefits.